| Message |
Author |
 Posted: Mon Apr 17, 2006 10:01 am Subject: Asset Acceptence did it's JOB for once.... |
|
|
So they DO know how to validate a debt.
Saturday's mail I received a statement from Asset...Stated my account number, telephone number it was for, Original creditor, last transaction date of 6/22/2000 (Which would make this 7 years sol of 6/2007 correct?) and the amount that I owe, and my personal info.
I am impressed. I only had to ask about 5 times for this...lol Guess my disputing this account twice lit a fire under them.
One more account to go with them..We'll see what they do. 
|
|
Jessi
Moderator
Joined: 01 Dec 2005
Posts: 3466
Debtcc Points: 20208
|
|
|
| Posted: Mon Apr 17, 2006 12:35 pm Subject: |
|
|
| Quote: | | last transaction date of 6/22/2000 (Which would make this 7 years sol of 6/2007 correct?) |
7 year SOL is involved with credit report and it starts from the date of reporting.
Last transaction date starts the SOL for debt collection, which varies among states. You have to check the SOL of your state also. By paying a single dime to a past SOL debt, you might start the clock again.
http://www.debtconsolidationcare.com/forums/state-statutes.html
|
|
curlycarl
Debt Samaritan
Joined: 21 Jan 2005
Posts: 636
Debtcc Points: 12067
|
|
|
| Posted: Mon Apr 17, 2006 3:49 pm Subject: |
|
|
Perhaps "Melody" went and told her superiors that we weren't as foolish as they thought! Now they know they have to comply with the FDCPA!
|
|
JediMistressAri
Moderator
Joined: 05 Dec 2005
Posts: 2242
Debtcc Points: 28858
|
|
|
| Posted: Mon Apr 17, 2006 4:22 pm Subject: |
|
|
Probably...Maybe when I call them tomorrow with my "Thanks for validating the ONE, now where is the other? Should I go post about it on DEBTCC? *evil laugh*" gege
|
|
Jessi
Moderator
Joined: 01 Dec 2005
Posts: 3466
Debtcc Points: 20208
|
|
|
| Posted: Mon Apr 17, 2006 4:29 pm Subject: |
|
|
Awesome! I think these dudes know now that we're not a bunch of saps and they really do have to comply with the law because if they don't they'll be in a world of hurt.
|
|
JediMistressAri
Moderator
Joined: 05 Dec 2005
Posts: 2242
Debtcc Points: 28858
|
|
|
| Posted: Mon Apr 17, 2006 4:32 pm Subject: |
|
|
Yes, they will. For sure. They know that someone is watching them now. And ready to expose them for what they are.
|
|
Jessi
Moderator
Joined: 01 Dec 2005
Posts: 3466
Debtcc Points: 20208
|
|
|
| Posted: Mon Apr 17, 2006 4:36 pm Subject: |
|
|
There is no greater indignity than being caught with your pants down!
|
|
JediMistressAri
Moderator
Joined: 05 Dec 2005
Posts: 2242
Debtcc Points: 28858
|
|
|
|
|
| Posted: Mon Apr 17, 2006 4:39 pm Subject: |
|
|
LOL As you would well know in your message in the other thread...hehe  *kidding*
|
|
Jessi
Moderator
Joined: 01 Dec 2005
Posts: 3466
Debtcc Points: 20208
|
|
|
| Posted: Mon Apr 17, 2006 4:43 pm Subject: |
|
|
Oh! You read that! Yes, that was rather ludicrous of my husband to pull such a stunt! He never learns though, he's always using his digital camera to get my goat as well. He has many stills and home movies that just make me want to die! Like the screen-saver of me sitting at the computer in my unmentionables with a towel atop my head.
|
|
JediMistressAri
Moderator
Joined: 05 Dec 2005
Posts: 2242
Debtcc Points: 28858
|
|
|
| Posted: Mon Apr 17, 2006 4:57 pm Subject: |
|
|
LOL That's too funny...lol
|
|
Jessi
Moderator
Joined: 01 Dec 2005
Posts: 3466
Debtcc Points: 20208
|
|
|
| Posted: Mon Apr 17, 2006 5:47 pm Subject: |
|
|
Yep, my husband's a funny guy!
|
|
JediMistressAri
Moderator
Joined: 05 Dec 2005
Posts: 2242
Debtcc Points: 28858
|
|
|
| Posted: Tue Apr 18, 2006 4:55 am Subject: |
|
|
Got my other validation letter from Asset today...And a very polite letter about my Cease and Desist letter...
I do believe our Melody reported back to them to watch their back, ya think?
|
|
Jessi
Moderator
Joined: 01 Dec 2005
Posts: 3466
Debtcc Points: 20208
|
|
|
| Posted: Tue Apr 18, 2006 3:22 pm Subject: |
|
|
What does the second letter say?
|
|
curlycarl
Debt Samaritan
Joined: 21 Jan 2005
Posts: 636
Debtcc Points: 12067
|
|
|
| Posted: Tue Apr 18, 2006 3:55 pm Subject: |
|
|
I think we really taught the whole organization a lesson through Melody! This could be a sign of things to come!
|
|
JediMistressAri
Moderator
Joined: 05 Dec 2005
Posts: 2242
Debtcc Points: 28858
|
|
|
|
|
| Posted: Tue Apr 18, 2006 4:02 pm Subject: |
|
|
Here's what the letter said.
| Quote: | Dear Jessica D:
We are in receipt of your correspondence regarding information reported by a credit reporting agency related to the above referenced account. We have reviewed the information you provided, as well as our notes and the information provided by the original creditor.
As a result of our investigation, we have determined that the information we are reporting is accurate. However, we reported your account as "disputed" to the credit reporting agencies. In accordance with your request to cease communication regarding this account, we will initiate no further contact with you regarding this account, unless requested to do so by you in writing. |
|
|
Jessi
Moderator
Joined: 01 Dec 2005
Posts: 3466
Debtcc Points: 20208
|
|
|
| Posted: Tue Apr 18, 2006 4:22 pm Subject: |
|
|
Looks like they are finally starting to class up their act!
|
|
JediMistressAri
Moderator
Joined: 05 Dec 2005
Posts: 2242
Debtcc Points: 28858
|
|
|
