lawsuit and judgement and bankruptcy

One garnishment at a time.

If you file bankruptcy, the garnishments will stop if they are for consumer debt (i.e., unpaid credit card accounts, unsecured loans, etc.).

I had payday loans included in my bankruptcy several years ago, and they were discharged. In the state I live in, payday loans that are not paid are not considered bounced checks. It depends on state laws as to how they are dealt with I believe.

I owe a lot in CC debt. I have not missed a min. CC payment or a mortgage payment. I can't continue to make the CC minimums much longer. My house is upside down in value vs. mortgage/equity so nothing there. My car is almost paid off, do I need to get a new one so I have no equity?. Can judgements and/or collections by the CC banks go after my IRA I've been told bankruptcy can't? Does a trust protect you assets form judgements/collections and/or bankruptcy?

I have won a judgement against someone and now they filed for bankruptcy, what can I do?

You can make a claim in bankruptcy court. If the person is filing chapter 7, it is likely that you are pretty much out of luck. Non-exempt assets are sold in chapter 7, so there is always the possibility that you would get something, but I think that would be a long shot. If the person is filing chapter 13, the repayment plan would probably give you a few cents on the dollar. Either way, it is likely that your judgment won't mean much.

I filed a complaint against a vet for malpractice on one of my animals. He cross sued for his vet bill which was $300. My case was thrown out of court on a technicality...there was not enough money for an attorney to take and a document wasn't properly filed. He was granted the cross-claim and my $300 bill went to $14,000 in two months. I went to the court to see the document and the file has been "lost". He has filed an attachment against any of my property but I don't have anything except a homestead and my car. I do have lots of debt and this $14,000 just pushes it over the top. Would this type of debt be discharged in bankruptcy? He can't get anything from me because I don't have anything, but he continues to send interrogatories and the hassle.

Just 25%...no more

i lost my house and now have a judgement agianst me not makiing much money due to the economy can i go bankrurpt

If you want to get rid of all your debts and make a fresh start, you can file bankruptcy. You should contact a bankruptcy attorney and discuss your financial situation with him/her. The bankruptcy attorney will be the best person to guide you in this matter.