Asset Acceptance Complaints - Know more about them

I had signed with bally's in 96 now 2007. I lived in Ohio at the time. I am not sure what the SOL is on cases like this in Ohio. I haven't heard anything from these people in years until recently when I got a wage garnishment from Asset acceptance. Lucky me. I have 2 children to raise so I hit the fan on this one. I talked to an attorney and he told me to file a motion to set aside judgment. In this case they have to prove they tried to contact me over the years. I will have to let everyone know how this turns out. From what the lawyer told me the odds are in my favor he has delt with these people before. Hopefully we will see in a couple days.

I have proof AA re-aged my Bally's account. How do I sue them.

If a class action suit against asset acceptance llc has not been brought one should be. My wife had been paying off a visa card issued through another scammer Providian Bank. She was informed by an agent of Asset Acceptance LLC that she had only one payment of $500.00 left to pay and her Visa card would be paid in full. She sent two installments of $250.00, and assumed the matter finished. She never received a receipt of this final payment. Then she heard back from Asset Acceptance LLC and they informed her that she had an outstanding debt of $12,000 owed to Providian Bank. My wife informed the individual that she never ran the card over the $2,000 limit and there must be some mistake. She asked for any documents showing where the charges were made, and the individual told her that he could not do that. How can they legally refuse her any documentation in their possession showing why she owes that amount? They have never sent her as much as a letter to request payment. All of their communications with her have been over the telephone, and many times they have used threats to coerce her into paying on this amount void any verification of her charges. How does she proceed with this?

Hi, guys. I just had a run in with Asset Acceptance, and I have to say it wasn't pretty. They began harrassing me approx 6mo ago for a debt that was settled on by another debt collector, 2 yrs ago. First of all, the guy I was speaking to would quickly resort to yelling at me and telling me to listen to him after asking me a question and not letting me answer. Oh by the way a letter from the other debt collector was faxed to them showing that it was settled. When I would catch this guy in a lie, he would again quickly resort to yelling at me. And after many hang-ups on each other, all this was with the same guy, I decided to do to them what they do to us...I called every minute asking to speak with this guy, finally the person who answered the initial call every time told me to quit calling and that she wasn't going to transfer me, so I said fine I will hang up and call again. And yes I called again, from this point I was transfered to someone who said they were the manager(probably not)and in a matter of minutes and faxing the letter from the other debt collector he told me the acct would be closed...so I guess I will have to wait a few months to see if that is really true or not.

medic, I'd advise filing a complaint with your attorney general and the FTC. I'd also send Asset Acceptance a cease and desist letter-forbid any and all communications on their part. Make sure you send your letter return receipt, so if need be, you can prove they got it. If they contact you after that, you can sue for damages under the FDCPA.

Mr. Thompson, have your wife send a letter demanding both verification of the charges, and validation of the debt. They are prohibited from attempting to collect an amount in dispute (until it is properly verified). If they cannot provide validation, they cannot collect the debt. Send the letter return receipt. While you're at it, send another letter restricting their communications to letter form only, and review the FDCPA. The FCBA may also come into play, but I have no experience dealing with it.

Help I need to contact them to find out how I get information on old credit reports. I am also dealign with assest acceptance and there is nothing on my credit report now nor has there been for a few years. Will they be able to tell me of item on my account over 7 to 10 years ago?

asset acceptance llc has posted to my Experian report a false date from an old debt and Experian is allowing them to do so even though I repeatedly sent certified letters to both agency.
Asset Accept will not even give me a response to my certified letters.

"Collection account. $2,030 past due as of Mar 2007.Status Details:
This account is scheduled to continue on record until Jul 2013.
This item was verified and updated on Mar 2007. "

This is what Experian is allowing Asset to report when the debt was defaulted in 2001 not 2007 because money was embezzled from a Refi.
I hired an attorney and because the loan officer was involved with a phony HUD the escrow insurance is not liable due to to fraud from an employee, so I was left with 2nd victimization and now by the creditors and bureaus 3rd and 4th.

supposedly experian verified this dispute & added this
"Your Statement:
Account information disputed by consumer (Meets requirement of the Fair Credit Reporting Act)" How does this meet Fair Credit Reporting?

anybody help

I just got a letter in the mail 2 weeks ago from this collection agency. I called because I did not know what they are talking about. Found out they are trying to collect this debt from, get this, 1989!!!
I am supposed to give them a copy of the check that I paid this account with. I don't think I have to keep any records for more than 7 years. THIS COMPANY IS A JOKE!

I will talk to some one about this account

I will talk to some one about this account

Because i keep being harass by this company asset acceptance and do not know why. I dount have anY out standing bills with know one and did not attend bally's do to my illness.they got to be jokeing, and how can i recive help from someone to stop this company from harassing and me im very up set.

Has anyone been sued by Asset for a credit card account that has been turned over to an attorney that is actually a debt collector ?

Hi everyone, what is the physical address to send CMRRR to Asset Acceptance

My husband and I received our pay checks yesterday and after never hearing 1 thing from this company, to our surprise they have garnished a total of $600 out of our checks combined with no warning. If they continue to take this money out of checks it will costs us over $1600 per month. We have never received anything in writing or any phone calls from this company and have no clue what this is regarding. What information could they provided to the courts to get the right to garnish our wages? Further more, they say that the account is my husband's and list my name no where so how could they garnish my wages as well?

Call your court clerk Jackson. Find out about any judgment. If indeed there is one (must be if they are garnishing), file a motion to have the judgment vacated on the grounds of improper process. You were never served. Regarding garnishment, I thought the limit is 25%. They shouldn't be garnishing your wages in any case.