Different types of people in the forum

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View Poll Results: Various types of people in the forum????
I am here just for reading debt related issues 2 8.70%
I am a debtor 13 56.52%
I am a collector at present 0 0%
I was a collector in the past 1 4.35%
I am a professional debt counselor / legal advisor 0 0%
I am wrongly contacted by companies for invalid debt 1 4.35%
I am here to offer advise only if it can help others 4 17.39%
I am a creditor 0 0%
In search of a collection agency/credit company 0 0%
I am a recovering debtor sharing my experiences 2 8.70%
Voters: 23. You may not vote on this poll

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Sub: #1 Different types of people in the forum
Replied on 03-31-2006, 02:08 PM
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Hi all

Please help me in figuring out to the community the types of people here in the forum. Many issues are being witnessed in this forum these days and I get a fair idea of everything through mails (though I don't visit here often due to lack of time) but am certainly updated.

If all of you can help in categorizing yourself in the polling options given above, we all will be able to draw a certain amount of percentage of actual purpose here.

Adding to this post, I will also like to make some of us aware, not to submit their personal phone numbers and other personal stuffs on places that can be viewed by all. Keeping it private will always help you!!

Friends, please help in building up this community stronger and helpful and do cast your votes here. Let me poll first

Regards
Roxette

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Sub: #2
Replied on 03-31-2006, 02:42 PM
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too bad i cant vote in more than one category

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Sub: #3
Replied on 03-31-2006, 02:46 PM
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JJ, I know, the system allows only one vote per person. But, you can always put your ideas here as a comment.. Thanks..

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Sub: #4
Replied on 03-31-2006, 03:45 PM
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I found this site while searching for information on a collection agency. I joined the forum for debt relief and to help other people in the same situation I am in and try to advise them on the steps I took to get the collection agencies to back off and the steps taken to handle the payday lenders. This site has been a godsend and thank you to all that has helped me on the road to becoming debt free.

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Sub: #5
Replied on 03-31-2006, 03:59 PM
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Hi Tammy,

Roxette requested me to add a new category "In search of a collection agency/credit company" after reading your suggestion.

You can now cast your vote at the polling.

Please feel free to PM me with any new category that has not been added yet and serves the purpose of this forum.

Mike

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Sub: #6
Replied on 03-31-2006, 04:21 PM
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I dont see recovering debtor,who wants to offer advise and information.

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Sub: #7
Replied on 03-31-2006, 06:32 PM
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Well, actually, I qualify for that category Debbie. There was a time when I had bad debts, but i worked them out and got my credit in good enough shape to be able to have credit cards and student loans without a cosigner. My credit cards, by the way, are used very infrequently. After knowing debt, sometimes the credit cards feel like incendiary devices in my hands.

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Sub: #8
Replied on 04-01-2006, 08:03 AM
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Hi Debbie, Ari,

As per your suggestion, I have created another category in the list. Debbie, please cast your vote so that this poll presents the actual percentage of the members and their purpose.

Regards
Mike

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* Disclosures:
  • By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  • Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
  • Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  • Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  • The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
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