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 Posted: Wed Aug 23, 2006 2:41 am Subject: Payday Loans default credit cards Judgement proof disabled |
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The above says it all my brother and I are caught up in payday debt. We are both on disability and are feeling there is no way out. I was told I was Judgement Proof but cant figure out how to get out of the payday loans, all 6 of them I just signed up for counseling HELP US not to feel like criminals
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tonyrand
Guest
Debtcc Points: 100
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| Posted: Wed Aug 23, 2006 7:28 am Subject: a little reassurance to the above |
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I just joined this and would like to know more on the above message from tonyrand
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tonyrand960
Joined: 23 Aug 2006
Posts: 22
Location: Kentucky Debtcc Points: 679
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| Posted: Wed Aug 23, 2006 12:16 pm Subject: |
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Hi Tony! Don't let yourself so down. Of course, there is some help for all. You have signed up for credit counseling here. Someone will call you soon about your options. Get all your statements and account information you want to discuss with the counselor.
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FlyingCats
Debt Samaritan
Joined: 05 Aug 2006
Posts: 483
Debtcc Points: 6791
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| Posted: Wed Aug 23, 2006 2:21 pm Subject: payday loans |
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Welcome Tony, You came to the right place. A counselor will call you plus you can get alot of information and help from the members of this forum. Dont beat yourself up we have all been there. Good Luck. KYSIDE38
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KYSIDE38
Joined: 19 Jun 2006
Posts: 2502
Debtcc Points: 37310
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| Posted: Wed Aug 23, 2006 3:16 pm Subject: |
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Welcome tony  You aren't criminalsjust in a sea of debt. And you have come to the right place. As far as judgement proof,I had heard that too. But my son,who is on disability,just had a wreck,and the jerk is suing him,so I don't know.There probably is a limit if they can sue you-but not sure if they can or not. Read other posts here,you'll find others in the same position,who are trying to become debt free.Good Luck...Karen
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Bossy4455
Moderator
Joined: 27 Feb 2006
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| Posted: Wed Aug 23, 2006 3:44 pm Subject: Thanks for the reassurance |
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at the time I am judgement-proof, which means they cannot take my SSD or anything else as long as it meets the requirements. I do have a judgement that specifies that The companies that have sued me can take liens on any Property I seek to buy in the future, in my county. Who on disability can afford to buy property, its hard enough just to survive.
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tonyrand960
Joined: 23 Aug 2006
Posts: 22
Location: Kentucky Debtcc Points: 679
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