I am currently looking for help with my credit card debt. Its out of control and Im unemployed struggling with these high interest charges, late fees and over the limit fees. One of my creditors is chase and when I asked for a hardship program they told me I was not elgible but I should call CCA 800-270-6133. I am trying to find a reputable company one that will help me lower my payment and get rid of the high interest charges. I dont know who to call or who to trust. I am hoping someone on here can help me by pointing me in the right direction or providing me any helpful tips. Thanks
By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.