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Posted: Wed Jun 07, 2006 1:22 pm Subject: Drowing in payday loans and bills

Can anyone help me? I'm a single mother of 3. I made the mistake of taking out a "payday loan" too many! My credit is awful-late cc payments, 1 repo; I've been denied from various banks who claim to help those with bad credit. I'm late on my car note and my check from yesterday is already gone from having the payday loans EFT'd from my bank account.

I make enough money but made the mistake of using the "payday" service. I need 1 monthly payment to pay these people off.

Posted: Wed Jun 07, 2006 1:38 pm Subject:

Girl, you did the right thing by signing up! Wink

Next, Close your account and open a new one. After that, sign up for debt consolidation most places can handle ANY unsecured debt. (read; payday loans, medical bills, credit cards & etc.) That's a good start. If you need anything else there are 34,471 Members and more every day. All you have to do is ask and we'll help in any way we can. Very Happy

Posted: Wed Jun 07, 2006 1:39 pm Subject:

A consultant will be calling you shortly for discussing on your debt accounts. He will combine all your bills into one single payment and offer you a lower pay off. A consolidation program can be an option for you because all the accounts will be brought current and you will be able to pay them at lower interest rates. Besides, most of the financial charges and late fees can also be waived off.

Send all your monthly payments under the plan and your credit will start improving gradually. Never take a payday loan in the future because it never helps. Instead, the financial problems are elongated.

Go through this forum and you will find many others in similar situation, including myself. We are trying to fix our problems after hearing from others. You will relate yourself with someone at this point and anticipate your future.

Posted: Thu Jun 08, 2006 2:10 pm Subject:

Thanks to those who replied. I've been reading around everyone elses stories and find it amazing how many are in the same boat as me.

I already sent a fax to my bank to change my account #'s - 1 step.

I'm collecting payday info to contact them myself, explain my situation and make arrangements. Otherwise I've received a few calls from credit counseling places (need to research this some more).

Posted: Mon Jun 12, 2006 8:17 am Subject: Phone Numbers

Does anyone have the telephone numbers for the following companies?
Capital Cash Advance
Arrowhead Invest
GenevaRoth Vent
Magnum Z

Posted: Mon Jun 12, 2006 8:24 am Subject:

Capitol Cash Advance
Phone: 706-217-2274

Arrowhead Investments
866-355-7308

Posted: Mon Jun 12, 2006 4:54 pm Subject:

Read this thread for information on Geneva Roth

http://www.debtconsolidationcare.com/forums/about11233.html

Posted: Fri Jun 16, 2006 11:43 am Subject: debt consolidation

can you please send me information on how to consolidate my loans, last payday because of extensions I didn't have enough to pay my rent and had to reborrow. how can i get out of it is there a company that can help consolidate. I have two children and found out that I am pregnant and have no where to turn

Posted: Fri Jun 16, 2006 12:05 pm Subject:

Girl, I have been where you are. Literally. Someone will be contacting you shortly.

BTW Congrats on the new baby and consolidating before it's too late.

wedwards1 · Posted: Fri Jun 16, 2006 2:45 pm Subject: drowning

thanks

Posted: Fri Jun 16, 2006 4:58 pm Subject:

Hi wedwards

Your id shows the registration done on 31st March. Someone might have called you during that time and you missed it. Try to submit your contact info at the sign up page again. The consultant will receive your contact info for counseling. Use a different email address as the previous one is already there in the system. It won't let you sign up.

kristi · Posted: Sat Jul 15, 2006 10:24 am Subject: payday loan HELP!!

I need help dealing with online payday loans...
I have contacted a few consolidation places and was told that NO ONE deal with payday loans... can someone suggest a few places for me.
I have many payday loans as i got caught in a cycle and used one to pay another after I lost my job.
I have been slowly paying them off but I have had several collectors or agents call and threaten me and I am not sure what to do. Can I use a consolidation JUST for one or 2 credit cards and payday loans?

Does anyone know the process that will be taken before litigation starts. I can not pay these all at one time and of cource that is what everyone is demanding. Before they went bad, I was paying all of these and then my check book got stolen. My account was closed, and many of them do not have legit contact numbers so they could not be contacted, so I started getting calls.
I do not have too much other debt now as I have working to pay off debt. but I do not have good credit so I am not sure how to approach this... how
to take care of it and stop the calls.
When i get calls should i then ask for validation or shold a ask for it now?
This is all overwhelming...
Please help any that you can!
Thanks kristi

Posted: Sat Jul 15, 2006 10:28 am Subject:

The first thing you should do is join here. When you do, someone who CAN help you with those pdls will contact you in a few days. Beleive me it's worth the few minutes it takes to sign up to be free of those things! Wink