Thanks, arrowfactor. I just took your advise.

LCW
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This info from LCW is correct I called Experian and gave a stern tone of voice to cancel the membership, I wanted no hassels just cancel the account. I told him there better not be anymore charges to my credit card. If there was anymore charges I would call back with a very angry tone of voice. Here is the phone number to call to cancel membership.
CANCEL MEMBERSHIP
If you would like to cancel your membership, for your security, please call our toll-free number at 1-877-481-6826. then press 1.
Demand it to be canceled! They will try to keep your business anyway possible even try to give you a free month of service.

they repeatively charge us and refused to refund when we found out. You have to call their 800 numbers (shown on Bill) every month to warn them and also your own credit card company to make sure they don't do this over and over.

operator said free credit report on web site would charge you after 30 days if you did not contact them by phone to cancel your membership.

[Jessi]

Everyone...

The only FREE credit report you can get is at

www.annualcreditreport.com

This is run by the three agencies...any other "free" report is going to sign you up for a membership.

[jedijeff13]

Amen, Jessi. If you go to that other site, it clearly states that you will be signing up for a credit monitoring service if you get your report through their site.

Please - if you DON'T want the service, only request your credit report through the address Jessi posted.

Same problem here, but my bank was able to refund back to 6 months and stop future charges without cancelling the card or putting a hold on it. Ask your bank to do the same.

:twisted: Stay away from me, stealing is a crime and you will be found out. When going into someone bank account without your authorization is a Federal Crime and I got you. Watch yourself.

I just saw this same thing 12.95 charged to my account from the same number cic everyone is posting, I did have a free credit report run I was charged for last month, and now again I am filing a complaint with the company tomorrow morning. hopefully I win, I fight dirty when it comes to money. After all I am a college student and very focused on where every penny goes...

i know this is a rather old topic but maybe someone can tell me if its possible to get the money debited back?

While I know it is very shady what they do, they do spell it out for you when you order your free credit report. You click and agree to pay for this stupid monitoring. On what grouds do you believe you are entitled to a refund?
jentimus--who is your bank? I definately want to switch my accounts over to a bank that will give me credit for something I agreed to and then decided to dispute. I could not get my bank to help me stop my PDL withdrawls. You are one lucky person.

My sister in law was here one day and talked me into going and getting my "free credit report" ... so i did, after doing so i left the room, leaving my paypal debit card laying on my desk.... she used it for her report too ( without my permission ) and still hasnt told me... But loggin onto paypal seeing they were trying to debit my account 12.95... twice everytime....I dont have enough funds in my account for them to debit, but if i did it would be gone... I did not realize when she had talked me into it but this was on the front page when i looked it up today:

" When you order your free report here, you will begin your free trial membership in Triple AdvantageSM Credit Monitoring. If you don't cancel your membership within the 30-day trial period, you will be billed $12.95 for each month that you continue your membership."

I found this : " CANCEL MEMBERSHIP
If you would like to cancel your membership, for your security, please call our toll-free number at 1-877-481-6826."
the representitive I spoke with claims he cancelled both memberships... i guess i will wait and see...

[dbaker6]

Crystal, definitely let us know if they do indeed cancel your membership.

I had 2 charges of $12.95 on my card for the same thing. I called and they canceled my account as well reversed both charges. However, when they processed the refund they actually charged my card. Right now they owe me $59.90. I will be calling them today and I will let you know what happens.

I just found a charge on my account for the same thing. The contact number is 1-888-888-8553

[supersire]

I'd like to tell my story about this CIC fraud.

I am pre-law right now, so I found this whole ordeal very fun, even though I know very little when it comes to these types of things.

I noticed the transaction ($12.95), looked around the internet to find out what the charge was for. I found their number and called, they agreed to cancel my account but the operator said it wasn't possible for her to refund the charge and that the only way to get a refund was to mail some sort of separate center. I received the address from her and a claim number then informed her that I would have my attorney mail a dispute to the address and that I would have that I would contact the BBB about the situation. She immediately discovered that she actually did have the ability to refund the charges and the $12.95 was refunded before the original charge even left the pending transactions list of my checking account.

Some people here say that they continued to charge them after canceling their accounts. I plan on following up on the situation a lot more... ruthlessly... if I find any more companies from this fraud company.

To anyone having trouble canceling their account, certain words seem to make them work very quickly, such as BBB and attorney. THe whole process, from finding the charge, to getting the refund took possibly 10 minutes. (Well the refund wasn't posted until the next Monday, but you know what I mean.)