My bank just sent me a letter stating that this CACH,LLC is requesting information about my account. My bank also sent me the letter CACH, LLC sent them. The front of it has an INDEX NO., a heading on the left side stating that it's from the Civil Court of State of NY. It doesn't have the signature of a judge or any other information. What really gets me is that #1. I've never heard from these people and I don't know who they are. #2. If they went to court on a debt that " unquote" have how come I wasn't notified. I never received any mails nor phone calls from these individuals. I don't despute the fact that I owe a balance but not the balance these people are saying that I owe. I called their office and asked the same questions. Some lady there stated that "alright... you want to play games" so I said..."maam I don't have a clue of who you are. no one from this business has ever called me, sent me letters nor has had any contact with me". She went on to say " that yes they have. That she herself has spoken to me over a thousand times, and they had entered a judgement against me. Furthermore; how dare I say that they've never sent me a letter when they have multiple copies of letters that they have sent over the course of 3 years and some were sent requesting signiture on arrival". My answer to her was "maam in front of God I only have a few things to say to you. #1 You have never spoken to me in your life before today July 28, 2010. #2 Lady is you had contact me we would not be having this conversation right now. #3 You just stated that you have receipt of mail signitures....my signiture stating that I had received prior information in reference to this matter from this business. Well, the same way you went before a judge and lied I'm going to print out my phone records for the past 4 yrs and I will take it to court and I will also ask the judge and his co-workers, and their co-workers to verify the signitures on those letters. It surprises me that as a lawyer or paralegal or whatever roll you play there at the office you don't know that those acts are considered felonies in NYC, and I will take this all the way." all I heard was uuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuuh your call has been disconnected please hang up and dial the number you wish to call again. She hung up on me. But I'm going to their office on Friday and I'm calling the cops. AND IF ANY ONE THAT WORKS THERE IS READING THIS TELL YOUR FRIENDS NOT EVERYONE WHO LIVES IN NYC IS IGNORANT TO THE LAWS.