Collection agencies charging interest?

I"ll have to think about who it was. Most of them do have attitude problems. Like I said they turned me over to a law office who was actually better to deal with than them. I think I've been paying on it forever, no not really but I'll think about it and see if I can find my records and PM you later today or tomorrow. My favorites are Academy, have you ever dealt with them? You can't believe how fun they are!! NOT!! What a bunch of idiots and they actually get paid...hard to believe. I'll let you know.

One positive note about a different agency, is I just talked to the sweetest lady at Midland--My original guy is no longer there. I didn't get her name though.

You also need to research your state uniform Commercial Code to see if you state allows additional fees, charges, interests etc to be added by collections agencies (basically see if fees are permitted by law) In Illinois, Collections Agencies and Attorneys cannot collect more than the original debt, and are prohibited from assessing additional charges, fees or interest.

Ok, after my second payment getting robbed with the interest fees, which basically makes my payment useless, I called them today, (Saturday) towards the end of his shift.

I got him to agree to take the interest off my account in exchange for upping my payment to $250 twice per month, ($500 monthly) which will pay it off quicker, and I won't pay so much interest.

This will make things very tight financially for the next few months, but I think I can do it. It's going to be a rough couple of months, though.

Anyone with any spare points that they would like to donate, I'd be your best friend..hehe

Cross your fingers for me!

I incurred a unbelievable medical bill of $350 for a single 15-20 minute office visit to a Dr. where nothing was done, not even an examination. Purely exploring if the doc did the operation I needed, which he didn't. I initially refused to pay and one made an effort to get it reduced, but with further health issues and convalescent circumstances, I did not get it resolved before it was sent to collections.
For several reasons, I'm will pay it to get it off my back, but they've tacked on a $27 fee out of the gate. With no written "contract" per se with anyone, am I legally liable for the additional fee? What can they do if I refuse to pay it, but do pay the principle?