IF ANYONE IS INTERESTED THIS COMPANY IS GREAT I LOVE TO DEAL WITH THEM BUT I AM FINISH WITH PAY DAY LOANS FOR A WHILE ECONOMY IS PRETTY BAD AND MONEY IS GETTING PRETTY LOW THESE DAYS .STAY AWAY IF YOU CAN. THE FEES ARE TERRIBLE.BUT I LOVE THIS COMPANY

THESE TWO COMPANIES ARE TOGETHER DIDNOT KNOW THAT UNTIL RECENTLY GOT A LOAN FROM THEM BOTH AND THE NUMBER ARE IDENTICIAL AND THE FEES ARE THE SAME AND SO IS THE PAYOFF BUT A GOOD COMPANY TO DEAL WITH.PEOPLE'S ARE VERY PROFESSIONAL

[paulmergel]

that's great.i'm happy for you.

I had some unpaid payday loans but after renewing to them I've closed my account but since 3/4 of my salary when to the fees. I had to open another checking account with the same bank but out of stupidity I went again for internet payday loans and borrowed from them. It was a temptation because they are always loading my email with their invitations. I think the first set about 5 payday loan -storefront already reported me to telecheck and I keep on searching for internet for loans. Somebody called me from A collection and Litigation company but cannot say what really the company is the they found me as fraud.. etc.. but the truth is Ive been paying more than what I owe with these payday companies.He said that a cash transfer online (don't know what it is) filed a lawsuit against me and if I want to settle this inside the court I will be paying $3,500 but if I paid them outside the court it will be $620.00. I am not sure whether they are legitimate but they know all my information and of course there has been teletrack reported against me with the first set of lenders I think whick I am negotiating now with them and with the PDL assistance but still the man who called me still insisting that I have a lawsuit and must be settle immediately. I don't know if they are just taking advantage of the situation. I've never received a notice through postal mail but he said that they sent it to my emails.. emails are loaded with spam mails and hard to distinguish which one is legit if you don't know who it came from. I'm really scared because they know my information and employer. I told them that they need to send me via postal mail the notice but they said that they forwarded it to the court but after one day I called again and discuss a payment option what is the assurance, they said they will hold the file. I really don't know that to do. Im scared they they might sue because I can't remember if I mistakenly fill up an information online. Should I settle with them and give them a debit or credit card number without any paperwork. They said that they will just give me a confirmation number if I paid them and give me the debit card or a prepaid debit card. Pls. help. I'm really struggling financially and someone is like taking advantage of it.
Please advise

You should know more about loans.
The payday loans industry has two main players that operate and provide loans to borrowers. There are direct lenders and indirect lenders. As a borrower you will run across both types of cash advance lenders and it is important to know the differences to get the best rates for your loan.

[paulmergel]

better yet avoid pdl's all together.sound good?it does to me.

I need the address for Ameri loan, Im also having problems with them.
Thanks all
CJ

this is an accurate address since i'll be mailing court docs to them
AMERILOAN
PO BOX 111
3531 P STREET NORTHWEST
MIAMI OKLAHOMA
74355

Originally Posted by nethford

I had some unpaid payday loans but after renewing to them I've closed my account but since 3/4 of my salary when to the fees. I had to open another checking account with the same bank but out of stupidity I went again for internet payday loans and borrowed from them. It was a temptation because they are always loading my email with their invitations. I think the first set about 5 payday loan -storefront already reported me to telecheck and I keep on searching for internet for loans. Somebody called me from A collection and Litigation company but cannot say what really the company is the they found me as fraud.. etc.. but the truth is Ive been paying more than what I owe with these payday companies.He said that a cash transfer online (don't know what it is) filed a lawsuit against me and if I want to settle this inside the court I will be paying $3,500 but if I paid them outside the court it will be $620.00. I am not sure whether they are legitimate but they know all my information and of course there has been teletrack reported against me with the first set of lenders I think whick I am negotiating now with them and with the PDL assistance but still the man who called me still insisting that I have a lawsuit and must be settle immediately. I don't know if they are just taking advantage of the situation. I've never received a notice through postal mail but he said that they sent it to my emails.. emails are loaded with spam mails and hard to distinguish which one is legit if you don't know who it came from. I'm really scared because they know my information and employer. I told them that they need to send me via postal mail the notice but they said that they forwarded it to the court but after one day I called again and discuss a payment option what is the assurance, they said they will hold the file. I really don't know that to do. Im scared they they might sue because I can't remember if I mistakenly fill up an information online. Should I settle with them and give them a debit or credit card number without any paperwork. They said that they will just give me a confirmation number if I paid them and give me the debit card or a prepaid debit card. Pls. help. I'm really struggling financially and someone is like taking advantage of it.
Please advise

You can't be sued or go to court for a pay day loan. If they're threatening you that way then no don't give them anything. Of course they have your info you provided it....ask them when the funds were deposited in your acct and get your bank statement and call the number it provides. Also these online companies do nothing thru mail so have them email you a balance inquiry and go check out they're resources and go to the website. Settling will def save you money if you have a lump sum of cash available. Also you have to give a credit card # because I know a lot won't take money orders bc its an insecure method of payment. Basically if they are threatening you w/ legal action..ask to verify more than the last4 of your social..or have indian accents, hang up immediately.

