So these AzzHats have been stealing from people under this name for a minimum of 2 years and under other names prior too. To make matters worse the authorties in the UK will not get off their
**** and do something about it.
Here is the down low which you can figure out if you read the entire 45 page post, other post, speak to various agencies including but not limited too NV Attorney General, FTC, BBB and your local attorney general. Basically no matter what they tell you on the phone they are operating illegally inside the US. They will make all kinds of threats but none of them hold water. The person I am helping has been told by multiple collecters that they will go to prison, they will be fired from their job, they will be killed in their own home, they will be prosecuted in other countries and so on over a supposed $500 debt.
The scam they are running is they will call and call and call and call until you give in and pay them. Their problem is that is the only thing they can do. THEY HAVE NO LEGAL POWER IN THE US. They can not sue. They can not touch your credit report. They can not file any criminal charges. They have no underground connections to attack you in your home. They can not garnish your wages. The reason they can do none of these things is because they have to come to the US courts to do it and once they do they will have all kinds of agencies all over their butts.
The best advice is do not take cash advances from any company period. If you have fallen into the mix with these guys the best advice in my opinion is to simply hangup when they call. Do not participate in dialogue with these clowns. My friend receives various numbers of calls. Some days he will receive none and some days he will receive 20 in a row then he might go for a month period and recieve none. Remember that THEY HAVE NO LEGAL POWER IN THE US. Remember that they used your weakness of needing $200 dollars to steal your information so they could harrass you. Also you should change whatever contact infomration you can. If they call your cell get a new number. If they call your home get a new unlisted number or use a cell only. If they are hitting your bank account close it and follow up with the bank to make sure no charges are being inccured. Remember that this is illegal activity and is considered banking fraud. You are not responsibile for the charges or the multitude of over draft fees a bank might try to stick you with.
Their biggest scam is they try to harras you at work. I have advised my friend to hang up immediatly when he receives a call at work from these clowns. If they call 100 times he hangs up 100 times. I have advised him to inform those he works with that he a victim of fraud and has had his information stolen and they are now harrasing him over the phone for money so if anybody in the office receives the phone call they know not to give any information and to immediatly hang up.
Whatever you do, do not give them your banking information period. If you want to try and settle do it with money order only after they have sent you a settlement aggrement. Send it via certified mail. It is very difficult getting them to settle since really all they want is to keep charging your bank account. Keep all receipts and records. I am a stubborn SOB so I would not pay them a penny since I know they have no means to collect but if you want to settle I would settle for no more than 300 dollars which is the initial $200 + some fees. Keep in mind they probably already hit you for a bunch of fees until you closed your account.
Good luck and be strong. Tell them to F off and hang up.
****Adult term removed - Jason