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Sub: #17
Replied on 10-09-2006, 04:50 PM
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Chexsystems is mainly used by banks before opening up new accounts, and everytime you write a check, for instance, somewhere you have never wrote one before,(grocery store, dept. store,) and they run it through the scanner, if it is a bad checking account, that scanner would notice that and not accept your check, but I think telecheck usually picks up on closed checking accounts.

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Sub: #18
Replied on 10-09-2006, 04:52 PM
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I could be wrong about the telecheck thing, but I'm 95% sure about how the chexsystems thing works because I've been on it.

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Sub: #19
Replied on 10-10-2006, 07:35 AM
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gonlaz

It's the bank routing number and account number that is usually getting scanned in the register. Not your name, or your social security number. Something is linked to the account number.

I would contact your financial institution. If you're in a new state, and have a new account number, then there shouldn't be anything tied to that check that would make it get returned to you.

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Sub: #20
Replied on 10-10-2006, 08:29 AM
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Interesting, because I was unable to find a bank account in most places because of this check. I finally got one at BoA, 4 years later, but only after I applied at 4 other banks.

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Sub: #21
Replied on 10-10-2006, 08:40 AM
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chagrin

If you owe money to another bank, you won't be able to get another bank account anywhere.

What I was stating was that you should be allowed to write new checks if you have a new account. If you happened to bounce a check with Pizza Hut in New Hampshire, and ended up closing that account and moved to Nebreska, the new account you have there should not have any ties with your old account. Especially if its a different bank/name.

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Sub: #22
Replied on 10-10-2006, 10:31 AM
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Mikey, that depends on whether or not your driver's license or other unchanged in fo is in the system

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Sub: #23
Replied on 10-10-2006, 11:55 AM
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Usually when you move out of state and get a new account, you're required to get a driver license in the state you reside in.

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Sub: #24 Just saying Hello
Replied on 06-18-2009, 08:49 PM
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Hi
Obviously I'm a newbie here. I found this site through google search and I found this forum interesting so I drop by.
Thanks for welcoming me in advance!

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Sub: #25
Replied on 09-14-2009, 11:05 AM
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Hello all,I've just joined this siteThere are some great posts here to learn




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