2239875200 - Does this number belong to Cash Today Limited?

Yes, that is the address where they are presently located. Besides, they have their head office in London. It is from there that they debit the accounts of the consumers.

You can talk to Darren Webb, Customer Service and send a written explanation about the whole issue. Also, hiring an attorney will be helpful.

Regards
Roxette

Thanks for the help, when them i send them a money order this weekend for what we owe which is 200.00 the 59.00 was debt out last Friday. I will send a letter attention Darren Webb in customer service. Thanks again Sue.....this was my first time to get a loan off the internet i've learned my lesson,

I just received yet another phone call. I have sent in a complaint to the Nevada Attorney General's office and am really starting to consider asking for a restraining order against these people. I have faxed them a cease and desist letter and they will not stop. I am going to send another letter with return receipt advising them that the harrassment must stop. Do they really think they are above the law???

Dupont...you're definitely doing the right thing by complaining to the Attorney General! They are certainly going further than they should be and it seems like they're being vindictive. If they continue calling you, you CAN get a restraining order...then, if they call you, they'll have to go to court.

This company is pretty stupid...I too got about 30 calls in one day at work, then they told me I could only pay via check by phone or debit, then 3 hours later another lady calls and tells me I can send a money order and gives me an address...shortly after that the first lady calls yet again! I told them they were a bunch of idiots and that I'm enough of an idiot with my own money, that I don't intend to share it with other idiots!

Please contact the BBB as as well as the Atty General to put these people out of business.

Hello all. Cash today limited is really based in the UK. They use they US Address as a front. Call there parent company ICS and ask for Cash Today's number. They may ask you why you need it. Tell them someone from the company called you, but gave this number to call back for cash today. Talk with a manager at there headquarters in the UK. ICS #1800-865-3707

are they allowed to call you that many times isnt there a way that you can get a lawyer and sue for harrasment and even sue for distress for the stress the are causing you,you should try to look into that

You can definitely consult your attorney and file a case against them on charges of harassment.

As per the fdcpa law, their is no such rule which allows the collectors to make repeated calls. Hence, you can write a letter to them and if they don't follow it, you can take further actions against them.

Regards
Roxette

After telling them to quit calling the first time...be polite and just say I will only communicate with your company through mail.

When they call a second time...ask for their name, and ask what company they are with. After they answer tell them the call is being record, and they have broke the law. Mention that you have told them you will only communicate through mail, and that you are not contacting your lawyer.

HANG UP AFTER!

Make sure you document EVERY CALL. The little tap things to record calls are only like $3.99 from radio shack. It's like a little suction cup that goes on the receiver and has a cord to be plugged into a cassette recorder (usually about $25)

but at least doument times/names/called id information (save logged calls)

I did send them the cease and desist but apparently in the letter I sent it was mainly talking to a collection agency. So now I will resend it with direction to the lender. Is this okay? Is it okay to resend a letter with the corrections? I know it looks bad.

As far as the fdcpa law is concerned, if the creditors or the collection agency is in violation of the law, you can use your consumer rights.

Ben

well I have re-wriitten the letter and would like to know if this is something that is okay to be sent to them. I am copying this letter as an example to those who are not sure like I was as to how the letter should sound.

September 6, 2005
Cash Today Limited
1005 Terminal Way Suite 110
Reno, NV 89502 Via US Certified Mail

Re: Acct Ref. # __Usually your SS#

To Whom It May Concern:

This letter is being sent to you in response to a notice and calls by your company. Be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 (b) that your claim is disputed and validation is requested.

This is NOT a request for “verification” or proof of my mailing address, but a request for VALIDATION made pursuant to the above named Title and Section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you
.
What do I need you to provide as the debt validation.
• What the money you say I owe is for;
• Explain and show me how you calculated what you say I owe;
• Provide me with copies of any papers that show I agreed to pay what you say I owe;
• Provide a verification or copy of any judgment if applicable;
• Identify the original lendor;
• Prove the Statute of Limitations has not expired on this account
• Show me that you are licensed to collect in my state
• Provide me with your license numbers and Registered Agent
• Complete payment history. (I need to have proof of my payment history ,what the amount of the debt was when the loan started, and what fees/interest has been tacked on to this debt and how you determined these fees.) This requirement was established by the case Fields v. Wilber Law Firm, Donald L. Wilber and Kenneth Wilber, USCA-02-C-0072, 7th Circuit Court, Sept 2004..
• Copy of the original signed loan agreement. This is a basic contract law.

At this time I will also inform you that if your offices have reported invalidated information to any of the 3 major Credit Bureau's (Equifax, Experian or TransUnion) this action might constitute fraud under both Federal and State Laws. Due to this fact, if any negative mark is found on any of my credit reports by your company,

I will not hesitate in bringing legal action against you for the following:
• Violation of the Fair Credit Reporting Act
• Violation of the Fair Debt Collection Practices Act
• Defamation of Character

If your offices are able to provide the proper documentation as requested in the following Declaration, I will require at least 30 days investigating this information and during such time all collection activity must cease and desist.

Also during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my legal counsel for suit. This includes any listing any information to a credit reporting repository that could be inaccurate or invalidated or verifying an account as accurate when in fact there is no provided proof that it is.
If your offices fail to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit file and a copy of such deletion request shall be sent to me immediately. The response must be in writing. Anything else is not acceptable.

I would also like to request, in writing, that no telephone contact be made by your offices to my home or to my place of employment. If your offices attempt telephone communication with me, including but not limited to computer generated calls and calls or correspondence sent to or with any third parties, it will be considered harassment and I will have no choice but to file suit. All future communications with me MUST be done in writing and sent to the address noted in this letter by USPS.

It would be advisable that you assure that your records are in order before I am forced to take legal action.
Please be advised that any communication with me, Name, other than in writing will be recorded.

Best Regards,

Name



Is this okay? If not what should I put so that they do not call anymore.

Also what should I do if they refuse to send anything in writing? Because before I send them anything I want to know in writing exactly how much is owed and how it is calculated. This is my right, right?

Hi Paula

This letter is absolutely correct exercising your legal rights as a consumer. Make sure that you send it through certified mail with return receipt requested. Your receipts will be a valuable proof to your efforts in making the payments.

Do keep us updated with the latest.

Regards
Roxette

Also just to let you guys know dont do aple fast cash loans online. They are the same way but alittle worse. They charge interest for each day you are late and the interest aint cheap. I took out an $250.00 payday loan with them and I was out of work for an year, explained this to them. Told them I can pay them $50 a week. Well my bill at the end when we went to court ended up being $2500 for an $250 dollar payday loan. Dont do it, stick with Money Tree or the Check cashing place's the rest of these are headaches.

Word of advice for those who are still going through the problems with Cash Limited today. The best way for you to get them off your back is make a deal with them pay when you say. Have them to send you a paid in full letter and they will quit calling you. Unfortunately, I have contact 4 different laywers and said that it is almost impossible to get them. They have been trying for years, the courts have told them to stop and they keep changing their locations. That is why they are in Nevada, sin city.

Thanks for the info I am sure it will help someone along the way. As I myself almost went through with Cash Today Limited.