Credit Partnership

I guess he never expected that kind of exposure. And the reporter caught him off guard, which is perfect! That way he could not rehearse what he was going to lie about.

What a fool I was for trusting him and his so called "business", but what a bigger fool he is for thinking he'd get away with this. And if you ask me, the boo hoo should be happy we have not yet filed a civil class action against his lying butt!

Oh no, Troy, this is only the beginning for you. Exposure sucks, doesn't it? Being vulnerable to your creditors sucks, doesn't it Troy? Being without money to support your family, and having crap credit sucks, doesn't it Troy? Well, welcome to the club then, Troy. The club you created by cheating innocent, trusting people who only needed help out of a tight financial jam. Shame on you!

First off, Mike thanks for only making the link "inactive" and not deleting it completely.

Now on to business, on and off over the last 5 months I have contacted Daniel Kodam, formerly of CP. I thought it would be fun to forward the link for the Channel 10 story to him and ask him about Darren Rysedorph, the former VP of CP and the current owner of Troy's house... well, here is what I wrote to him:
========================
Dear Mr. Kodam:

I was wondering if you happened to catch this? I thought it was rather interesting...

10news.com/investigations/9180358/detail.html

Also, I was wondering if you could tell me who Darren Rysedorph is and where he stood in how the business was handled. I am a little curious how he was able to buy Troy's house for $450,000 and still let Troy and his wife live there? Was he in on taking our money?

Just wondering if you could possibly clue me in on a little.

Thank you for your time.
Heather Perez
======================================

Here is his reply:

=======================================

Thank you for the information. As for Mr. Rysedorph, I know he had some business involvement with Mr. Hall and was really involved with the software development and modifications of the website for Credit Partnership. However, the remaining details including how the home was obtained is not completely clear to me.

Daniel Kodam
Attorney at Law
====================================

Anyway, not much but I thought I would share it with you guys.

Bye for now.

Link made inactive as per forum rules - Mike

Oh yeah, also thought it was interesting that at the same time Rysedorph bought the house from Hall, he had his wife sign her ½ over to him so that it is his, and his alone, maybe because that was part of the deal, maybe Hall didn't want to risk Rysedorph getting a divorce and then having to buy ½ of his own house form her...food for thought, just another one of my crazy theories...

Well aparently, when the Channel 10 News reporter caught up with Dan Kodam, he claimed that the business and the downfall of the business was all Troy Hall. Kodam supposedly had no hand in it at all.

Funny though. I do remember once speaking to Dan on the phone regarding one of my debts. He advised me to either wait and play the "pennies on the dollar" game, or pay it off at the higher rate the creditor wanted.

Huh! I do believe that's where all my troubles with them began, considering that was the final debt I had to pay off through CP; of course the largest of them all. Imgine that.

And who in their right mind sells their house to their partner (in crime) and continues to live in it? What does Darren Rysedorph have to gain by that? Aparently it's even a bigger scam than any of us can imagine. And Troy, Darren, and Dan are anything but innocent.

I have been following the CP saga for quite a while. I think i might have one of the highest amounts owed to me...so i am very concerned...enough so that i have repeatedly contacted both the bar and credit partnership repeatedly. Eventually i reached BOTH successfully. When a friend of mine who works with the bar told me what you are about to read I was very pleasantly surprised:

As it turns out, Troy Hall is actually working WITH the Bar almost daily and has cut the time it will take to get my refund in half. Most of these types claims are against attorneys who have fled having stolen money and cannot be reached or hide behind tons of legal red tape. THis process can sometimes take over a year...it seems like in this case we will see our money THIS YEAR!!

When i finally received a call back from the voicemails i kept leaving on the last remaining credit partnership telephone number that was not disconnected...i had a very long and productive conversation with a person who was (obviously) not Troy Hall exactly what had happened to the company and what was going to happen from here. Although it is SOOOO not cool what happened to us...it appears that the staff and management of this company were putting in personal funds to keep the doors open until the very end. Troy even tried to refi his house to put more money into the company but was denied and wound up selling it to a former business associate to put the entire proceeds and more into the sinking ship.

I had to go with my instincts on this one. They made some great settlements for me early on and were obviously trying very hard to fight for me. I had over 62k in credit card debt. (i also kinda made friends with one of their debt negotiators.) I gave them the benefit of the doubt and was able to get all the answers i needed. I guess you can catch a lot more flies with honey...

Susie = "jenny"...you looked very cute on television...are you single?

good luck to however is still following this forum

Scott-

I can believe your figure. I had a friend that was well over 100k in credit card debt. I think Troy is trying to do right. But the past dies hard. I'm not gonna hold my breath for the check from the State Bar, but if I did get it before the 1st of next year, I'd be pleasantly surprised. Thanks for all the info.

what number does he have that is not disconnected???? I have tried every number I could locate, between the CP website and the numbers that the BBB has and the numbers on my retainer agreement...they were all disconnected. and this "ScottR" just happens to have friends at CP and at the State Bar? Imagine the luck in that...I am tired of hearing from these "pro Troy" people, first of all, we can not guarantee that they are not Troy himself or his wife, second, if the company was going down, how was the Vice President able to buy his house for $450,000 and still let him live there? How is he able to pay rent on the house if he is unemployed? What is the former VP doing to make money, I'm sure working at CP does not look good on his resume...come on people, don't buy into this crap, out of all the posts on this site, there are only about 3 or 4 that are pro CP, and everyone of them was posted after I e-mailed the site address to Dan Kodam.

