I am glad so many people are having success getting these loan sharks to forgive their debts with them. but I must make a cautionary statement. Many of the letters are using phrases like "written off" , PLEASE BE CAREFUL! This is another way of saying "
charge off", which may leave the account in collections.
Make sure they specifically state (as Sonic did here) that they are marking the account "CLOSED" and they the will remove any derogatory reports made to and credit bureaus, and finally that they (their agents or assigns) will make nor future attempts to collect theses debts.
Keep hard copies of these letters, emails etc for at least 7, but preferably at least 10 years. When printing emails, try and print all header information to establish the email indeed originated form the creditor in questions, and wasn't made up.