Read this if you take a loan from Cash Today Ltd.

Mandy, I have heard that Cash Today Limited has changed their business name to Interim Cash. They are now using this new name because most of the people have recognized this scam artist. Close your checking account and stop the company from making any more debits. Explain the situation to your bank. They might be aware of this company and may help you in filing a dispute with the company. Cash Today has to verify each of the debits made in your account. If they fail to give the required information, money must be sent back to your account. Involve your attorney if needed.

Next time before making any agreement, get everything in writing. Your proof of the past payments would have made this case easier. Prefer to have written correspondences and get receipts of all the payments made. You will be able to prove the facts whenever required.

How do you stop Cash Today debiting your account after you've paid off your loan? My bank says to contact them and Ive tried but they wont return my calls

Close your account. Your bank will help with this. My bank blocked my account and opened another. Yes, it was inconvenient but it paid off in the long run.

I read this artical and I am in SHOCK. I cannot believe how this company has treated me. One time they call telling me that I owe them STILL $400, then another call I ower over $5000, then it keeps dropping down to $400 again! They have harrassed me at work over 100 times. Threatening me. Telling me that they will find me, and call my boss/employer and have a me fired. Well if they do that, then I can't pay my bills, can I! They insist that I still owe them money. This account is from 2005, I think. My bank had closed out my account, because this company kept taking money that I didn't have from it, causing a HUGE negative balance, that to date I am still trying to pay back. I can't even open up another checking account, until this is all cleared up. I have stressed so much about this, and I DO NOT and CANNOT afford to loose my job. I am a single mom, trying desperately to make a good life for my kids, and this is what I get. Unfortunately I was a fool to trust this company, and look what it has brought to me. I have several complaints with the Better Business Bureau, locally and nationally, the Attorney General's office in my state, and complaints have also been filed in Nevada and the UK, where supposedly this company is at!!! Even today I received another call. They stated that they spoke to my lawyer. I don't even have one as of yet. I am going to file for bankruptcy, so now what do I do... I am totally lost!!!

Welcome to the community Desperate Mom.
I'm sorry to hear about your misfortunes, however I do have some good news for you. After the first time you tell them you can't receive their calls at work they are supposed to (legally) stop calling you at work. I would suggest you send them a debt validation letter to make them show you everything on this account so you know exactly where you stand, it will force them to give you a breakdown of everything.

You can find a good template via my signature link (be sure to send the enclosure with it) send it certified mail, return receipt requested. That way you will have proof that you sent it and when they receive it. Until they provide validation they may not continue collection activity per the Fair Debt Collection Practices Act. If they try to tell you they are not bound by the fdcpa they are wrong, as a PDL lender they actually acquire the funds through a bank which they finance their loans through and they are collecting 3rd party as you actually owe the bank.

In addition per FDCPA they are not allowed to contact others about your debt, merely threatening to do so (including their threat to get you fired) is unlawful. In lieu of these events I would suggest filing complaints with the Federal Trade Commission and your state Attorney General's office for their blatant disregard for federal law.

Excellent advice from JCEMT and I can add only one thing to it, which is what actually worked for me when I was dealing with these people: file a police report with your local police dept for unlawful activity and be sure and tell them the next time they call you. As soon as I told them I had done that, my file was marked closed....

I unfortunately had dealings with them as well. I actually called them to pay off my loan in full on the day it was due, as I also found out that same day that I was being laid-off. They would not speak to me, just kept transferring me and then I was hung up on.

So, since the loan wasn't paid in full on the due date, they helped themselves to my bank account again two weeks later. I sent a letter advising that I was revoking any further ACH debits to my account, and after computing up what I had paid them in total since taking out the loan, they had been paid three times over.

I asked my bank to block this debit, but they told me they don't do that, it has to be processed like a stop-payment on a check, and I was charged $35 for the pleasure. Surprise, surprise, I discovered that not only did I pay the bank $35 to process this "stop-payment", Cash Today had also taken out another payment from my account.

I was livid and marched into the bank to yell at them. They gave me the runaround, and in the end, I had to file an affidavit of fraud to get my money back.

I never heard from Cash Today again, and my bank account was never accessed by them again either.

i'm having nearly the same issue as Desperate Mom is here...can someone explain to me what it means when they claim that I'm under England laws? I'd really rather not get wage assignments send to my work from them