Need to know Statute of limitations on old credit card debt

Does the credit card debt SOL in California start from the last purchase with the credit card or the last payment made towards the balance?

Date of last payment.

If the SOL is in April 2008 and a law suit is filed in January 2008, how long does the plaintiff have to serve the defendant with a summons?

What is the SOL in SC?

Ok Guest, so if the SOL STARTS COUNTING BASED ON THE DATE OF LAST PAYMENT...here's what just happened to me:

I've just noticed on my credit report, that on the original creditor account, there's a recent payment that was made to the account for $xx; the report doesn't indicate when the payment was made. I did not make the payment! I'm sure it was the CA trying to re-age the account!!

I have a letter ready to be sent to the credit bureau disputing this strange "recent payment", but I hesitated because both accounts (CA & OC) are estimated to be removed from my report on 5/08.

Is it possible for the CA to make an illegal payment onto my account just to re-age it and keep on my credit for longer?

What should I do? THANKS!

i say pay the amount if you truely want to get your credit back on track and raise your score.

SOL for Michigan???

what happens if you do not respond to a summons and complaint for being sued?

Plaintiff would win the case and judgment would be issued against you. Meaning that they can garnish your wages, freezing your bank account if they know your account #, or any assets you have they can take away. Answer the summon and search for debt validation letter. Ask the plaintiff to proof the debt you owed is yours.

Here is a good post about the civil court process:
"http://www.nedap.org/hotline/court.html"

It is for New York and so should be used only as an example. Do a Google search for your local county courthouse and they will have their procedures up and any forms that you may need during your trial.

Michigan SOL: "http://www.fair-debt-collection.com/SOL-by-State.html#23"

I have several credit card accounts that were sent to collection agencies where I made settlement with the collection agencies or legal firms... I paid the money as agreed and now I have LVNV coming back stating that I owe them money and reporting this on my credit report. How do I resolve this issue because I do not owe them.

Did you settle for less than the full amount owed? If so, did you stipulate in your settlement that they not sell of the remaining balance? If you did not have that stipulation then they are likely coming after the balance. What state are you in? When was the last payment made?

What is the statute of limitations on credit card debt in Montana?

Guest- here is the link that will give you the info for Montana--Good Luck!! it is http://www.fair-debt-collection.com/...-State.html#27

i need to know what the statute of limitations on an old credit card debt is for nj. Chase bought the credit card from Bank One. I have the old account# (closed in august 2005)but cannot find my statements. Now a law firm has contacted me regarding the account. How can I get a statement?

my husband received a court order from lawyers for nco,nco is claiming he had a written contract for a visa from citibank sd .it wasnt a written contract it was a revolving visa credit card.this was sent to us back in 1989 we did not apply for it.yes we did use it though. we quit paying on it sept 1994 and it charged off.the visa has been off the credit reports since 2002. the sol for ohio is 6 for revolving and 15 for written.our court date is 8/28/09 they still want us to pay the total amt due, my husband is out of work. we asked that they valadate now they want discovery,etc from us. so much for laws