Bank issues - had to close my account b/c of identity theft

Well, I can pretty much guarantee that none of them will be licensed in the state.
Payday loans are under SC code 34-39-110. License is required, just as is the holding of a paper check.
http://www.scstatehouse.net/code/t34c039.htm

Limit of $300 loan, interest of 15%. No other fees allowed. I don't know of anyone online companies, except paydayok, that charge only 15%.
The companies operating without a license in SC could be charged with a class B misdemeanor, fines of up to $1000 per incident (per loan, per overcharge of fees)

I would also file written complaints with your state attorney general and dept of consumer affairs. They can file suit against the companies, if enough people complain.

Will I get anything in return for all of the trouble, even though I was the one that applied for the loans?

If the AG files suit, I would say they would press the company to refund overpayments. That is what happened in Colorado, when the CO Attorney General's office sued Quikpayday.

At the least, you might be able to get the rest of your loan forgiven, so that it's one less thing for you to worry about repaying right now. That is just by sending letters to Quikpayday, but having complaints with your state forwarded to the company on your behalf will definitely help your cause.

The bank is still holding on to my deposit. I have contacted BBB and FDIC. Don't know what to do anymore. I hate to sound so pitiful. Any donations will be greatly appreciated.

Hi kbraveboy

Have you send copies to the local Attorney General in your state. You can also involve them in the process. The complaints don't go unheard. It's just a matter of fact that we have to be a bit patient on this and leave it on time. Trust me! Everything will be fine.