help with allied

thank you for the answers on my previous topic am really glad I found this site I found it doing a search on allied interstate they have been auto dialing my house for three weeks I finally got ahold a person to find out what this was about they are attemting to collect a debt for someone we don't know the lady was very rude when I tried to explain they have the wrong person not evn same last name or address which i had tem read to me since I was unwillng to give them mine she then told me since it was the only number of record for this person they would not remove it and if I want them to stop calling I either need to tell them how to find this person or pay the debt off how do I make them stop calling

File a complaint with your state attorney general, or consult an attorney to write them a cease and desist letter... you could do it your self, but in this case they will probably isgore it. It might look better if an attorney contacts them. They are bottom feeders and have no regard for individuals.

Hi jenn3387

Now, you should use your legal rights in dealing with Allied Interstate. They are reaching the wrong person by calling you up as you don't have any debt with them. As per the federal laws, you can send a cease and desist letter to their mailing address. It will legally restrict them from contacting you further. If they violate the laws by contacting you further, you have the legal rights to press charges against them. Make sure that you send the letter through certified mail with return receipt requested and keep copies documented in a file.

Check the state laws as you have the rights to record the illegal collection calls. If your state does not require taking permission of the other party, you can record the conversation secretly and show it as proof to your lawyer. He will help you in taking legal actions against the company

as I have not lived in texas long does anyone know where I would find the state laws on colletions and the laws on tapping conversations?

The FDCPA clearly explains that the collectors must follow the federal laws while attempting collections. Know your legal rights so that you are aware of the legal steps to be taken when the laws are violated. Document everything and file your complaints with the FTC and the AG's office upon violation of the laws.

Read the Finace code 392.002 . Also the Deceptevive trade practice law. Texas law in more pro consumer. You can do Federal right after you sue them in Texas

I am truly amazed and enlightened by all that I have learned on this website today about allied interstate.

They are calling relentlessly, digging for information on me, yet refusing to give information on themselves such as last names, mailing addresses or return phone numbers. They call my grandparent's house and lie, posing as employers attempting to extend me jobs that I "have not" applied for.

I knew that what they were doing was against the law. Problem is, I'm poor. What can I do to stop them from harassing my sick grandparent's home?

If I had a physical address on them I'd make it stop, myself.

When it comes to Allied, my fuse is simply Too Short.

File complaints with your local Attorney general specifying that they are harrasing your grandparents, also send them a cease and desist letter by certified mail with return receipt telling them to stop contacting you or your family members or your employer by telephone and that they may only communicate with you via mail.

tooshort--the tactic they are using is called a pretext call. In debt collection work, it is illegal to claim to be someone that you are not. They are required to identify themselves. This is federal law. Section 807 of the FDCPA is clear on this--here is a portion of the law:

§ 807. False or misleading representations [15 USC 1692e]

This is most definitely a violation of that statute. I would immediately send them a C&D letter and a DV letter, sent CMRR. If they continue to use such tactics, just sue the hell out of them for it. You do have that right. If they wont follow the law, it is your best option.

jenn3387--in your case, the cease & desist will be the way to go. Send this letter to them via CMRR, so that you can verify that they received it. Once they get that letter, if they continue to call you, you also have the right to file suit. The FDCPA allows that they can be held liable for up to $1000 for a violation of the law, and that money is payable to you, it isnt a fine to the government. At this point, you should consider recording telephone calls, Texas is a one-party state if I recall correctly, so it will be legal for you to do it. That way, if you decide to sue, you can have recorded evidence of their continued harassment to play for the judge. They wont have a prayer of getting out of that evidence. Something else you can do is to photograph the caller ID on your phone if you dont want to record calls. Showing that they are calling you will be proof enough of their violations. Phone company records can also prove this, but you need to get a court order to get them, at least you do over here in LA. We haev unlimited long distance on the phone, so the bill doesnt show up all the calls. Hope this helps, and good luck. you both have strong cases thus far.

These types of calls are not uncommon for allied interstate. You can record in TX without the CA's permission or knowledge. It is the best evidence of their actions and can be used to encourage them to follow the law, at least in your situation.

I co-signed on a loan. The borrower failed. So I do in fact owe the money. I was out of the country for a year so the lender turned it over to Allied to collect. When I returned, a letter was waiting for me from Allied with a settlement amount, which is less than the amount borrowed (plus other costs). My concern is that if I pay it, will I really be cleared of any connection to the account, or will Allied come after me for the remainder? Their representative said I could write "settlement" or "settlement payment" on the check I send, but I can't write "final payment." I'm not sure if that means that they want to go after the borrower for the remainder or whether they're going to come back after me. Any thoughts?

If you have a dated settlement offer letter plus a copy of the cashed check matching that amount, they cannot come after you.

You all have to TAKE IT TO THE ENEMY!! Do not try and fight vermin with roses. You have to deal these perpetrators of your peace and quiet, with exactly the same tools they use!

Get online and collect 10 or so good MP3 answering machine messages ( I like Fred Flintstone and Dirty Harry myself).

When they call you with their 800/866/877 numbers.

Either program a device or just keep calling back that number and every time they answer, play one of your messages and the next, etc. until they hang up!

You do this whenever they call you and they will ... QUIT CALLING YOU!

The best thing to do when you have issues like this is to contact a consumer attorney. The National Association of Consumer Advocates (NACA) has a website where you can easily connect to attorneys who work in this field. The website is www.naca.net. Select the "find an attorney" tab, put in your state, select "debt collection", click whatever box makes the most sense (FDCPA, Not My Debt, Harassment and Abuse, etc.), and then click the search button to the left. A few attorneys will come up so the best thing to do is to (starting at the middle or bottom, because the top names probably get the most inquiries) send out a form email explaining the situation to all of the attorneys listed. If you leave your contact information, the interested lawyers should get back to you. Good luck.