Internet's first get-out-of-debt community - 135,000 members

Mallory

My wedding is in 2 weeks. I got a loan with this company in December, and told them after I lost my job that I wouldn't be able to pay them. I wanted to work out payment arrangements. They said no. They said they were going to take my money whether I liked it or not. I put a stop payment on them with my bank. They said they were taking 560 dolalrs from me. Instead, they took 400 and my bank let it go through. My wedding is ruined... I will be contacting my attorney Monday morning and I would like to know if anyone wants to be in on it. My attorney's firm is in every state and providence of Canada. Hopefully, they will get it done. This is a horrible illegal company and someone needs to put an end to their scams. By the way I only borrowed 200 dollars, and they want me to give them 560. Please contact me at

email address removed as per forum rules - Denny

Posted: Fri Feb 24, 2006 6:59 pm Subject:

Mallory, take help of your bank also in this matter. They will be able to place a dispute with Cash Today and get the debits verified. Chances are the company will fail to verify the item. Their lack of proof will make your legal case stronger.

Mallory · Posted: Fri Feb 24, 2006 9:11 pm Subject:

well, i'm afraid my bank won't do anything because the stop payment was for 560 which is what they told me they were taking whether i liked it or not. i told my bank i wanted nothing from this company coming out of my account. so i don't think they will give me money back. But i paid them to stop this company from taking anything out of my account.

email address removed as per forum rules - Denny

Posted: Sat Feb 25, 2006 12:57 pm Subject:

Mallory, explain your problem to the local law enforcement agency. Tell them that you have been scammed by Cash Today like many others and your bank is also not willing to dispute the item with the company. Ask their suggestions what you should do next. They might have received similar complaints from others, so they know how to deal with them.

zac · Posted: Tue Feb 28, 2006 10:53 am Subject: Cash today limted.

I have used this company and my situation is I've already paid my loan amount in full. However, they took another 79.00 dollars out of my account two weeks after I paid my loan off. I've called several times and each one of them has told me I should receive my credit and that someone will call me. Well no one has yet to call me and I spoke with the so called manager today and he said to calm down and that it will take three business days. Which I don't understand if I was already told it would be in my account and that was a week ago. I get a different answer each time I call. What should I do?

Posted: Tue Feb 28, 2006 11:25 am Subject:

Zac, be very careful while dealing with Cash Today. Read this forum thoroughly as there are many topics created on their name. You will find many others sharing their experiences here. Immediately contact your bank and get your account closed. If that is not possible, change the account number so that you can prevent the future debits. Send a letter to the company also explaining that the loan has been paid in full. They must send you a confirmation letter.

PG · Posted: Wed Mar 01, 2006 8:00 am Subject: Cash Today LTD..

I have had the same experience. My cell phone rings about 10 times a day in addition to my work phone. All fromt he same number. Ironically enough, I work in a collections dept. for a Fortune 500 company and know all too well Collections Laws. These people are clearly in violation of almost all of them. The continuous calls, the threats, the calling after hours. It's insane and I really don't know where to go from here.

pollyandsay · Posted: Wed Mar 01, 2006 9:04 am Subject:

Cash Today never calls me and I 'defaulted' on my loan nearly a month ago. I told them that I had reported them to the US Secret Service, The FBI, The IRS, and in the UK, The OFT, The FSA, and Scotland Yard.

These people are criminal. Don't let them bully you. I am working in conjunction with the Consumer Federation of America, to ascertain the entity which funds the loans, as well as the board of directors, in order to file suit, and shut them down.

Posted: Thu Mar 09, 2006 7:14 am Subject: Rode to Recovery

Ok, so it's been a bit and I promised I would come back and keep you all posted. I finally spoke to my bank and I am in the process of disputing the last five withdrawals, which amounts to $395.00. They have taken a total of $1027.00 on a $200.00 loan.. Call me sucker. So it looks like this will force them to call me, since we all know they won't return your calls or answer the phone. Well, that's the update and I will be back to tell the next drama. Wink

Posted: Thu Mar 09, 2006 9:33 am Subject:

Hi again tcrawford Smile

Good on ya for disputing those withdrawls. Hopefully it will go in your favor. You are not the only one in this situation, that is for sure. Let us know what happens when they finally call you!! Smile

~Mary

Posted: Thu Mar 09, 2006 12:19 pm Subject:

tcrawford2,

So the situation is changing! Actually you did the right thing at the right time and that is the reason behind this progress, best of luck. Do keep us updated.

Mallory · Posted: Thu Mar 09, 2006 7:52 pm Subject: Hey there

I finally closed my account, and got my 400 bucks back. They gave it back willingly after i disputed the charges. Then I closed the account. I just hope they don't try to sue me...

Posted: Fri Mar 10, 2006 8:59 am Subject:

does anyone know how they are in regards to setting up a payment plan of some sort? i have a payday loan with them and wont be able to make payments anymore. also are they willing to work with T&C?

Posted: Fri Mar 10, 2006 10:47 am Subject:

Hi Mallory,

That's so great that you got your money back. Just take it one step at a time frome here and let us know how it goes.

~Mary

Mallory · Posted: Fri Mar 10, 2006 7:07 pm Subject: Fka22

Sorry, FKA, but I tried to work some arrangements out with them and they said no, we're taking your money and there's nothing you can do about it. My advice to you, is if you can't pay them, close your account, because not even a stop payment will stop them. They will keep taking your money until there is nothing left. People have lost thousands on a 200 dollar loan. They aren't ligate, and don't worry about your credit, because they don't have any way to ruin it. Close your account now. They will never stop.

Autumn Adams · Posted: Mon Mar 13, 2006 12:51 pm Subject: Cash Today Limited

Hello all, I've seen everyone's responses and apparently you haven't gotten these people to explain the loan to you before you got it. I understood the whole thing and have gotten a few loans from them. If you don't pay the loan in full on your pay day then they charge you a fee. You have to pay that fee even when you pay it back. Not that hard to understand. I mean it's a quick and easy way to get money, of course it's going to cost money. Duh!

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