[good.nelly]

Ohhh wow dez...hmmm tats sounds good

ops: I found the charges also on my credit card at first I did not remember the CIC Name but when I saw freecreditreport.com I thought How could I be so stuped.
I called my credit card company and told them I did not want the service any longer and didn't want to go to the trouble calling them to cancel. The credit card company removed the auto draft from my account.

I do remember getting a credit report but i never new that iw as going to get cherged $12.00 on my account each month :evil: why does nobody tell us about that :evil:

Is ther anyway to stop this company from taking money away from us?????? :evil:

they told me that there was a link "entitled important information." On it they can charge you $12.00 a month. It is a scam and I am having my bank investigate it.

I checked my credit score recently and apparently unknowingly I had also signed up for CIC credit monitoring service. I didn't even know about it until my bank called me about suspected fraudulent purchases. I didn't even have an email from these guys, a phone number, or even a website to contact them by. My bank gave me their number 800 388 8725 to which I promptly called to cancel the service.

I'd like to say thank you for putting all of what everyone has to say about CIC..I ordered a credit report and looked on my account to find 14.95 deducted.

I'm not getting my credit report online

I just found this charge also and called the 800 number found here. The wait time was less than a minute. The lady was nice...but did try at first to tell me she had to transfer me to another number to get a private access code to view my account? After three times of telling her I dont care about viewing it I just want it CANCELLED!She finally said ok, I took her name down and ask for a cancellation number. Seemed easy enough, but still concerned I will be charged next month. I will probably change my credit card number just in case!

CIC is a website owned by Experian under their Triple AdvantageSM Credit Monitoring program. It's found at a website very similar to the official government sponsored website.

Google "free credit report" and watch what happens:

When you get to that website, click on "Get Yours Now" and see Free Trial Offer that really isn't free and this disclaimer, in small type: "This offer is not related to the free credit report that you are entitled to under Federal law. To obtain that free report, you must go to _________" (Sorry, can't write the website's name!)

Add to this a pop up menu that appears: "Get 3 credit reports and 3 credit scores in seconds" and you get to another offer: "Receive a personal 3 Bureau Credit Report and 3 Credit Scores for the special discounted price of only $39.95!"

You are entitled to 3 different credit reports annually, from each of the 3 credit reporting agencies. Once get your credit reports, you are on your own trying to understand what they mean.

There is only one central source for free credit reports, despite TV ads and websites touting what sound like legit sites. It’s _____ (if you really want to know this website, ask your bank).

By the way, all of this information is a direct cut and paste job from other reputable non-profit websites.

Now, it's not a total rip-off/scam to some people. If you have some credit problems, it allows you to watch your monthly status as you rebuild/repair your credit history. That may be motivating if you're trying to claw your way out of seriously past due debts. It may also help if you have multiple past due accounts so you can keep track of what you owe to who and how to reach them.

Typically, people who get in this kind of serious debt tend to have poor file management in addition to their other problems. The $12-13/month may be worth it if you have a hard time keeping track of paperwork.

Other than that, it doesn't really offer any additional advantages.

Screaming at anyone won't get you any results--the operator is a person too and can hold a grudge. I wouldn't be surprised if they may have added an account out of spite. I probably would have if I was a college kid working as an operator to pay the bills. If you want to take care of the problem, be professional about it. Record the phone call if you want to. Or get a lawyer's help. If there's an agreement to cancel the service, make sure you get it in writing (this is where the recorded phone call comes in handy!)

I called and spoke with a rep named Kerri, she immediately asked for my social security # so I could dispute the charge. Appearently, she handles quite a few complaints regarding the "mysterious" bank drafts. Supposedly, when you sign up for your FREE credit report...unless you cancel within 30 days, according to the "TERMS" that you "AGREED" to...you have given them authority to make these withdrawls.
ALWAYS READ THE FINE PRINT!
She was not able to provide a physical mailing adress (so I could send a certified letter) nor was she able to provide any information regarding a business adress from where she was working. Good Luck

Just got over the phone trying to get my refund and am getting the run around.

This company keeps taking money out of my bank account w/o my authorization and I don't know how to reach them. It feels good too know that I'm not the only one. I thought I was crazy.

I called them up and tolf them I cancled this account three weeks ago and they tried to bull that non refundable bullshit on me I threatened better business beuro and a class action suite and after being on hold for 4 minutes they complied. be a dick it works.


Joe

im so glad i read these reviews, im actually on the phone right now with them trying to get them to stop taking 12 bucks out of my account.

THEY HAVE BEEN CHARGING ME FOR MONTHS ANYWAY HERE IS THE NUMBER 1-877-481-6825

I have an account with CIC/Experian credit reporting - I am trying to cancel it and have found that their 800 number showing up on my statement doesn't work - The point is I have liked the fact that my credit was being monitored and I could check it online when I wanted to. However, they raised their rate and I'm guessing they are going to everything they can to prevent me from ending the account. Another point: you are allowed to get one free credit report every year (at least in CA). You shouldn't have to pay for it, especially if you didn't order it.