Posts: 819
Credits: 5,776


Send message to pybasj
Sub: #81
Replied on 10-18-2007, 10:10 AM
Reply With Quote

Send a debt validation letter and a cease and desist letter. If they still call after that report them as said above to your state's AG office.



Posts: 1,191
Credits: 7,115


Send message to FloridaRon
Sub: #82
Replied on 11-08-2007, 03:27 AM
Reply With Quote

Don't you just love it when a "Guest" posts a comment to the forum, like the one above? Doesn't contribute to the topic at all, and is just plain silly. Not to mention the fact "Guest" is replying to a post almost a month old. <<Sigh>> Must work for a CA that thinks the fdcpa is optional for them.

Guest, all they have to do to stop the calls is send a C&D letter. They also have the right to request validation of the debt in order to ensure it is actually their debt. CA's are required by law (the FDCPA) to abide by these requests. Some don't, that's why this forum exists; to educate debtors about their rights.

Anonymous
Anonymous
Posts: n/a
Credits: 0


Sub: #83 cell phones
Replied on 12-27-2007, 03:47 PM
Reply With Quote

actually collection agencys CAN call you cell phone and most people even prefer it-- if the "debtor" or person owing the money asks the collector to stop thats when they have to.



Posts: 1,191
Credits: 7,115


Send message to FloridaRon
Sub: #84 Incorrect
Replied on 12-28-2007, 01:18 PM
Reply With Quote

LJ,

You're wrong.

A cease and desist letter is just that! It doesn't mean "please stop calling me on my home phone. Use my cell phone instead."

Once a CA receives a C&D letter, they can make one more phone call to advise the debtor it has been received, or to let the debtor know of any legal action they may take against them. That's it. They can't start calling the debtor's cell phone, neighbors, work, bosses, grandparents, baby sitter, family dog, etc.

Some CA's may think that's what it means, but they are incorrect. Once they start calling the debtor on their cell phone, that is a clear violation of the fdcpa and the debtor can sue and win.

So, good luck if you are a collector and that is what you do because you're going to eventually get your company sued. If you haven't already.

Anonymous
Anonymous
Posts: n/a
Credits: 0


Sub: #85 Its already happened to my father...
Replied on 02-28-2008, 10:01 AM
Reply With Quote

...and to me as well. My father and I own a piece of property together--both of our names are on the title. Younger brother and my father both have the same first and last name, but my brother died in 1999.

About a year ago, my father got a letter addressed to his first name, his last name, complaining about unpaid parking tickets from Chicago. When he looked at the license number on the vehicle, it was for a car my father never owned... When he showed it to me, I recognized the license # as belonging to my dead brother.

My dad called them up and said this person died in 1999, and further, several of the tickets appear to have been issued AFTER he died and the vehicle had been sold and transferred to another person. After discussing it with the person who answered the phone, she said she'd "Look into it" and took down his name, mailing address and phone number... but when she asked for my dad's SSN, he said "Why do you need that?" And he got back some **** and bull reply about record-keeping. So he made up an SSN. He followed up a couple times, didn't hear anything for three months or so, and simply decided to ignore it.

Flash forward about six months, same organization now starts mailing letters to my father about tickets issued to my dead brother of the same name, and the collections letters reference the bogus SSN my dad gave them.

So, yes, the sleazier collections agencies will indeed try to force debts onto other people... It is a game. At some point, they're hoping to find a person who has enough money and a high-enough credit score that it isn't worthwhile for them to fight it, and they just pay.

****Adult term removed - Jason



Posts: 1,191
Credits: 7,115


Send message to FloridaRon
Sub: #86 Wow!
Replied on 02-28-2008, 04:24 PM
Reply With Quote

Tom_m_indy,

I should be surprised at this, but I'm not. I do find it, however, really despicable that they did this. I'm glad your father had the presence of mind to give a bogus SSN. At this point, I don't think there is much the CA can do, especially since they are using said bogus SSN and not a real one.

It's a shame, though, they are trampling all over the memory of your deceased brother by doing this.

