question for the B& D employees, how come when I was dealing with your firm, your collector who by his own admission is not an attorney threatend garnishment, claimed it could be done immediately, then backed down once he was informed that i was aware that suit and a judgement would be required... so then he threatended suit, but when I asked to speak to the attorney (or get his info to have my counsel call him/her) who instructed him to provide such information he suddenly offered a payment plan?
I am aware that you work for a law firm, however, what I am unclear of is whether or not your principal business is debt collection as opposed to litigation? Also Law firm or not you are bound by the fdcpa and I do have documentation both written and audio of violations.. so what say you?