Hi CASHTODAY CUSTOMERS,

It will be of great use to read the below lengthy paragraph's if u have taken a loan from cash today or planning to take one.
I am typing this from london, uk. i used to work for this bloody company called Cashtoday ltd. Thank god, now i am working in a different company. The working condition in collections department is pathetic and all the employees who work here are either students or illegal immigrants and the company doesn't pay taxes or anything of such sort.
In the united kingdom this company is registered as heathmill.com.

Cashtoday ltd aims at collecting USD358 from each and every customer. So, for all the people whose outstanding is above $358 dont panic just tell them that u will only pay $358 to get the account closed(Also mind how much have u paid already).Keep on negotiating for an even lesser amount if u intend to close the loan.

Let me explain u what precautions are to be taken inorder to avoid future harrasment and to evade the this payment.

1. Once u take this loan its better to change the bank account as the company's software is designed to hit the bank account on the next payday or the best thing to do is u can put a stop on all the debits by cash today
2. If u have filed for bankruptcy, just fax the papers to 18006909925.
3. Inorder to get the calls stopped at work place, tell that this person(customer) is no longer working in this company and owe money to many companies and other stuff. We can even block calling up a particular number but most of the guys dont do that unless it is told by a manger. so talk to manger and get the number blocked.(DAN CRADDOK or for Manager-- Darren)
   
4. When u default a payment, collection agents call up at all the numbers which are in our records. when they call, u ask for Director --DAN CRADDOK or for Manager-- Darren and tell them not to call at ur work place. They r the key persons of the company. Harass them, they are worse than uncultured bastards.
   Also keep calling the collections number--18006704075 and as this is a toll free number this costs a lot more than making outbound calls for the company.

HOW TO ENSURE THAT U GET THE LOAN
This is useful if u r a first time payday loan taker with cashtoday)
The sales agents who works here make GBP 4.00 per sale. Once the sale is done verification dept verifies if the customer is employed full time and check if the work tel ph number is a land line number
and then they release the $200.
This work number must be a landline phone number else the sale will get rejected.
---so to ensure that u get the money u can give ur home number and someone should tell that u r working full time at the moment and that is the work place.

Let me inform u few key reasons why the sale gets rejected.

1. If the work ph is not a landline number(inorder to play safe u can give ur home land line number and tell that the person is working there)
2. If the net income is less than USD220 per week.(its better to tell that u get atleast usd 500 irrespective of payfrequency)
3. If u dont get paid by direct deposit
4. If u r working at ur work place for less than 3 months.

Dealing with COLLECTION agents(useful for people who already defaulted pymt)

1. Firstly the loan itself is an illegal loan and u must expect the agents to be beast. they are being fired if they dont collect the money. so they r behaving like that with customers, it not actually for bonuses, but rather for survival.
2. If u dont have the money tell them that ur bank account is frozen and u will be able to pay only thru money order. ( if u choose money order option collection agents will not call u until 10days after the MO due date.
3. Always talk to DAN CRADDOK(director)or Darren(manager) or Binu Fernandez(manager) or stuart(training manager) or to any team leader.

I have typed a lot for now...
I HAVE A PLEA...THE ABOVE INFO MIGHT NOT HELP U BUT IT CAN HELP A PERSON WHOM U DONT KNOW. SO,PLEASE PASS THIS INFORMATION TO ALL THE AMERICANS.
Currently there are more than 50000 customer for cash today ltd.
America is a very rich nation, but after working in this company i feel pity on all the people who take a loan for $200.

IF U HAVE ANY QUERIES MAIL ME ON cashtodaycollections(at)yahoo.co.uk
I will defenitely help u out.

If it is true then it is very worth info,

See the dispute at http://www.debtconsolidationcare.com...aylimited.html

I found these disputes as well

http://www.debtconsolidationcare.com...about4097.html

http://www.debtconsolidationcare.com...htodayltd.html

I checked this site, it is not existing, I saw few more posting where you were asking for more employees, like gumtree.com/cgi-bin/frame.pl?content_url=http%3A//www.gumtree.com/london/49/3077849.html

This site is a good place to put such things provided it is true, do they have their company site.

Here you can get some information on the company:

Harassment issues with the company, Cash Today Limited

http://www.debtconsolidationcare.com...y-details.html , here is another discussion, looks like this site has complete info on this company.

[chmartinbaby06]

So if a person who only gets paid $8 dollars a hour and works about 30-34 hours per week they would not be able to get the loan huh but if you have commision they doesn't count either huh?Cause I believe that was very worthy information and I think I might have had a loan with these people or tried to get one but was rejected I really don't remember I was just curios though cause if this is the same company they rejected me for a payday loan awhile back cause I didn't make a certain amount in hourly!Hmm just curious but thanks for the info. though :wink:

I have a charge against cash today ltd. they have been taking the $79.00 processing fee out of my account without contacting me. I was out of the country and assumed they had paid the loan off through ach account. I have recorded 9 entries of $79.00 being deducted. How do I approach this and what is a direct e-mail address for them.

