I know what ur talking about. I just got one of those letters today!! Yeah I have to say, it would be nice to be able to move through life with a sudden approval for a card that gives us an unGodly amount for a limit. It get people's hopes up that have fallen in the past and are trying to pick up the pieces again. It will excite you when you start to think about how you could make purchases and make low payments again and have life move so smoothly.
This letter first excited me, then made me think about how nice it would be. Then it made me re-read it over and over just knowing there's no way! And then it pissed me off cause I know that there is someone sitting somewhere behind this letter, who can afford to make the nice letters look as professional as they do, with prepaid envelopes and all.
As we speak who ever is doing this has made a fortune to be able to print all these up and send them out. He has been funded by people like us who sink their hope into something like this and end up with nothing but a 37.00 loss. In this day and age it can be alot for someone who dreams of the ability to instantly repair their credit. And I do mean a GOD speed repair. NO my credit is not worthy in the lenders eyes of any sort. with a score of 490 theres no way anyone would allow me 10,000 to do anything. I would be blessed at this point to have a popcorn seed finananced. much less the nicer things in life at this moment.
However, If I were you I wouldnt buy into it. I have no plans to give any money to the man or people behind this letter. I can only hope that they will be caught and that not to many people will lose their money to who ever is doing this.
I just got this letter about 30 minutes ago. It kinda made me sad.