OK first I have been in debt settlement industry for over 15 years, so this info is reliable and "I" use it daily. send Allied Interstate a certified letter, return receipt, demanding that they VALIDATE the debt with something that HAS YOUR SIGNATURE on it. You see they CANT. They buy the debt from a wholesale providor, and its against the FDCPA for them to transfer any of the Original Documents. However without the Original Docs, or certified copies of such, they can not legally collect that debt. When you write them the letter, give them 30 days from signed receipt of the letter to provide to you in writing validation of the "ORIGINAL" debt. Now here is where they will get tricky... they will send you paperwork for sure, but I can guarrantee that is will NOT be original paperwork but likely something they "cooked" up in house to send to you. Once you have NOT received your Original validation, Contact ALL of your credit bureaus, send them a copy of the certified letter, and copies of the return receipt. Demand that they validate the debt or remove it from your credit report. ALSO let them know that if this debt is lsited again You will sue them for falsifying your credit report. According to the FDCPA, you can get $1000.00 per occurance, per account, per reporting agency for each time a falsely listed account is put on YOUR credit report. DONT BACK DOWN, Allied interstate is one of the WORST Bottom feeders. Here is a little tidbit of Info for you... for every $1000.00 in debt that Allied interstate buys, they spend $8.37. Then they add on fees, and charges and want to "settle" with you for a whopping 50-80% of the ballance... Keep in mind they ONLY spent $8.37 per thousand. Kinda makes you go.... Yuuuuuuck......