[ben]

Hi othelou3

Talk to your bank. They will verify this transaction with Cash Today and most likely, you will get a refund if it is not a valid one.

You can also dispute with Cash Today at the following address:

Cash Today Limited
1005 Terminal Way Ste. 110
Reno, NV 89502

Darren Webb, Customer Service
Phone Number: 800-680-2177
darrenw(at)cash2day4u.com

Does anyone know if Cash Today accepts moneygrams? I borrowed $ 200.00 and now they say I owe $ 490.00. I want to pay back only the amount that I borrowed; not $490.00. I was told by a rep at Cash Today they only accept prepaid money cards. I want to get these people off my back. I will never deal with these type of loan companies again.

[roxette]

Happner

The financial institution will charge you with the interests and other fees due to which they have granted you the loan and you will have to pay it.

But before you pay them anything, contact your lenders and ask them to give you the statement showing the complete break up of the amount. They will have to show the principal amount along with the calculation of interests and other fees.

Send your request through certified mail with return receipt requested. This will help you to track your correspondence done for later proof.

I have heard this company accepting payments through money gram. However, please confirm this with their customer care cell.

Regards
Roxette

Hi Guys I am also one of the ex employe of Cash 2day and I want to convey some information to all the readers.

There is a new pay day loan company with the name INTERIM CASH LIMITED. This company is also owned by the same Management, infact they have just changed the name to Interim Cash limited from cash today limited.

The reason for changing the name is that now most of the customers are aware about standard of Cash today, so to suatain in the market and to keep on fooling around with you guys they have changed their name.

Their number starts with 877 - .. sorry i forgot the number.

So be careful before taking any loan fromCAsh Today or Interim Cash.

When you apply for this loan with either of the company the sales person will tell you that "since you have applied for the first time you can get only 200 and next time you MAY get approved for higher amount". Thats a lie, the maximum amount they give is 200 and nothing more than that.

HEY I CAN GIVE YOU E_MAIL OF THE BIGGETS BAS***D the big boss. HIs name is Aaron and e-mail is

aarong(at)heathmill.com now i need not tell you what you have to do next.......

[ben]

Angel, thanks for the update. You might know that this company has scammed so many people and is always hunting to catch its prey. Do you think this company has the legal papers to do the business? Do they have a valid license? It seems that neither of the countries is willing to take legal actions against them. And this helps Cash Today in scamming a large number of people.

An opinion from you on this company will help a lot of people in understanding the facts.

has anyone ever had problems with getting a loan from these folks and then paying the $279.00 right back?
I hope they are not simply stealing money after the loan is paid off?

[ben]

Len

Do some more research on Cash Today. It won't be correct to say that you too will have problems dealing with them. But, looking into the situation, and hearing from most of the people, this company has been doing illegal things on people's bank accounts.

There are numerous complaints of Cash Today making unauthorized debits in the checking accounts. Even worse, incorrect or large amount of money is taken out from the accounts. Lots of consumer complaints are still pending against this company and the people are being scammed regularly. Be careful if you are planning to do business with them.

If you really have to borrow money due to hard times, there are better companies to deal with. Do some research in the internet and get some opinions from the DA’s office. I am sure you won’t like to see yourself being scammed by Cash Today.

I, like yourselves, have taken out a $200 US loan with this company. Over the phone I was told my account would be debited the $ 79 finance charge for the first three pay cycles then they would debit my account for the full amount thereafter.

Needless to say, I was involved in a automobile accident which left me hospitalized for quite a while. By the time I was out, the company debited over $ 1,000 out of my bank account in accrued fees.

I was already in debt up to my ears in medical bills so I called them up. I spoke to Michael. I advised him to please have his company stop debiting money out of my account since I have already paid more than my fair share. After arguing for over 10 minutes, we agreed to just debit the full $ 200 and we would call it a day!!!!!! Whew.

Anyways, 6 weeks later, I noticed the $ 79 out of my checking account again. Angered, I called them back and spoke to Michael. Michael advised he does not remember our previous conversation and that he will not cease the debits unless I agree to pay the $ 200 loan over the phone via credit card. Michael seemed unmoved by my position and said sarcastically they'd continue to debit money out of my account if I was unwilling to pay the full amount over the phone.

These guys are sharks! I cannot afford a lawyer right now and I'm not in the best physcial condition to go out and eagerly fight them like I would while I am in this condition.