m1yDirect sent my account off for collection...

Once they realized that the collection agency they contracted was playing dirty they worked with me to pay them off directly. I found both Michelle and Dan at M1Y to be very cordial over the phone, which was refreshing. Now, tracking them down was a pain and had it not been for this forum I never would have found them.

Jeremyrudock, nice to hear that you were able to resolve the matter directly with the company. This is the right way of taking care of the matters when the collectors become a pain. Most of the credit companies are not aware of the collection techniques used by the agencies they hired. You just have to bring it to their notice.

I just just found out that I have a loan through theses people and I have no idea when I requested a loan through them. How do I find out information about theses people and who has my information? Please help out. I had money removed from my bank account.

Cin,

First contact your bank and explain the story. They might help you to get a refund. Also ask them to block the company.

Collect their contact information from your bank and contact them. If you have not authorized them, they have no right to withdraw money from your account. You might seek for legal help. Keep us posted.

P.S. Visit this thread to get their contact details-

http://www.debtconsolidationcare.com...ollection.html

877-619-6583

Hello,
I also have a payday loan with M1y Direct and B&L Marketing.
I believe they are both from the same company. I was unable to pay the refinance charge and they sent me to this litigation (collections) company. They contact me and said that I have to pay $1520 by 2:00pm (it was 1:20pm) or else. The original loans were for a total of $450. I tried to contact B&L Marketing and M1Y Direct but no luck. I would like to schedule payments but the litigation company gave me no information about my case or how I can reach these companies. I asked the litigations people if I can make payments and all they said was "they didn't give you the payday loan in payments now did they" and then hung up the phone. They want to charge me with all check fraud and two other charges. WOW
I am so happy I found this bulletin. I can now contact M1Y Direct and hopefully get this resolved.
If any one has information about B&L Marketing, please let me know.
Thanks

Hi Fausto Meza

I am so happy that you have got the necessary information in this forum. Contact the company and request for the details of your debt account. You can make payment arrangements with them after you have reviewed your account properly.

They called abusing me and harrassing me at work. I have been trying to contact them because they keep taking money out of my account. I have no way of paying them the initial loan amount because all contact info is no good. What can I do? I live in CA.

M1y direct can be reached at 1-877-619-6584.I just spoke with a Sara is going to send her a money order for a loan that I had that I have with them.

Daphanie

Close your checking account if M1y Direct is taking out money from your account illegally. You should also report them to the FTC and the local AG's office for immediate investigation.

Ask them for an itemized statement of your loan account so that you can review it thoroughly.

I got a payday loan from B&L Marketing last year in November and they have took out their money every payday. My loan was suppose to have been paid off in February, but they are still taking out $45 every payday. I have trried to contact this company but I can't find any information on them. Please help me.

Kathleen

Get in touch with your bank and request them to change your account number. If this is not an option, get the transaction code of B&L Marketing blocked against your account. The company can't debit money from your account after the userID is blocked.

I wanted to post a followup, but I never got around to it.

I did end up getting M1Y to refund $600 that they owed me. The reasoning was that 1) They are not licensed in California and 2) they violated the state law against rollovers. I realized afterwards when I pulled my full records that they owed me additional money. By that time they did not want to discuss anymore.

There is more that is going to be happening against these folks in the coming months, which I shall address later.

In the interim, note that they (any payday loan vendor) CANNOT rollover a loan, thus charge you fees for rollovers. They MUST be licensed in California. If you are in California and they have been doing this, educate yourself and fire back. Chances are you overpaid and are due a refund (I also got refunds from other more reputable outfits which I had dealt with - a total of $1920 in refunds).

I will keep an eye on this forum. Anybody that wants additional info, let me know and I will post specific citations.

This company deposited 200 in my bank and dont know how they gotit , no approval , my question is if I block their withdrawing ability from my bank , what can they do , I have had at least 4 withdraws at 60 a time so know its more than 200 paid to them already , can they get me for anything if I block them from my bank and also have one with cash n minutes and sent them 66 numerous times at least 4 as well for 200 , what can these companies do If I block them at my bank, thank you for your time

Guy Magli

Do you have the loan papers signed with M1y direct? Review your contract and know the charges of the repayment. The company won't be able to make debits with different amounts after the id is blocked. But, since you have taken the money, it will be better paying it off through other sources like a money gram or a western union.

After court costs and lawyers fees and what I ended up having to pay, I ended up paying over 10 times the amount that I originally borrowed!!! Be carefull!!!