It appears my last comment got deleted. Not by me. Prob bc I was stating the real truth about these companies. This website caters to people who want to remain victims they're whole life. Not people who genuinely didn't understand the loan process...it for people who wanna go online and get a stranger to desposit several hundred into their acct then only pay back what they borrowed. That's not how it works this is america...want money? Go borrow it from your mom. Otherwise prepare to pay fees..that's business. Also have fun complaining to the bbb or fdpca or sending your court docs to the mailing address....it will accomplish nothing since WHAT THEY ARE DOING IS NOT ILLEGAL!!!!!!!!!!!!!!!! They most definitely have a license that is just nonsensicle to believe they don't. I can't stress this enough it is a legitimate debt!!!!!!!!!!!! Next time read the contract ans learn from your mistakes. I hope this doesn't get deleted bc i'm trying to help and these people need a reality check....not some guy behind a computer helping them place the blame on someone else. I have a100% accurate response to every post on here I know what i'm talking about THANK YOU!!!!!!!

[Shazzers]

Originally Posted by Anonymous

It appears my last comment got deleted. Not by me. Prob bc I was stating the real truth about these companies. This website caters to people who want to remain victims they're whole life. Not people who genuinely didn't understand the loan process...it for people who wanna go online and get a stranger to desposit several hundred into their acct then only pay back what they borrowed. That's not how it works this is america...want money? Go borrow it from your mom. Otherwise prepare to pay fees..that's business. Also have fun complaining to the bbb or fdpca or sending your court docs to the mailing address....it will accomplish nothing since WHAT THEY ARE DOING IS NOT ILLEGAL!!!!!!!!!!!!!!!! They most definitely have a license that is just nonsensicle to believe they don't. I can't stress this enough it is a legitimate debt!!!!!!!!!!!! Next time read the contract ans learn from your mistakes. I hope this doesn't get deleted bc i'm trying to help and these people need a reality check....not some guy behind a computer helping them place the blame on someone else. I have a100% accurate response to every post on here I know what i'm talking about THANK YOU!!!!!!!

I don't think anyone would delete a post with valid information, I know I didn't.

[paulmergel]

Originally Posted by Anonymous

It appears my last comment got deleted. Not by me. Prob bc I was stating the real truth about these companies. This website caters to people who want to remain victims they're whole life. Not people who genuinely didn't understand the loan process...it for people who wanna go online and get a stranger to desposit several hundred into their acct then only pay back what they borrowed. That's not how it works this is america...want money? Go borrow it from your mom. Otherwise prepare to pay fees..that's business. Also have fun complaining to the bbb or fdpca or sending your court docs to the mailing address....it will accomplish nothing since WHAT THEY ARE DOING IS NOT ILLEGAL!!!!!!!!!!!!!!!! They most definitely have a license that is just nonsensicle to believe they don't. I can't stress this enough it is a legitimate debt!!!!!!!!!!!! Next time read the contract ans learn from your mistakes. I hope this doesn't get deleted bc i'm trying to help and these people need a reality check....not some guy behind a computer helping them place the blame on someone else. I have a100% accurate response to every post on here I know what i'm talking about THANK YOU!!!!!!!

i deleted your stupidity before.what of it?your a moronic shill.shazzers this or the post that got deleted had no valid information.nothing you posted is true.none of it.go back to the phones,and know that ridiculous posts with out and out lies will not stay.

I had a problem with Ameriloan and they kept charging me $60 per pay period. The whole time I thought I was paying off the loan, but I wasn't, I was just paying the interest and not anything on the principle. I realized that they had accrued 400 dollars in interest from me and I still owe 400 dollars. I froze my account, paid the bank their negative balance and closed my account. Now they will get periodic money orders from me but they will never have my new account info. Just a little FYI.

[paulmergel]

Originally Posted by Anonymous

I had a problem with Ameriloan and they kept charging me $60 per pay period. The whole time I thought I was paying off the loan, but I wasn't, I was just paying the interest and not anything on the principle. I realized that they had accrued 400 dollars in interest from me and I still owe 400 dollars. I froze my account, paid the bank their negative balance and closed my account. Now they will get periodic money orders from me but they will never have my new account info. Just a little FYI.

why should they get anything more from you?if you paid 400.00 in itnterest then you owe nothing.i wouldn't send them another dime.btw,they will never accept or give a real address to send money orders.just know that as long as your account is secure you owe nothing.they are illegal,and you only owe the principle.any supposed interest goes toward the loan.they may claim otherwise,but again you owe ameriloan nothing.

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All payday loans are aweful. I had fraud in my checking account and I was seriously negative because of the fees and the payday loans kept trying to take out the money. I called them to explain to them what happened and they said there is nothing they can do it will still try to come out. My bank account was almost $1000.00 negative. I had to open another account and work on paying this one that was negative off. The negative account finally closed and the payday loan people then said that I was in collections. They were calling me at work when I told them not to that I can not receive calls at work. They tried to say they were sending me to the DA in my area for fraud. Well I contacted lawyers in my town and they informed me that they can not because it is not fraud, they did not give me money to buy property. I would stay away from loans, learn how to budget your finances, learn to live on less, and learn to save for emergencies, and try to find ways to lower bills. I have gotten a magicjack phone, it is awesome, I pay $20 a year for a phone with long distance, I buy more store brand foods and I stick to my limit. There are more ways to adjust to living on less.