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Posted: Fri Sep 02, 2005 7:28 am Subject: Anyone heard of CIC*Credit report

CIC*CREDIT REPORT 800-2202626 CA

Keeps showing up on my paypal....they keep trying to take money...I never ordered a credit report other than from Experian via snail mail....

Posted: Fri Sep 02, 2005 7:36 am Subject:

I searched them on the web and it doesn't look like they have very good repoire. It looks like a lot of people have the same complaints you do.

Posted: Fri Sep 02, 2005 7:46 am Subject:

Thanks Michele! Most likely, I'll have to dispute any money they take...if they take anything. They've been trying, but there's nsf on my credit card, thank goodness. Another mock credit company trying to rip off people....

Clay · Posted: Tue Sep 06, 2005 1:49 pm Subject: CIC* CreiditReport = Experian

Check out this link on CIC creditreport. They are a subsidiary of Experian. They may process all their charges as CIC.

<http://www.consumeraffairs.com/credit_cards/consumerinfo.html>

Posted: Thu Sep 08, 2005 10:17 pm Subject: CIC* - A company that monitors

This is a company that will monitor your credit reports. The 800-2202626 is their phone number (800) 220 2626.

Address
ciccreditmonitor.com
Orange California

Good Luck

Donald Martin
The Credit Advocate
(347) 865 0757

Posted: Fri Sep 09, 2005 12:06 am Subject: hi

i have never heard of them but I am glad that I am aware of them now.........

Posted: Fri Sep 09, 2005 10:56 am Subject:

Thanks a bunch, everyone!
I was kind of ticked because they took another $24 out of my account...I'm only letting it slide because I now have access to ALL of my credit reports (all 3)...but if any more money comes out, which it shouldnt, they'll be ANOTHER deadbeat company I have to deal with. Experian is most likely trying to make an extra several thousand dollars after they JUST got busted....:-/

Posted: Sat Sep 10, 2005 1:47 pm Subject:

I still think the credit reporting companies hold too much power and should be offering OUR credit information (that dominates our life) for a much lower amount. Maybe if enough people complain they'll stop being so deceitful.

shaneydan · Posted: Fri Sep 16, 2005 9:04 pm Subject: CIC Credit Monitoring

I found 7 charges to my bank account for the total of approximately $80 from this service and I never contacted them. Will be reporting credit card fraud on CIC Credit Monitoring in the morning.

Posted: Sat Sep 17, 2005 12:24 pm Subject:

Hi shaneydan

Welcome to the Debt Consolidation Care forum. You can dispute with your credit agency and request them to verify the account. As per the Fair Debt Collection Practices Act, they are required to provide competent evidence bearing your signature, showing that you have some contractual obligation to pay.

If the agency cannot provide the necessary information, it will be considered a violation of the Fair Credit Reporting Act. In order to prevent legal action, they should report the credit reporting agencies to delete the incorrect entry.

After sending your letter through certified mail, they are required to respond within 30 days otherwise you can consider taking legal action against them on charges of

Defamation
Negligent Enablement of Identity Fraud
Violation of the Fair Credit Reporting Act

It is important to send the dispute form via certified mail. Not only to insure its delivery, but to have documented time of when it was sent. If documented proof that discredits your dispute isn't provided within 30 days, it MUST be removed by law.

Regards
Roxette

Guest · Posted: Sun Sep 25, 2005 9:05 am Subject:

how do you get off of their list. They are taking out money from my account and didnt give them permission

Posted: Mon Sep 26, 2005 3:03 pm Subject:

Hi guest,

Welcome to the forums.

Contact your bank and inform about this activity. If necessary, you can close your checking account for this purpose. Also, you can file a police complaint on charges of unauthorized debits.

I hope it will be helpful.

Regards
Roxette

S Wade · Posted: Mon Oct 03, 2005 12:42 pm Subject:

I'm glad I decided to check this website. CIC company did the same thing to me. I signed up for a free credit report and now they are charging me $12.95 every month.

Posted: Mon Oct 03, 2005 1:58 pm Subject:

Wade

Welcome to the forums.

You should take active steps to stop CIC report from charging $12.95 every month. Send a dispute letter and get this thing corrected as early as possible.

Regards
Roxette

Posted: Tue Oct 04, 2005 4:52 pm Subject:

I had written to them, explaining that I had reported their activity to the FTC and any further activity conducted by them will be immediately reported. Since then, they've ceased trying to take money from me. Rolling Eyes

neriyah25 · Posted: Mon Oct 10, 2005 11:18 pm Subject: same here

hey all,
CIC is at it again, the same thing appeared on my statement and i spoke with my bank and Im disputing it. Funny how we are all charged different amounts. im being charged 9.95 and as i searched the web, some were charged 79.95.. I dont recall going on that site. anyways hope all work out for you.
take care

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