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Posted: Fri May 19, 2006 11:02 pm Subject:

do you have any for wi?

Posted: Sat May 20, 2006 10:09 am Subject:

Thanks alot Tammy Very Happy

This is really good info for the consumers...Karen

Posted: Sat May 20, 2006 11:01 am Subject:

awesome Tammy! This can really help out a lot.

Posted: Sat May 20, 2006 12:32 pm Subject:

This is great...should have this as a sticky!

Posted: Tue May 30, 2006 11:34 am Subject:

Do they laws apply to the state you live in or the state where the loan is originated from?

Posted: Tue May 30, 2006 12:44 pm Subject:

gnnssgrl

The laws of the state will be put into effect where the borrower is residing. The lender must be licensed in the borrower's state before offering a loan.

Pamela Gainer · Posted: Wed Jun 14, 2006 2:45 pm Subject: Mess with Payday Loans

I have been struggling with payday loans for a couple of months - actually defaulted on them - due to a visit from my son. Anyway, I work in a law office, but I really am not sure how to find out if these (internet) companies are licensed to do business in Colorado? Also, I contacted CCS to work with these creditors, but I am afraid of wage garnishment in the interim - any suggestions? I felt all alone until I got on your site.

Posted: Wed Jun 14, 2006 2:59 pm Subject:

You are definately not alone in the payday loan cycle. What are the names of the payday lenders? You can contact the Department of Financial Institutions in Colorado, or do a business entity search.

Posted: Wed Jun 14, 2006 3:14 pm Subject:

Pamela, be strong, you work in a law office and you can take care of this matter very well. Trust me!! Contact your lenders and offer your payment proposal. Tell them that you had some financial problems in the past and now you are back in control. You will be regular in your payments in the future. If they can sense your responsibility, they will be willing to work with you and make your payment process easier.

Posted: Wed Jun 21, 2006 9:13 am Subject: payday loans

I am in the process of trying to payoff the payday loans I have received. I have 8 out right now and it totals around $2,300. It was to help my mom out when she was having financial problems. Anyway I cannot afford to pay out over $600 every 2 weeks and that is nuts. I need to consolidate my loans so I can start to see any sort of money right now. Any advice would be greatly needed and appreciated.

Posted: Wed Jun 21, 2006 12:15 pm Subject:

Jones, you need to explain the present financial status to your lenders and get some favorable options from them. They can work with you only after you talk to them. You need to make them understand your responsibility of paying your accounts if some extensions are offered. Meanwhile, a counselor will be calling you to frame your payment plans.

cathie · Posted: Wed Jun 21, 2006 1:32 pm Subject: payday loans

i took a loan out with , oneclickcash.com i managed to get a phone number to cust sevice,, but when i call i am put on hold and then cut off.i am having financial difficulty right now and not able to make payment until july 14th 06. anmd wanted to ask them for an extension
but i cant get a hold of anyone i sent eail but got no responce, meanwhile they are debiting my account and i do not have the funds in there yet so am being chARged for this.
i also wanted to know if these loan companies can garnish ones wages
thanks cathie.

Posted: Sun Jun 25, 2006 12:31 am Subject:

not really sure about that but close your bank account or have a hard hold put on it a hard hold won't let any debits in but will still let credits in i think. i have a hold on mine where credits still come in but i do have loan on my account to pay off over charges from the pdls that sucked all my money and all the non existent money out too.