If I don't have copies of all my bills, how can I get started or I can't afford to get a credit report. I had a free on early this month but my car was stolen with it in there and I can't get another free one.

[mitch boozer]

I have about 60k in unsecured debt . I hope that GHS Solutions is a good thing for me . Before 10/2007 had a strong credit now ? I Can not believe what has happened and how fast.

is it possible to maintain one credit card from one bank if we consolidate the remainder or will all of our credit be shut off?
Thanks!

It's best to follow the <a href="www.primerica.com/rpcunningham">Rule of 72<a/>. It has helped me out in many situations once I know how to apply the Rule.

Would like to know how many in this forum are going to settle on their own, or how many are using a company to settle. I have found out on one program up to 60 months they wanted 16,300 spread thru. On the phone the rep told me 50% to settle, then enrollment paper that I got to read before I sign only said they can get 15% deducted from the original balance. You have to be very careful how they word the percentage, Just a thought. The more info I get the better.

Forgot to say that the 16,300 was just in fees incurred to the company, that had nothing to do with the amounts I owe. The percentage explanation is in regards to the amounts of any of the debts owed.