[Jessi]

I don't think they ARE allowed to call if you've told them that he does not live there and you have no information about where he is.

[john]

Eva, as you are sure that you don't owe anything to this CA, sending a cease and desist letter will be the proper move from your side. After they receive your letter, they will be legally restricted from calling you further. You can also file charges if the laws are violated.

Samples of cease and desist letter are available in plenty in this forum. Have a look and tailor it according to your requirements. Probably, you won't hear from them again after you have done your homework. Send your letter through certified mail with return receipt requested so that you have the proof of your actions taken to resolve this matter.

this number 651-204-1341 calls me once a day atleast and hangs up every time i answer.. if i pick up on 5 rings or on the first ring they always hang up on me... i dont owe anyone any $ so i dont know why they are calling me.. i only know its them because i did *69

[john]

Hi do5e

When you are sure that you owe the company nothing, send a cease and desist letter through certified mail with return receipt requested. This way, you will have proof of them receiving your letter with all the printed dates.

The Cease and Desist communication is a federal law and no collection agency can violate it. You can always press charges if you find the company going against it.

I have a few ideas...Get something very loud like a horn or something so when they call you can blow there area drums out. Its been working good for me lol.

Peace
Out!

[FYI]

It depends on your state really on how many times they can call.

Its usualy 3 times a week or 3 times per day. This doesn't include anytime you don't pick up your phone.

[smithdebora2000]

I had a debt collector call my family and disclosed to them the name of the payday loan for which I have in the debt consolidation program. The never tried to contact me first. They also proceeded to discuss the nature of why this was turned over to collections. First of all, is this a legal way to try and collect a debt? Also, I'm not understanding why these debt collectors are calling now that they have accepted proposals from the consolidation company. Does anyone have a sample of the "do not call letter"?

[ArDeN]

First of all, it is illegal for a debt collector to discuss your debt accounts with anyone except your wife/husband. The collector went to the extent of fdcpa violation by discussing it with your family members. This is not the legal collection practice. You can record other phone calls of this debt collector violating the laws. Make sure you check the state laws before attaching the recording device on your phone. In some states, you need to get the permission of both the parties before recording. A sample of the cease and desist letter is in this link below.

http://www.debtconsolidationcare.com...-cdletter.html

Also, check the laws on how a debt collector must make contacts with the people while attempting collections.

http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#805

Thank you all for the above info.
Mommy was getting relentless phone calls, where the people just hung up. Tonight, I answered the phone and they asked for some name of someone who did not belong here. I assume they had a bad number associated with their account. As soon as they called, I said: Please dont hang up on me, I want..... then they hung up. I *69 and got the above referenced number that you cannot call back. I googled the number, found myself here, went to the site, called the number on the website, was given another number where I kept asking for a supervisor. Finally - Enter TOM 888-229-8848 extention 2247. They claim they will list it as a bad number and will not call again. If Mommy does get calls, to call him directly. Other numbers I was given prior to this one was 888-229-8848 and 888-474-8332
Now I understand why they call their company Icy Systems.

I.C. System, 444 Highway 96 East, St. Paul, MN 55127-2557
Cheers to what goes around comes around.

They do it oo me a lot everyday, and as soon as they call and I don't answer there is a private call right afterwards.

I also had this ICS calling my cell phone all day at .25 minute. Of course, I stopped picking up after seeing the number again and again on the ID. I did call them and spoke to someone who asked for someone whose name was not familiar so I assume they think my phone belongs to him. They said they would remove my number and the calls are still continuing. I just filed a complaint on the donotcall site but who knows when they will get to it.....

The do not call site wont work. They have nothing to do with collection agencies. The collection agency probably wont remove your number from their record either. You have to file a complaint with the BBB. You also have to keep your phone records prove that theyre calling you and costing you money.

Keep record of the times they call, or keep your cell phone records.

DO NOT give them your name or any personal information because they will put your name on the bill that they are trying to collect if they cant find the original debetor.
If they continue to call, let them know that you are filing a complaint for harrasment and that you will take legal action.

ok ok ok , i'm a collector, so i know first hand how irritated a person can get, we once had a guy calling us 15 times a day to show us how it felt, the problem with him was it was his account, he just didn't feel like paying it. some times we have an automated dialling sys calling for us, well, there are 2 types, the one that is supposed to leave a mesage, and the one that is supposed to connect you to a live rep within a couple minutes, sometimes there are a lot of wrong numbers in there, but as a collector (as any one) we wouldn't know that without someone telling us.
also, it makes very little sense calling us and being abusive, well, then again you could do that, and well, that will solve nothing.

i understand some collectors use less than honorable methods and means to get payment, but some of them don't know any better, at that point it is always best to find out who is in charge and deal directly with that person or persons, sometimes a second voice is all that is needed.

"DO NOT give them your name or any personal information because they will put your name on the bill that they are trying to collect if they cant find the original debetor"

ok.... i dont know who would do this, but, maybe i should tell you there is very little chance of someone taking your PHONE NUMBER and adding a debt that is not yours on to your credit history... did you even think before you submitted that? ok, i understand the whole identity theft issue, but this kind of paranoia prevents some people from doing the right thing.
if you are called and you know that you are not the debtor, simply put, correct whoever is calling you immediately, that prevents you from getting any more calls on purpose.
i say on purpose because every so often call centers mk mistakes, it is not your problem and it is inconvenient, but it is a mistake.

also, when collection agencies call you, it doesn't cost you. that is the gravest misconception i come across. these companies pay thousands of dollars a month to call numbers listed with various companies and registries.
also, how would you feel if a collector tells you they are taking legal action in regards to an account that you don't owe, oh, and might i add, it costs you way too long to even get this any where near a court, i mean there's the legal fees, the fees to the court, gas money to drive to and from the court and your attorney ( cause you will be doing quite a lot of that believe me). not to mention, the fee you will have to pay if it is found out that you weren't taking legal action at the time you said you were. all in all, the easiest way to solve this problem, if its absolutely not your debt, request a cease calls. don't be rude, just say i'm not the debtor, stop calling me, at the end of the day, we're people first collectors after (i sound like some kind of debt collector defender .... man, do i get a theme song lol)

"Ok.... I dont know who would do this, but, maybe i should tell you there is very little chance of someone taking your phone number and adding a debt that is not yours on to your credit history"

[img]/forums/attachments//bsm1_980.jpg[/img]

"also, when collection agencies call you, it doesn't cost you. That is the gravest misconception i come across"

[img]/forums/attachments//bsm2_137.jpg[/img]


You can tell them all you like that its not your bill, it doesnt matter, they dont care. Its one thing to be called, its annother to have your credit trashed when you need it most becuase the collector couldnt find the original creditor and tacks your name to a bill because you had a phone line at that residence 5 yhears before - and that the credit file they pulled without your knowleage or permission clearly showed a different residence for the previous 5 years.

Here is annother account where someone had to pay for the collection agences scummy tactics nfrom truelogic.


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Previously I received automated calls from 1-866-488-4299 Michelle Thomas now theyve moved on to 1-877-337-3099. My mother spent $250 in lawyers fees to get rid of a different crooked collection agency called National Recovery trying to collect an $80 gas bill owed by someone else 20 miles away.


Ironically enough, mine was also a gas bill for a house 300 miles away!