AMO Recoveries - What allegations have people made against them?

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Sub: #113 Expiration period on servicing loans
Replied on 05-16-2010, 12:37 AM
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My Reply -- I work for AMO. We are only allowed to hold the accounts for 6 months unless payments are being made on them. After 6 months they are pulled from the agency and placed back with the original creditor before being placed with another agency. So just wait it out and do a cease and desist letter to have them stop contacting you.

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Originally Posted by Anonymous View Post
I recieved a letter from certain AMO Rec. stating I need to pay my balance in full. It was actually a HELOC attached to then a rental property. We had a tenant that was so unfortunate and was in financial difficulties and so she wasn't able to pay the rent for few months and when they finally leave the property, the house was vacant for more than half a year and at the same time bec of the bad economy we are in, me and my husband lost a large amount on our income and wasn't able to pay that certain bill. Now, we are in a good position to start making payment on that account but we want to make the payments to the original creditor. We tried to contact the new new bank who purchase the old bank where we owe that money and they told me that they can no longer locate the account. They were saying that the account might have been closed when they purchased the bank. Can somebody help me and tell me what I should do to make the bank reinstate my loan account. I have been hearing and reading a lot of difficulties and bad experiences dealing with debt collectors and so I prefer to re start paying my bills to the original creditors instead of the debt collectors.


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Sub: #114
Replied on 09-07-2010, 10:21 AM
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My college son had a $500 cell phone bill...unpaid....sent to AMO Recoveries. They have added on $116 for "Collection fees". They are calling us saying they have this right because of the origional contract he signed with US Cellular. They were unwilling to work out a payment plan or anything with him. He only makes $80 a week at the nursing home and is in college full time. What is the likelyhood they will take him to court? His ex-rotten girlfriend had him sign the contract ant then ran up the bill before they split. HELP!!!!! We looked them up withthe BBB....NOT GOOD!!!!!

been going thru the same sitiuation..was going to pay the balance with us cellular then i got this amo recoveries bill.with an extra $100 added to it what a load of crap i thought..they have not been pleasant and i have read so many bad things about them i dont want my money going somewhere else if i pay them..checking with us cellular and my lawyer if i should pay if its legit..

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Sub: #115 Inconvient Truth
Replied on 02-01-2011, 08:59 PM
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If you can't afford to pay your phone bill, student loan or home loan then don't sign on the dotted line. Once you accept and spend the money you must pay it back, this is the bottom line when you sign a contract. All people that end up in collection have ignored the companies repeated requests to pay or work out an arrangement. Sorry about the inconvient truth but if you refuse to pay your bills then don't cry about it when your decision lands you in collection.

me7715
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Sub: #116
Replied on 02-02-2011, 08:36 AM
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#115, can I have your address and name so I can send you a bill thats says you owe me $2,500 for a bill you dont remember or is not yours? It wont be legit but YOU have to pay me cause I say so! Thats exactly the attitude you have, you fing scum. Thats why we come to these sites to make sure a company is legit before they are paid. Just because someone says you owe money does NOT make it legit. Most of the debt collectors out there are scam companies that are not legally licensed to collect, much less follow the laws that we have in this country. I really really want your name and address to send you a fake bill thats says you must pay me $2,500 now OR I will have you arrested and thrown on jail and you cant do shit about it cause I SAID YOU OWE ME NOW. Get lost you creep. Dont come to these boards with that attitude UNLESS your willing to pay what I said YOU OWE ME, fing moron!!

KimDe
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Sub: #117 Confused
Replied on 02-05-2011, 09:14 AM
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I have been receiving calls from AMO and was finally able to talk to them this morning. The guy I talked to was so rude. I told him I would not confirm my SS or my birthdate because I never do that over the phone and he said I was just getting myself in more trouble. I told him to send me a bill or letter if he feels like I owe something and he said I was trying to avoid the conversation. I have no idea who these people are. I have excellent credit. I just pulled my credit at the beginning of the year with all three agencies and I have no collections or any poor ratings. Who are these people and how do they get your information?




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