Asset Acceptance Complaints - Know more about them

Hi, my name is Branen and I have a similar issue but may not have done the necessary research before agreeing to paying the debt.

Currently, I am making Monthly payments to Asset Acceptance for a Ballys account that went South. I have yet to see a copy of the notice from Ballys about the account moving to collections nor did I receive any telecommunications. Do these facts have any validity?

I asked the Asset account rep if they would exponge the account from my CR, but all she said was that she would list it as Paid In Full. Does my credit score go up upon payment or will it be the same?

I am tempted to rescinding payment on this account, but I fear that I may be hurting myself in doing so.

What should I do? I am 23 and trying to maintain a healthy line of credit and this has not been an easy account (or Collections Agency) to work with!

Please Email if you have any information that may be helpful. I will also check this forum soon for potential replies.

Thank you for your assistance and understanding!

Branen

Yes, file a complaint with the attorny generals office. Everyone, it just might work

I am a former employee of Asset Acceptance. I don't know if this will help you out, but on April 1, AA is set to lay off around a dozen employees in the Compliance/Legal department. Many of them are expected to be workers in the Quality Assurance Department. In other words, these are the very SAME people who are supposed to be monitoring the collectors so that they will not continue to violate your rights!
Also, you should all know that people in the QA department have REPEATEDLY complained that their reports against offending collectors have gone unanswered! In other words, the QA folks say, "Here are the violations we found!" and the supervisors and various powers that be basically say, "We can't hear you!"

I just received a phone call from ASSet Acceptance and hung up on them. I had a Bally's membership in 1999, and had to cancel it when I developed a tumor and had to stop teaching, not to mention I moved back home, which was 60 miles from Bally's. I did not owe them any money and now I am getting bills for over $3,000.
Should I send in my medical report to get these people off my back? Apparently this account has been bounced from one company to another in the past year.

This company is a real joke! They not only treat their customers without respect, they treat their employees in a manner that is unheard of. Come in 1 minute late, you are written up. But forget trying to sign off 1 minute before closing, you are not going to do that or be written up. This crazy thing about a 7 minute difference will get their name written up. And remember the monthly goal...collect at all costs from people who are crying in your ear..old and feeble people who don't have a job, on social security, get their money for bills that are over 7 to 10 years old....or you are out the door! They have loud talking and loud music in your ears while you are talking with the customer and the customer wonders if a party is goin on...believe me, I know...how do I know this...being an employee...that is how...and oh yes, if you wonder if the person is real or not...fake names help to protect you from the debtor knowing who is harrassing them....nearly everyone has a fake name...and never pay what they say you owe...they will always discount it for you...sometimes up to 70 percent..

get a copy of your bally contract.. on the back is the cancellation clause...get your doctor to verify your condition and fight the charges...you are not alone...there are many just like your situation...no one knows the bally rules but bally

fight the bally charges....if enough people did that, they would not hold up...and remember to negotiate...discounts up to 70 percnent are common

am current employee and you are right....

Hey

does anyone know what it means when this happens..I sent debt validation letters to Asset Acceptance about two questionable debts they claimed i owed. For instance they said i had a Bally's account in 05-07..i asked for the contract..several weeks later the person i talked to said they received the contract and would be sending it to me..what i received was a letter saying that after reviewing my credit report and their records and the original creditor and the imformation i gave them they are reporting the account as disputed..is that a good thing? my credit report said i had a Bally's account in 01, which i did but i ended it while it was still in its trial stages and received my money back less any weight loss products i used..the other account with sams club they sent their sorry excuse of a debt validation letter that doesn' verify anything or prove anything, but also the same thing saying that the account has been reported as disputed to the credit bureaus..

Send them another letter telling them that while they are in compliance with reporting the debt as disputed, they are not in compliance with validation as they have not sent you anything remotely like validation and it is unlawful for them to continue collections until they do provide proper validation.

Actually, you should check your reports, I am betting they are reporting it wrongly, dispute or no.

JusT received a letter saying they had filled a judgement against me for SBC (a phone Company bought out by ATT) Tried to find information from ATT who had nothing as this bill must have been from 99 2000.
When calling the company they told me I can optain a copy of everything through the court, and wont send me anything.
Called the court.they said the original bill is for $800+ dollars the bill I was sent says $1500+
Also said I was served @ a company I didn't even work for @ the time of being served, never got it!

So I never had my day in court, never knew about court, Never got served, Never was told about this debt. No one can/ will give me information on this debt/ or judgement,
They told me they "BOUGHT" the debt. Are not just collecting on it.
But I want proof of that!

If you were never served then you go to the courthouse that issued the judgement and ask for the form to file a motion for improper service to have the judgement overturned! Thats what you have to do. Then if they try and refile then your defense is the account was out of SOL. But go to the courthouse to have it overturned, especially if you can prove they fraudently filed the case with improper service to a company you never worked for. It could get them in a boatload of trouble.

good advice guest.assett has never gotten anything on the up and square.never have,and never will.follow the advice above,but go to naca.net and find a consumer contigency lawyer in your area to go after assett as this is one nasty place that does need to be sued/countersued.

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My problem is assets acceptance has search the telephone book for names and thinks they have a match from initials--NOT. I have asked them not to call since we are not the folk but thru change telephone numbers and start over again. We do not owe anyone.