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 Posted: Thu Apr 13, 2006 1:55 pm Subject: United Cash Loans are thieves!!! |
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I just got off the phone with T&C and they received a fax stating that we still owe them $220.00 and they want payments to start now. I told Faye that I had the letter from United Cash loans stating that they marked our account paid in full. She is faxing them a document requesting full account information and she was really interested to find out they are not licensed to lend. Faye stated that makes a big difference. I will not pay United Cash Loans another dime! 
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NotsoLucky
Joined: 02 Nov 2005
Posts: 3164
Debtcc Points: 45630
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| Posted: Thu Apr 13, 2006 1:57 pm Subject: |
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Tammy,
I don't blame you! These guys are ridiculous.
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iloveteaching
Joined: 12 Mar 2006
Posts: 150
Location: Florida Debtcc Points: 2047
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| Posted: Thu Apr 13, 2006 1:58 pm Subject: |
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Interesting, United is getting more aggressive. I have them on my list and they aren't licensed here either so they will be getting my dandy letter that I sent to Ameriloan today. I think United, Ameriloan, 500FastCash and OneClick are all the same company.
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CycloneFan
Joined: 05 Dec 2005
Posts: 1186
Debtcc Points: 18720
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| Posted: Thu Apr 13, 2006 1:59 pm Subject: |
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I am so mad right now I could spit nails. This to me is extortion. They have messed with the wrong person. I will adding to my complaints against them and by the time I am through, hopefully they will be shut down!
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NotsoLucky
Joined: 02 Nov 2005
Posts: 3164
Debtcc Points: 45630
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| Posted: Thu Apr 13, 2006 2:00 pm Subject: Hello |
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Hello Tammy,
You state that this company is called United Cash loans. Do they have any other aka's? or are they their own company with just one name?
So if they are not licensed to loan, you don't owe them anything correct? That's very interesting how you found that out...I think there might be a lot of these companies illegally doing all this and basically stealing the identity of millions of innocent consumers who are in desperate need of some emergency cash.
Can you share with us what steps you took after finding out they are an illegal company?
Thanks!
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quesik
Joined: 17 Mar 2006
Posts: 109
Location: Washington State Debtcc Points: 3124
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| Posted: Thu Apr 13, 2006 2:07 pm Subject: |
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Tammy, why didn't you tell me that you have a loan with them? Every single person I have helped has had their account marked 'paid in full'.
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polly
Site Admin
Joined: 02 Mar 2006
Posts: 1793
Debtcc Points: 22883
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| Posted: Thu Apr 13, 2006 2:07 pm Subject: |
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I contacted the Nevada Consumer Protection Office and the Financial division in Nevada. I have a letter from the financial institutions division stating and I quote " Unfortunately, United Cash Loans is conducting unlicensed activity in this state. I then filed complaints against them with the places stated above and to the AG and consumer protection in my state. Also, notified the FTC and the BBB.
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NotsoLucky
Joined: 02 Nov 2005
Posts: 3164
Debtcc Points: 45630
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| Posted: Thu Apr 13, 2006 2:13 pm Subject: |
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Polly,
I have them, 500FastCash, Ameriloan, and OneClick. Do you think they're all the same? I sent you my letter on email, if you think I should send it to all of them let me know and I will. Thanks!
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CycloneFan
Joined: 05 Dec 2005
Posts: 1186
Debtcc Points: 18720
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| Posted: Thu Apr 13, 2006 2:14 pm Subject: |
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Tammy they are also operating illegally in Oklahoma. That is why if you send them a letter similar to that of Rio, they will never bother you again.
UCL is actually a company out of Canada, called Internet Marketing something or other.
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polly
Site Admin
Joined: 02 Mar 2006
Posts: 1793
Debtcc Points: 22883
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| Posted: Thu Apr 13, 2006 2:26 pm Subject: |
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I know they are and I have a letter from the AG office with the response from United Cash Loans that states they are tired of the complaints from us and they marked the account paid in full. Now they are wanting more. I don't think so. I will be getting my letter to the AG ready tonight and sending it tomorrow morning.
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NotsoLucky
Joined: 02 Nov 2005
Posts: 3164
Debtcc Points: 45630
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| Posted: Thu Apr 13, 2006 2:28 pm Subject: |
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They are absolutely doing illegal business! Florida is investigating them as well. They are in BIG trouble....
Start contacting the AG's office those states....
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erzeke1
Moderator
Joined: 26 Mar 2006
Posts: 1180
Debtcc Points: 16272
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| Posted: Thu Apr 13, 2006 2:34 pm Subject: |
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I do believe there is a class action lawsuit in order here. They need to have their pants sued off of them immediately.
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NotsoLucky
Joined: 02 Nov 2005
Posts: 3164
Debtcc Points: 45630
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| Posted: Thu Apr 13, 2006 2:36 pm Subject: |
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Did you see what happened to Quick Payday in colorado, when they were lending without a license?
They had to pay over $2 million dollars in refunds and damages to their customers!!!!
I smell a lawsuit!
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erzeke1
Moderator
Joined: 26 Mar 2006
Posts: 1180
Debtcc Points: 16272
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| Posted: Thu Apr 13, 2006 2:38 pm Subject: |
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Yes I did see that! I think these internet payday loans thinks we are dummies and won't fight for our rights. Well they have mistaken us. I am going to do some digging and find out how to get a class action suit going. Anyone interested?
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NotsoLucky
Joined: 02 Nov 2005
Posts: 3164
Debtcc Points: 45630
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| Posted: Thu Apr 13, 2006 2:39 pm Subject: |
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It IS extortion and don't you fall for it (though I know you won't)
Tell your rep at T and C about this. You paid your loan in full already, and that's that. They don't deserve any shopping sprees on your back! That's what this is! This extra $220 is the lender's commission and nothing else. F them!
Last edited by Jedi Mistress Ari on Thu Apr 13, 2006 2:45 pm |
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JediMistressAri
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