How do I consolidate my debts and lead a stress-free life?

I found out that my debt management co. is not paying my creditors on time.
I also found out that their co. is not recommeded by the BBB. How do I stop paying them ? help!

this thread is a joke, cant you people tell that the very first poster was a part of this company, isnt it ironic that she or he used the same exact words as the steps this website uses.

consolidation has a 90% failure rate, you hire a company to negotiate the interest, you pay the company one payment while they divvy out the amounts, you pay the company a fee which is usually out of control.

a client of mine with 10k of debt invested 3k over 3 years with a consolidation program, after 3 years his balance was 9k?????


btw who is the dork in the video always up to the right, cheap sales person that you can tell doesnt have a clue! hiding his pony tale lol

this forum is a lead site, they sell your personal info when you fill it out

Hi Nelly, I am truly over extended. My problem is not knowing who to trust and how to get started. I know I need to do something. I am in Michigan. What is the best compant to go with

Hi Fayebaby65 it is good that you have taken a step in deciding that you want to go ahead and be debt free. I agree with Nelly wit regards to the debts settlement program since that keeps you of the stress of negotiating with your creditors with regards to the companies you want to go with why dont you call up the toll free number of this great forum you are offered some free counseling and then you can analyze whats your status and how you can be helped .(this is my opinion)you may want to share the deatils of those accounts so that this wonderful forum can analyze your situation better and give advice like who are your creditors and whether you are on time or behind with your payments and whats the status of the accounts and I'm sure you will get help from the great members in this forum .