Anonymous
Anonymous
Posts: n/a
Credits: 0


Sub: #87 tele marketers and collection agencies
Replied on 03-28-2008, 08:27 AM
Reply With Quote

Answering the phone and telling them not to call again makes them call more in my case. I was told not to answer or even pick up and hang up because that will give them a reason to keep calling. Just dont answer the phone. They never leave a message and after a month or two they generally stop.

Anonymous
Anonymous
Posts: n/a
Credits: 0


Sub: #88
Replied on 05-09-2008, 07:59 AM
Reply With Quote

This number has been calling me for months now, 3 to 7 times a day on my cel phone. It must be an ebay thing as I have a 60 or 70 dollar balance with them which I refuse to pay as I had a couple non paying bidders on vehicle and boat I sold. I reported it to ebay but the seller fees where never removed. I tried getting ebay to remove them and they never did. This is on an 8 year old ebay account with over 300 positive feedbacks, 99.8 percent positive. I have answered the phone a couple times but is always a recording and put on hold, so I just hang up, not going to burn minutes on hold. They never leave a message either when they call when I don't answer. Very annoying indeed. Wonder if my cel phone company would block the number if I called them and complained they were harassing me.

Anonymous
Anonymous
Posts: n/a
Credits: 0


Sub: #89 Collection Calls
Replied on 12-26-2008, 10:55 AM
Reply With Quote

It's easy to turn in a harassing creditor for these telephone calls. I've turned in three companies for this type of call, and the calls stopped after about two weeks. Begin with an email to their "info@" box and cc it to the FCC. This works and quick!

Anonymous
Anonymous
Posts: n/a
Credits: 0


Sub: #90 more
Replied on 12-26-2008, 10:59 AM
Reply With Quote

The Fcc is in charge of enforcing the laws on Debt calls over any telecommunications device. Contact their website direct hxxp://esupport.fcc.gov/complaints.htm

Anonymous
Anonymous
Posts: n/a
Credits: 0


Sub: #91 Collections calls.
Replied on 12-26-2008, 01:30 PM
Reply With Quote

Try this.
Collections Agent: "May I speak with xyz"
You: "This is a cellular phone. Do not ever call this number again. The person you want is not at this number"

This usually works for me

Anonymous
Anonymous
Posts: n/a
Credits: 0


Sub: #92 relentless calls from ICS
Replied on 05-04-2009, 01:40 PM
Reply With Quote

ICS has been calling trying to locate a relative. We told them we don't know where she is and stop calling. Sent the registered letter to stop and have receipt for it but calls continue. We owe no money.
Where can we turn for help?

Anonymous
Anonymous
Posts: n/a
Credits: 0


Sub: #93
Replied on 05-04-2009, 06:06 PM
Reply With Quote

William
Your website address for FCC doesn't work,

Jennie108
Anonymous
Posts: n/a
Credits: 48,894


Sub: #95
Replied on 09-17-2009, 01:40 PM
Reply With Quote

Hey guys... I have been bombarded with calls from this number as well... I just got in contact with them and they removed my number from the list as they were trying to contact someone else with my number... here's the number to call and have your number removed... 888-229-8848

hope this can help!

Unregistered
Anonymous
Posts: n/a
Credits: 48,894


Sub: #96
Replied on 12-15-2009, 06:52 PM
Reply With Quote

Quote:
Originally Posted by Anonymous View Post
There are a few collectors on this site who have respect for others and thier job. It sux that all the collectors were not like this. Accually, If the government did anything about the illegal practices of some agencies, we wouldnt have a problem either.
do you think before you post?

Actually the government has provided consumers with adequate protection, some might say it's over the top. In fact consumers are SO protected that CAs aren't even allowed to say why they are calling until you verify who you are. This often makes CAs seem invasive and annoying.

The protection also works under the assumption that people will answer their phone and hold a conversation with the person on the other end. No you don't like the calls but won't answer in the first place? well thats too bad. They won't stop calling until you resolve to handle your issues in an assertive manner...




Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump



All times are GMT -8. The time now is 06:22 AM.





* Disclosures:
  • By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  • Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
  • Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  • Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  • The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
Page loaded in 0.065 seconds.