Hi john Judge,
Welcome to debt consolidation care forums
This site provides free
debt help. Those who register here, receive free credit counseling, no charge is involved with it.
I assume you are speaking about Northway/Credit Transfer Centers. Please go through the above posts where members and visitors have posted their feedback about Northway.
Contact your bank and enquire on how to stop them. Hope this helps, feel free to ask your queries in forums.