ex employee of cash today ltd revealing key information

Hi DeezNuts

Welcome to the forums.

I am sorry to hear about your situation. Many people have already faced similar problems with Cash Today. I will advice you not to deal with this company in the future.

At present, the bank must be having the details of your money withdrawn by this company. Explain your situation and request them to dispute with them. All the transactions will be verified and they will be forced to credit back the excess amount.

Do all your correspondences with the company in writing. Verbal communications are not at all helpful and the person can back off from his words anytime. Keep a follow up on the phone. Send all your letters certified with return receipt requested. This time, I can assume that you will get positive results after you have placed the items on dispute with the help of your bank.

Regards
Roxette

Sorry I couldn't reply on time. CAsh today or Interim cash limited does not have any license whatsoever. their product is illegal. In case of any dispute just tell them to fax documents proving that you have taken a loan from them, they would say we have the recordings of the sale etc. etc. They will not send any documents to you, nothing is on paper, so just try to claim the refund through bank, let them prove to the bank that you have taken a loan from them, They cant prove it.

If you change your bank account or are able to block their transactions then they cannot do anything to you.
They would threaten you that your file will be forwarded to 3rd party debt recovery agency, Investigation dept or Legal dept. Don't worry at all.
These departments are just for name sake. They are all collection agents working on the same floor using different department names just to fool around with you.

Most of their employeees are either illegal migrants or working on a student visa. Students work for cash today because legally they can work for only 20 hrs but with cash today they work 50 hrs per week instead of 20 hrs.
Infact their sale manager Sandy (Sanddep Chauhan) and Collections Manager (Ravi Kyoda)too are students working full time.

Well if they are caught the company will be fined 5000 pounds per illegal employee. and there are atleast 100 illegal people working.

I do not know why UK Govt or the Home office (IND Immigration and Naturalisation Dept is not taking any action on them? Are they not aware about this? If not then make them aware.

Cash today doesn't mention National Insurance Number (NI Number) {which is equivalent to SSN (Social Security Numbe} of the employee in the payslips. There is a very big scam going on and UK Govt and the US Govt are sleeping. I cannot belive such thing can happen in first world countries like UK and US.

Why US Govt is not taking any steps to protect their innocent citizens, they are literally being robbed.

My dear friend I have done whatever I could, now its uptto you, unite and present your case to the concerned authority.

Wish you good luck

Angel

Cash today will not send any documents to any one neither they will acknowledge recipt of any document as their entire product is illegal, and thats the reason they are hiding in UK

Angel, you are correct. Cash Today claims them to be a paperless and fax less company. They won't send any documents to the consumers. But I heard from one of their customer sometime back that he got the statements after requesting for it many times. He genuinely sounded to me like a customer so I insist on placing the request. Maybe someone again will get the required details of his loan account.

But ultimately, the unauthorized debits made by Cash Today should be disputed with the help of the bank. That's the only way to get a possible refund from the company.

Also, people should file their complaints with the FTC and the BBB. Place your complaints at the local AG's office and cover your legal basis.

Angel posted the comment below in another thread. I thought to paste it here as well.

I think I must have been lucky when I dealt with ICS, of the 3 people i dealt with two were even nice...Go Figure on that one, I guess thats what i get instead of winning the lotto, by the way don't you need to buy tickets..

Seriously though, with ICS I did change my account numbers and I did not fall for their scare tactics. I also did try and follow through on my arrangements and eventually got it paid off. I have to say that I am both glad and dismayed that I took care of that before I found th is website. I consider myself very lucky that I did not get taken for a ride by these creeps. Regarding Heathmill, i have done some research and it seems to be an ecommerce company.. web hosting etc... I think the real scum bags are someone else. It would be interesting to trace the mail drop they have in delaware if one could... perhaps if fraud is occuring the postal inspector could be another avenue to pursue.. okay enough rampling

Is this all true?

It has come to our attention that not only have misrepresentations been posted on this website, but also serious false allegations made by someone purporting to be an ‘ex-employee'. Due to the libellous nature of this content, the points below should help concerned members of the forum.

1) Heathmill is foremost a Software House. Due to the diverse nature of its clients, it also does provide extended services, including design, marketing and customer service. By providing both bespoke and off the shelf software, we cater for a wide variety of sectors. Its clients do include International Financial Services companies, all of which are separate entities to Heathmill and are not linked to each other as far as we are aware.

2) We benefit from a culturally and racially diverse workforce. We also have a very strict employment policy that we follow where all new recruits are required to provide full disclosure on their legal status. Whilst like all employers we are to a certain extent reliant on the full and frank disclosure of information by individual members of staff, we make every effort to ensure that all staff have appropriate credentials to work. We comply with all UK employment legislation. This also applies when employing staff for client services.

3) Where possible, all workers are requested to provide their National Insurance Number. However, failure to provide a National Insurance Number is not grounds for refusal of employment. The UK does not require any legal obligation to have or hold a National Insurance number. All tax and National Insurance deductions are still processed and passed to the Inland Revenue, however, if a member of staff fails to provide their National Insurance number, then they will not receive the benefit of those contributions should they wish to make claims on the State.