Plus, if he is sooooo broke, and unemployed, how is he able to put gas in his two SUV's?? I have a Honda Accord and it's getting tight, it's at $50/tank right now. Another thing, his house was refinanced in December of 2004, that was a year before CP closed it's door, why wasn't he able to get refinanced then? I think it is because he didn't want to, he was getting his personal assets out of his name, so that he could protect them.

I've been saying that all along, girl. How is it that Troy sold his house in December 04' claiming he did it to try and save his business that went kaput in Dec 05'? And how is it that if he knew his business was going kaput, he was still collecting money from us for another year? Because he's a crook, that's why! And to blame the shortfall on his "business associates" is a crock (and an embarrassment to himself if you ask me). And as I've asked before: Where was he during the time that his business was failing? He claims he didn't know that his associates were running it into the ground, yet he sold his house in Dec 04' to try and save it. hhhmmm?? Sounds to me a bit like... a LIE!

And ScottR. Although I am flattered by your comment, and acknowledge your question regarding my relationship status, I would have to say "it ain't gonna happen". I'm happily single and I plan on staying that way until a good man comes my way, or hell freezes over, whichever comes first.

Heather, I'm with you on this one. I too thought, "how does this man, Troy, afford gas for his and his wife's SUV's at these prices?" Who knows? Perhaps he's waiting tables down at the locals in Murrieta?

And another thing? How does Darren Rysedorph, the (former) "VP" of CP afford to buy a house (from the former owner of CP) if he too is so broke? hhhmmmm? Could it be because he has more money than all of them put together? hhhmmm? Perhaps OUR money?

OK, so out of the 14 pages of posts, these are the only ones that raise suspicions that Troy and/or his wife and friends have been following our saga

Posted: 03 Feb 2006 01:45:

How funny that 'Guest' said the same thing that Troy said on camera 2 months later????

Posted: 07 Feb 2006 22:46:

If this is true, then why were you on-line looking for CP, we were only on-line looking for them to try and find out what happened to our F-ing $$.

Of course this is my favorite
Posted: 01 May 2006 18:59"

Hey, maybe you are one of the associates that ran off with our money, maybe you are the person Troy was blaming?

Posted: 11 May 2006 03:55:

WOW, didn't know that...oh, I mean I don't really care, he is in damage control mode...so, of course he doing "whatever he can" to assist in this matter. He's in the hole for a million or so, I hope he is still washing the grass stains off his ass when he is old and toothless.

just in case you don't get the reference...I hope is ass is grass...

heather-

I posted the first quote you have there. I can fax you all my info if you'd like, and my cp acct #. He's into me for 3k. Don't think for a second that thoughts of doing evil things hasn't crossed my mind. Like I've said in the past, slapping a lien for the amount I'm owed could happen in 10 days from when I filed the paperwork.

Troy can cry and whine all he wants, but he's living comfortably in Murrieta. I'm in this for the long haul....even if I don't see a check from the State, I'll gladly get my $$$$ other ways. Showing his face on TV was not a wise decision.

Ryno... I concur.. I had NO idea what this guy looked like prior, but now... oohhhh, now.. I can just see myself standing behind him in line at Ralphs in Murrieta or somethin like that and just wail into him.. Troy A** H**e has some balls to continue living in the same county, let alone the same house..

Pardon me for saying so, but I am the mother of a 13 year old son, who is forever explaining to him that violence is not the way to get things done. There are other ways you can get back at people without causing physical harm to them. I'm the type of person who would rather use the law and other various ways to "mind f***" the crook into submission, or in this case, admission. And looking at him on TV, not only did he look like a lying crook, but he had all of the body language of a weasel getting ready to run into mommy and cry.

Please understand that I wish no one bodily harm. I want my payback in a more diplomatic form. If the Bar can't get us our money back, then we file a class action suit. Either way, he will continue to be dragged through the mud until he fesses up that he took us all for a ride for all of those years. And a simple "sorry" (with his hands held up looking like a fool) just will not do.

Troy, you just can't do what you did to all of these hard working people and say "sorry". People do not react very well to "sorry" when their livelihood stands on it. Sorry does not get us our money back!

Sorry Ryno, that fist posting I quoted only identified the author as 'Guest', didn't know it was you.

As for 1Guy, I agree with Susie, 'wailing' on him is not the answer, all it will do is put your butt behind bars, and you will most likely be there before anything ever happens to Troy Hall. Geez, maybe this guy should hire a bodyguard with some of the money he took from us.

Besides, I don't want him to get hurt or (God forbid) be killed, I want him to have to sepnd the rest of his life paying this money back, I think that would be the best revenge any of us could hope for.

C'mon Susie, it didn't tug your heart strings a little when you found out it was through no fault of his own???? I mean, he said he was sorry, and he is the biggest victem here. GOSH!!! you are sooo mean...