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#33
04-24-2006, 10:02 AM
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Junior Member
Join Date: Apr 2006
Posts: 58
Credits: 2,306
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Sub:
I pulled out my old receipts because I had a lot of accounts with Pinion Management (and I'm a packrat and I save everything). I sent them all my payments via Western Union.
If I were you, I would simply tell them that if they would like to get paid, they will need to either accept payment via Western Union, Money Gram or money order. Tell them you do not have a checking account (even if you do) because they will want to get your new number and start debiting directly from your new account. If they still refuse all of those payment options, I would tell them that it's their problem. Document the call and the payment refusal. If they want they're money bad enough, they'll accept. If not, don't pay and let it take its course because at that point there is nothing more than you can do. I had places try to pressure me into giving me a new bank account number even though I lied and said I didn't have one. They kept telling me that I had to have a new account and I told them I did not. I finally told them that they needed to come up with another method of payment if they wanted any of their money back. It took some negotiating but finally they agreed. They will pressure you to no end to get you to give them a new account number but UNDER NO CIRCUMSTANCES SHOULD YOU GIVE IT TO THEM. You will be back in the same situation as you were before. Hope that helps. 
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#34
04-26-2006, 01:25 PM
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Sub:
Hi Bia,
First thing - check with the Department of commerce in your area - htey can tell you if Pinion isallowed to do business in your state or what laws pertain to them. My Dept of Commerce gave me my states website that states the law and exactly how much fees they are LEGALLY allowed to charge. It was a real eye opener for me - you may be surprised to se what theyare allowed legally - it's a far cry from wht they actually collect. I'm just getting all my info together then I'll find a lawyer to go from there. Pinion is very shifty - cancel your card if you have to or put a stop payment on them. Once you do they they have to talk to you if they want any money. Best advise - don't do the Payday Loans - they are ALL crooks.
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#36
04-27-2006, 06:27 AM
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Sub:
Hi Raffi,
Check with your local Department of Commerce - they should be able to answer your question or point you to the states website that should have that information. Don't be surprised to find that they aren't officially listed, but your state may have a provision that will allow them to do business as an out-of-state business. But do contact the Dept of Commerce - they can help. 
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#38
05-11-2006, 08:33 AM
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Join Date: Aug 2005
Posts: 1
Credits: 41
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Sub:
hottanya
I could swear that when I had a checking account, they took all their money from me and now they are calling and saying that I owe them $500.00. Can someone tell me the address for these people so I can send a validation letter.
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#39
05-12-2006, 07:25 AM
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Guest
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Sub:
Collection Agency
Does anyone know what this number is for? 866.363.7974. I received a message from AJ Lindstrom that I need to call as he has some questions he needs to have answered before he can send out the paperwork. I don't want to call him because I have no idea who he is or what company he is with.
Thanks
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#40
05-12-2006, 08:20 AM
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Junior Member
Join Date: Apr 2006
Posts: 58
Credits: 2,306
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Sub:
Bonnie: I did an internet and BBB search but couldn't come up with a company associated with that number. Generally, if I get a call from a number I don't recognize, I can find it through a reverse search on the internet. The only time I haven't been able to is when they are not a legitimate company. I called the number and got AJ's voicemail but I couldn't understand the company name. It was ____Group Financial, LLC. I still can't find any info on the net so I would beware.
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#41
05-12-2006, 08:49 AM
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Guest
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Sub:
866-363-7974
Thank Jen.
I called the number and also got his voice mail but when I hit 1 the name of the company is PettiGroup LLC. I believe it might be another collection agency working for 1st Credit of America. I was receiving calls from them saying I owed Platinum B a payday loan from March 2005 but no one will send a me a proof of debt. If Platinum B and SJM Marketing are the same company, I have paid Ellis Crosby a year ago for the debt to SJM. Please help with any advice you can provide me. I would like to contact Platinum B but can not locate a phone number.
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#42
05-12-2006, 09:07 AM
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Junior Member
Join Date: Apr 2006
Posts: 58
Credits: 2,306
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Sub:
Wow. This is too weird. The exact same thing happened to me. I paid Ellis Crosby $450 for Platinum B/SJM Marketing only because at the time (this was about 2 years ago) I didn't know all my rights or that Ellis Crosby was a scam. I think they sold my information because initially I was passed on to a legitimate collection company, who attempted to collect the debt, but when I sent them the papers proving I had already paid it, that is when the nightmare began. I think Ellis sold my information and I was getting calls from all kinds of companies (none of them legitimate) wanting to collect this debt. To this day, every few months or so, I get another call from some company threatening to put me in jail or something for this debt.
Generally, I tell them to send me something in writing. They usually refuse and say that they won't do that and then I tell them not to contact me by phone and that they are violating the fdcpa by threatening me and refusing to validate the debt. Then I tell them that if they call again, I will have a tape recorder rolling so that I can turn the information over to my attorney. They never call back after that. I wouldn't bother calling these people back. I usually do call them back but only because I like to mess with them and harass them like they do to me. It's actually rather fun and theraputic!!!
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#43
05-12-2006, 02:10 PM
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Sub:
Bonnie
Contact SJM Marketing at 1-866-722-2770. Explain them that you have already paid for the account to Ellis Crosby. You have to show some proof of the payment done in the past. SJM has written off the accounts in the past of those who were scammed by Ellis. Make sure that you have the records and prove the facts.
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#45
05-17-2006, 03:42 PM
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Sub:
Raffi
Check with the attorney general of your state and know about the licensing of Pinion Management. Besides, you will pay the permissible interest charges and fees that your state allows. Not that the collection agency put in front of you.
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#46
05-22-2006, 08:41 AM
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Guest
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Sub:
My account through pinion management
I have two on-line cash aadvance that are set up for repayment through you. I need my account # and the western union address to send it to sent to my e-mail address.
email address removed as per forum rules - Mike
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#47
05-22-2006, 02:36 PM
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Sub:
Beth,
The number to contact Pinion Management is 863-297-3072. Request them for your account details and the payment information. This is a general forum helping out people with debt related problems. It is not affiliated with Pinion Management
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