[Not so Lucky]

I just got off the phone with T&C and they received a fax stating that we still owe them $220.00 and they want payments to start now. I told Faye that I had the letter from United Cash loans stating that they marked our account paid in full. She is faxing them a document requesting full account information and she was really interested to find out they are not licensed to lend. Faye stated that makes a big difference. I will not pay United Cash Loans another dime! :evil:

[iloveteaching]

Tammy,
I don't blame you! These guys are ridiculous.

[CycloneFan]

Interesting, United is getting more aggressive. I have them on my list and they aren't licensed here either so they will be getting my dandy letter that I sent to ameriloan today. I think United, Ameriloan, 500FastCash and OneClick are all the same company.

[Not so Lucky]

I am so mad right now I could spit nails. This to me is extortion. They have messed with the wrong person. I will adding to my complaints against them and by the time I am through, hopefully they will be shut down! :evil:

[quesik]

Hello Tammy,
You state that this company is called United Cash loans. Do they have any other aka's? or are they their own company with just one name?

So if they are not licensed to loan, you don't owe them anything correct? That's very interesting how you found that out...I think there might be a lot of these companies illegally doing all this and basically stealing the identity of millions of innocent consumers who are in desperate need of some emergency cash.
Can you share with us what steps you took after finding out they are an illegal company?
Thanks!

[polly]

Tammy, why didn't you tell me that you have a loan with them? Every single person I have helped has had their account marked 'paid in full'.

[Not so Lucky]

I contacted the Nevada Consumer Protection Office and the Financial division in Nevada. I have a letter from the financial institutions division stating and I quote " Unfortunately, United Cash Loans is conducting unlicensed activity in this state. I then filed complaints against them with the places stated above and to the AG and consumer protection in my state. Also, notified the FTC and the BBB.

[CycloneFan]

Polly,

I have them, 500FastCash, ameriloan, and OneClick. Do you think they're all the same? I sent you my letter on email, if you think I should send it to all of them let me know and I will. Thanks!

[polly]

Tammy they are also operating illegally in Oklahoma. That is why if you send them a letter similar to that of Rio, they will never bother you again.

UCL is actually a company out of Canada, called Internet Marketing something or other.

[Not so Lucky]

I know they are and I have a letter from the AG office with the response from United Cash Loans that states they are tired of the complaints from us and they marked the account paid in full. Now they are wanting more. I don't think so. I will be getting my letter to the AG ready tonight and sending it tomorrow morning.

[erzeke1]

They are absolutely doing illegal business! Florida is investigating them as well. They are in BIG trouble....
Start contacting the AG's office those states....

[Not so Lucky]

I do believe there is a class action lawsuit in order here. They need to have their pants sued off of them immediately.

[erzeke1]

Did you see what happened to Quick Payday in colorado, when they were lending without a license?
They had to pay over $2 million dollars in refunds and damages to their customers!!!!
I smell a lawsuit!

[Not so Lucky]

Yes I did see that! I think these internet payday loans thinks we are dummies and won't fight for our rights. Well they have mistaken us. I am going to do some digging and find out how to get a class action suit going. Anyone interested?

[Jedi Mistress Ari]

It IS extortion and don't you fall for it (though I know you won't)

Tell your rep at T and C about this. You paid your loan in full already, and that's that. They don't deserve any shopping sprees on your back! That's what this is! This extra $220 is the lender's commission and nothing else. F them!

[Not so Lucky]

Faye at T&C was very interested about the non licensure of this company.