yes Tim wylde and Sarah Wylde had recieved a letter from you account number is 174876270 we need to make some kind of arrangements on making payments We switched to a different company because we were getting ripped off. We've always payed our bills on time and we can't help it if we can't pay it all at ounce this is rediculous we need to make small amount of payments because we need to also survive we don't make alot of money were trying to make it in this world just like everyone else so don't make this into a bigger issue let us make some kind of payment till we get it paid down and please don't send it to collection

we need this issue to be closed our account is 17487**** we've paid our bill regularly whats the problem we no longer are customers to this company and soon we will be getting pay ments in the mail there is no need to threaten us to send it to the collection

Personal info removed for your safety - Mike

[WHEREAMI?]

swylde2, what is the name of the company you are trying to contact, maybe somebody can help you get that info. This is a debt forum, be careful of what you post, you are posting confidential information. (account number) Unfortunately we are not the company you are attempting to contact.

I just called my bank today to pay off a debt that I was reported to Chex systems for and paid it thru First National. Now I'm worried since I've read these! It never showed up on my credit report, but when I went to get a new bank account I was notified that I had been reported. Should I be worried?

If you dispute or validate this in writing does that start the SOL period over? Also, the one I have fell off my credit report does FNCB or any collector have the right to put something on your credit report?

[ArDeN]

One answer to both your questions - No

You can ask for debt validation or dispute if incorrect info is given to you. SOL restarts only if you make a payment on the account especially before the breach of the contract.

Once an item has been removed from your file, it cannot be inserted back without legitimate reasons. If the company does it, they must give you proof of why it is done. If they insist to keep negative info in your file without proof, FCRA laws are violated and you can sue the company for the damages.

We received a letter from these people yesterday. It was for a debt to Directv. We have never had an account with directv.
It came in my wife's name with the last name was wrong Williams, versus Williamson. We called and the last 4 of the account SSN did not match my wife's. The person asked why we opened the letter if it had the wrong name.

Do we need to do anything?

[mcranberra]

Send a letter to the company mentioning that they contacted the wrong person. This is not your debt, hence they should not contact you further. Address the letter to the supervisor of the company.

[brownsugar]

I had an old account account with FNCB and I just found another address for them:

First National Collection Bureau, Inc.
610 Waltham Way
Sparks, NV 89434
(800)824-6191
When I was sending in my payments, they had told me to mail them to this address below b/c they receive them quicker.
610 Waltham Way
McCarran, NV 89434

the new add for first national collection bureau is 610 waltham way sparks, nv 89434 and the toll free number is 8008246191. i have heard nothing but good things about them. they have helped many people get out of debt!!!!!

I have a bill due on the 10 of every month and they haven't sent my bill for this month

[KYSIDE38]

Sorry this is not a colection agency or loan company. This is a forum that discusses debt issues. If you have debt issues feel free to register and join us. Its free !!! KYSIDE38

I just received two phone calls before 8:00 am.
Can I take them to small claims. They didn't follow the rules.

Ok so I worked for FNCB for a short time because they dont treat customers good and they are doing tons of illegal things! Dont give money to this company find out who u owe and pay them!!!!
also there new # 1-800-824-6191 if u want to call them and ask them what company they got your info from....
also as tip to stop collection calls act like your not the person and say youve never heard of the person there asking for you just got this # and by law they have to take your # out of the computer!!!

Fncb can only call you between 8am-9pm in your time zone or you can sue them for harassment!!!!

I sent a payment to these people to pay off a debt and it did not get payed