Internet's first get-out-of-debt community - 134,000 members

Anne · Posted: Tue Jan 10, 2006 2:13 pm Subject: Cash Today Limited

Didn't moan at all when I got it, however the fact that they are claiming to charge me almost 1600 in late fees and then all of a sudden say no it's okay we will just take the original amount, I mean come on. And if you don't like reading about all the moaning and complaining perhaps you should spend your days on the internet reading your horoscope instead.

Posted: Tue Jan 10, 2006 2:55 pm Subject:

Happy_Customer

I can understand that you have had good results while dealing with ICS. But does that mean everyone will get same results like you got? Cummon..Why do you want to feed your words in our mouth?

If have made dealings with this company, then you are surely a customer like all of us. It hardly should matter to you if anything is said here in this forum. Or if it matters to you, your psychological approach will not be like you came up with.

It seems that you want to do the work that someone internally from Cash Today will definitely like to do in order to cover the company.

candace · Posted: Tue Jan 10, 2006 4:13 pm Subject: cash today

i had a loan with them ( cash today ) i e-mailed darren w and through several communications via the internet my account was resolved. so my question would be to you "have you tried to speak to someone about your situation?" i had this particular loan for quite sometime, about 16 or 17 weeks, when i made the loan our hours at work had been shortened but we were assured that they would pick up soon, they didn't, so i was stuck every week paying them their money and not having enough money to take care of my other opligations and responsibilities. my account is squared with cashtoday ltd.. I made the mistake of acting on impulse and not carefully looking into things and i paid for my error in judgement.
i would say as several others have said throughout this sight, if you are not 110% sure you can pay them back the next payday, don't make the loan. look for any alternative to your financial need at the moment and weigh out the pro's and con's first before you do anything you will regret later.
cash todayltd. is just like any other business, they are in the business to make money. we are suppose to be adults and should face our mistakes graciously and with humility. i found that by dealing with the situation rather than avoiding it they were willing to work with me in a manner that i could manage and am greatful to them for the valuable lesson i learned from this ordeal. they were not at fault for my situation, but rather i was. i chose to take their money they didn't force me to. so everybody take a deep breathe and say the name of the person that got you into this mess.

GOD BLESS US EVERYONE

evil "E" · Posted: Tue Jan 10, 2006 5:34 pm Subject: Cash Today

Candace - well put - I could not of said it better. If you can't pay it back next payday - you should not take the loan.

chass · Posted: Wed Jan 11, 2006 4:42 pm Subject: hate them

they are the worst payday loan company ever. I they can bearly speak english and they never answer the phone and then they hang up on you

carol smith · Posted: Wed Jan 11, 2006 10:51 pm Subject: cash today

is this company a rip off i got a loan form them

hard @ work · Posted: Thu Jan 12, 2006 7:26 am Subject: cash today limited

These people are very persistent...i was wondering if anyone has an address for them so i can send them a certified letter to stop harrassing me! Thanks in advance!

Posted: Thu Jan 12, 2006 12:03 pm Subject:

Read this thread and you will get some more information about Cash Today. The address of the company is given at the post above. Cash Today is believed to be a scam. They are taking out money from the checking accounts without giving any paperwork. It is better to monitor your accounts very closely and take help of your bank in disputing the unauthorized debits made by the company.

Mickei · Posted: Fri Jan 13, 2006 11:04 pm Subject: anyone ever get the $200.00??

Did anyone ever actually get the $200.00 loan from them?

Posted: Sat Jan 14, 2006 1:22 pm Subject:

Mickei, there are many sad stories of those who have taken the loan from Cash Today. I will advise you to cancel the loan request if you have applied from them.

My friend is also in the trap of ICS. Money is still taken out from his checking account even after paying $1500 for a $200 loan. He has already filed his complaints to the FTC, BBB and the local AG's office and is expecting some restitution.

KERRIE · Posted: Tue Jan 17, 2006 10:00 am Subject: CASH TODAY LIMITED

Thanks for the address. These people have also called my cell phone and work numerous times. I admitted to the debt of $200 and wanted to make a settlement. I had been hospitalized and unable to pay them. I agree to a settlement of $400 which is still 50% interest. I realize that I signed an agreement, but I did not expect to be hospitalized. Should I or am I obligated to pay them this much interest?

Kerrie

Posted: Tue Jan 17, 2006 10:05 am Subject:

I also paid them 400.00 total.they wanted 600.00 and screwed up on my debits so they settled for 400.00. I paid them, I wanted the calls to stop at work and I decided that I got myself into this mess, now I need to pay the price. I can't say that it was the way to go but, hell it was better then all the calls at work!!

Posted: Tue Jan 17, 2006 11:32 am Subject:

KERRIE, annmarie0205 and all those who are going through similar situations... You could have avoided all these tough situations that you are now going through, if you had reviewed the loan contract properly before applying for it.

The interest charges should be mentioned in the contract copy and if it's existing, it's your own mistakes for which you will be paying. I am not letting you down on this but the fact is that you have now realized your mistakes and won't be doing the same thing again in the future.

It's very important to read the agreement copy before signing anything. If you sign without understanding the agreement, you might be facing even tougher times than you are facing at present. Leave the past behind and review the contract copy. If the interest rate that is being charged by the company is mentioned in the fine prints, pay it off so that your credit ratings improve. This should be your prime concern.

Posted: Tue Jan 17, 2006 11:53 am Subject:

I believe that is what I did. As my previous post says.....See above post (I also paid them 400.00 total.they wanted 600.00 and screwed up on my debits so they settled for 400.00. I paid them, I wanted the calls to stop at work and I decided that I got myself into this mess, now I need to pay the price.)

Posted: Tue Jan 17, 2006 2:21 pm Subject:

annmarie0205, though it might be tough to arrange a settlement amount lower than 400.00, but keep negotiating till you get the results. Basically, you can cut the deal after you have made a couple of payments from here.

Posted: Tue Jan 17, 2006 2:24 pm Subject:

Ok...I am not responding anymore to this post!!! Maybe you aren't reading them clearly or you are not reading it at all..........but I ********************I PAID MY DEBT OFF!!!!!

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