We have currently engaged an external investigator to determine the source of these libellous statements. When, as we believe we will, we establish the perpetrator we shall take action in respect of malicious libel.

The above should clarify any misgivings or doubts concerning the relationship of Heathmill, its clients and its staff. Should you require to contact any of the clients, please do so directly, all communication received is merely forwarded on to the appropriate party.

Yes guest, it seems that you have made a loan agreement with ICS. Read more of other people's post here and understand the consequences of taking loan from Cash Today.

I will suggest you to stay away from this company. If you have applied for a loan from the, call the customer care and cancel the loan agreement. You will avoid a lot of hassles in the later stage.

Well finally Heathmill has shown some courage to reply. Good, keep it up. This forum neeeds your answer on following questions

**************************************************
HEATHMILL SAYS
1) Heathmill is foremost a Software House. Due to the diverse nature of its clients, it also does provide extended services, including design, marketing and customer service. By providing both bespoke and off the shelf software, we cater for a wide variety of sectors. Its clients do include International Financial Services companies, all of which are separate entities to Heathmill and are not linked to each other as far as we are aware.
************************************************
ANGEL -
You (Heathmill) claim to be software house.
Could you tell the forum then The Building NORTHWAY HOUSE at post Code N20 9LP in North London belongs to whom? Who is Aaron Garschfield ? How is he associated with Heathmill and Cash today? What does he do sitting on 10th floor of Northway House?

Who are Den and Darren? What do they do at Northway House?

What do 100 collections agent do sitting on the first floor of the Northway HOuse? - (Thats Cash today's collections department)

What do 40 odd people do in the basement of NOrthway HOuse? (Customer Service and verification department)

Sales department is on 3rd floor.

Why do Aaron calls these people frequently to his cabin?

Why do their email id end with @heathmill.com?

Well there are many more questions to come, i think thats sufficient to start with.
Let Heathmill reply and then we will take it from there.





***********************************************
HEATHMILL SAYS
2) We benefit from a culturally and racially diverse workforce. We also have a very strict employment policy that we follow where all new recruits are required to provide full disclosure on their legal status. Whilst like all employers we are to a certain extent reliant on the full and frank disclosure of information by individual members of staff, we make every effort to ensure that all staff have appropriate credentials to work. We comply with all UK employment legislation. This also applies when employing staff for client services.
&
3) Where possible, all workers are requested to provide their National Insurance Number. However, failure to provide a National Insurance Number is not grounds for refusal of employment. The UK does not require any legal obligation to have or hold a National Insurance number. All tax and National Insurance deductions are still processed and passed to the Inland Revenue, however, if a member of staff fails to provide their National Insurance number, then they will not receive the benefit of those contributions should they wish to make claims on the State.

************************************************** *

ATLEAST 90% of employees of HEATMILL who are working for their campaign on Cash2day are student.

Again to startwith i ll just mention two of their so called MANAGER'S names (I can provide more than 100 names if required) WOULD HEATHMILL PROVIDE THEIR VISA STATUS

Collection's manager RAVO KOYADA and Sales Manager Sandeep Chauhan (Sandy).

Heathmill never asks for NI number they don't even check the passport and the eligibility to work in the UK.

Well Heathmill all the members are waiting for your reply.


To other members of the forum.

Over collective effort is definately yielding results.
From yesterday heathmill is asking their employees about their visa status and it did not employe some students who had come in for the interview.

But the main purpose is not served. What about the so many customers who have been litrally robbed by Cash today?
Heathmill is checking the visa status etc of their employee only because it is based in UK and it has to abide by the UK laws, still it is least bothered about the customer.

I do not want to divert the discussion to the eligibility to work in the UK of cash today employees, this was just to show you, the true colors of Cash toady and heathmill.

As Roxette has said the customer's should approach their banks to claim the refund, let Cash today prove that you have authorised them to take the money from your account.

I donot know what FTC, BBB and local AG's are, but as Roxette has advised, lodge your complain with these authorities that seems to be the only option available at the moment

Angel

how can i contact these people so they will take their money

msadams, read some more posts in this thread and you will get the required information you are looking for. You have to contact your bank and place a dispute with ICS.

What is their mailing address?

Cash Today Limited
1005 Terminal Way Ste. 110
Reno, NV 89502
Phone Number: 800-680-2177

I have tried to get the paperwork for my personal loan, and I dont have anything. I did get a reminder e-mail from them, but so far no money. After seeing this forum, i am really worried. I live paycheck to paycheck, and I cannot afford to loose any money.

what do I do now?

Wow Angel. A well known sports radio station where I live has a name for someone who has a real strong opinion of someone/thing in the world of sports. They call it a "Hot Sports Opinion" because it's a point of view that really grabs you. The things you've said about this company would rate as a very "hot sports opinion." If these guys aren't on the "up and up" and both governments aren't aware of their practices, then we're all in a heap of trouble. What's to stop these folks from debitting from our accounts in the future by using your SSN#? What's to stop them from tracking us down? We can change banks all we want, but it makes my skin crawl to know that people like this have my information. Oh well, you live and learn. Thanks for the information.