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#2
10-06-2005, 12:25 PM
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Sub:
elisia,
Go through the following topic, you can get some idea about the activities of ameriloan payday loan 
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#3
10-06-2005, 12:25 PM
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Guest
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Sub:
they are very flexible and customer service was helpful. But if you can do without a payday loan then please do so, they can be quite expensive, use a payday loan as a last resort. But if this is your last resort then I would recommend them, be sure to pay it back asap to aviod excess fees.
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#4
10-06-2005, 12:39 PM
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Junior Member
Join Date: Oct 2005
Posts: 56
Credits: 2,438
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Sub:
Bryan,
Thank you very much for the quick response. The info really helped. I am going to call them tonight and see just how nice their reps are. Lets hope I do not come back with a nasty reply about Ameriloan tomorrow! Guest, Thanks for the heads up. I hope I end up speaking with a nice rep. Oh I wish I had never taken out these loans. The biggest mistake I could have ever made. I guess that is why I have bad credit, I keep making the same silly mistakes which lead me to borrowing from payday loan places!!!
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#5
10-06-2005, 02:48 PM
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Senior Member
Join Date: Mar 2005
Posts: 4,126
Credits: 51,667
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Sub:
Hi Elisia
If at times, you really need urgent cash, try to borrow it from friends or relatives rather than from payday loan companies. Looking at the interest fees that are often charged illegally, you end up paying more than what is owed. Besides, the payday loans complete damage the financial system of an individual. __________________
Debtconsolidationcare offers free counseling and help, please avail the services before taking any major decisions.
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#6
10-07-2005, 05:42 AM
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Junior Member
Join Date: Oct 2005
Posts: 56
Credits: 2,438
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Sub:
Ameriloan
Well the issue is I already applied about 1.5 months ago and have just been paying fees. After my experience with Cash Today Ltd. I was scared they to were excuse my comment a bunch of idiots!!!! Anyway, I need to set up a payment plan because I am in way over my head my bank account is overdrawn, I did stop my direct deposit however! Bank is still accepting debits from Cash Today, Ameriloan, and United Cash Loans. Boy o boy I wish I found this site before I took the loans out to begin with!!!
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#7
10-09-2005, 03:17 PM
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Sub:
I know that Ameriloan will work with you. If you set a payment arrangement, just make sure that you stick to your agreement, otherwise they will attempt to debit your account again. hopefully everything works out for you.
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#9
10-09-2005, 07:01 PM
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Junior Member
Join Date: Oct 2005
Posts: 24
Credits: 739
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Sub:
i agree with deb i would rather be a little late and pay a late payment than get a payday loan. they charge more than it would for the late charge on the actual bill your trying to pay off.
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#10
10-09-2005, 07:35 PM
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Sub:
Ameriloan is a pretty alright company to get a loan from I have had one with them before,but the loan that I had with them actually bounced cause I was unable to pay it!But they are pretty good in working with you!
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#11
10-11-2005, 07:55 AM
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Junior Member
Join Date: Oct 2005
Posts: 56
Credits: 2,438
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Sub:
Pay day loan
Oh I wish I never took out a payday loan to begin with. Ameriloan is one of the places I am dealing with. I just do not want to run in the same trouble I did with Cash Today Ltd. Just really wanted to make sure they were not going to call and curse at me at my job is all!
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#12
10-15-2005, 09:13 AM
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Guest
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Sub:
The LOAN
I have delt with Pay-Day Loans and find that this company is one that you will definatly pay up the wazzzo in intrest rates. I have tried to pay off the loan but of course they would much rather collect the ninty dollar intrest and renew the loan conviently. You don't even have to ask. It is impossible to payoff the loan and I know that is what they want.
DO
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#13
10-15-2005, 09:19 AM
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Guest
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Sub:
Loan
I did not finnish my comments.
I only want to say to you....try to make an arrangement to pay off the Loan asap. I got my loan in July and I borrowed $300. I have payed $90 a month since then. I have payed $360 in just FEES. I have contacted them and they still have not stopped collection of fees, only. It is easy to borrow and difficult to pay off. Try another lender. There are some more practical and fair payday lenders out there.
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#14
10-15-2005, 09:53 AM
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Sub:
Istarr,
Payday loans are short term loans and should be paid off on the next pay day, that's it. One renewal can make the situation worst. You should go for payday loans if you are quite sure that you can manage the installment with your next pay check. Otherwise, try to find some alternatives of payday loans. A realistic budget often can solve money problems to a great extent.
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#15
11-01-2005, 07:21 PM
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Guest
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Sub:
Yes, but if they don't send you an account summary in the mail or e-mail, it's hard to contact them in the three days before the loan is due.
they expect you to forget about the loan and then charge you for it. I've spent almost $2,000 on three $300.00 payday loans I took out in February and in May. One of them I owe $65.00 on, even though I've paid them almost $900.00 besides the fact, and the other two I still owe $260.00 each, even though I've paid them $600 dollars and $400.00, respectively. STAY AWAY FROM PAYDAY LENDERS. BEWARE.
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#16
11-02-2005, 10:01 AM
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Junior Member
Join Date: Oct 2005
Posts: 56
Credits: 2,438
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Sub:
Pay day loan
As we all know we made a commitment to pay our loans off. But what it seems like is most of us did not realize how hard it would be!!! My recomendation to all is to close your bank account. Open a new one then call the places you have payday loans with and arrange a payment agreement via money order only!!! I think in the end you will eventually settle with an amount and not pay as much interest on your principle balance! Only a suggestion!!!!
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