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 Posted: Thu Apr 20, 2006 11:22 am Subject: What does this fall under |
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My question is about a negative on my credit report,It is from alltel,They are claiming that I ordered a cell phone online in 2002 and owe them 352 dollars.I have never owned a cell phone,and have disputed this with the CRS many times this past year.I wanted to know what this would fall under as far as the SOL is concerned.Is it like a credit card or written contact,just curious,since I dont think that they are going to take it off.I reported it as fraud,but they have now sent it to a collection agency.What do you think?
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"No amount of time can erase the memory of a good cat, and no amount of masking tape can ever totally remove his fur from your couch." Leo Dworken
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twokidtwocat
Joined: 31 Jul 2005
Posts: 628
Debtcc Points: 37755
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| Posted: Thu Apr 20, 2006 12:59 pm Subject: |
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Did you ever apply for the cell phone? It seems you had a deal with them in past and then cancelled it. If this is the case, did you sign any contract or enter into a verbal agreement. You can consult a lawyer for this.
This is so weird to be harassed for the product that I never had.
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curlycarl
Debt Samaritan
Joined: 21 Jan 2005
Posts: 636
Debtcc Points: 12063
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| Posted: Thu Apr 20, 2006 3:40 pm Subject: |
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No,I never applied for a cell phone,but I use to sign up for surveys and freebie sites,not to mention the payday loans,I am afraid that someone else used my information.I asked them to send something showing that I received a phone,since if I had,I would have sent it back,but they said that they couldnt do that.
_________________
"No amount of time can erase the memory of a good cat, and no amount of masking tape can ever totally remove his fur from your couch." Leo Dworken
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twokidtwocat
Joined: 31 Jul 2005
Posts: 628
Debtcc Points: 37755
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| Posted: Sun Apr 23, 2006 2:38 pm Subject: |
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Twokid,
I would file a complaint with your state's attorney general's office to research the matter further. I had something similar happen to me in the past with a different cell phone company that I did not use or even apply for. I tried calling them and they refused to listen to me. I ended up listing it in my bankruptcy four years ago just to be on the safe side. Of course, I didn't know about the different laws then either.
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CowampChicken
Joined: 20 Dec 2005
Posts: 3682
Debtcc Points: 36186
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