Credit Partnership

Unbelievable! The site sure is up and running, and you had better believe that I printed everything off; including all the emails from Tricia stating that they would not settle my final account for less than 90%. It's all here, in black and white. What the heck is going on? Is he back in business or not? Is he being forced to pay these debts or not? Is he even in trouble?

Speaking of trouble. Thank goodness, I did manage to print off an email from Tricia stating that I, in fact, did speak with Dan Kodam directly back in May of 05' and he advised me to not settle my final debt until either the statute ran out, or, until my last creditor would be willing to settle for pennies on the dollar; and after a year or so, they probably would.

What the heck kind of BS are they pulling here? Has anyone tried calling the phone number to see if it too is up and running? Dan Kodam is an involved attorney in this whole mess. Why is he still able to practice?

Well, I just called all six numbers that I had for them and they are all still disconnected. But man am I glad I checked back in today, hindsight is 20/20, I kept kicking myself for not having printed all that information off of their site before hand, like when they hadn't taken my 2nd payment for December. Don't you know I read that first post about their web page being up and printed every thing, and I mean everything, so that I will have it if the State Bar needs it.

I must be another one. I am in for appx 7K, tomorrow I will start getting all the forms in order and send them out. I have been with them since Jan 2002, they settled 4 out of 5 debts ( I will verify for sure ) and the last one is with Citicorp which started out to be 6K and I found out from a credit report today that they want 18K now!!! That is what brought me here. I had a phone conversation with Troy Hall appx 6 months ago and he said that Citi would not settle for less than 15K so the best course of action was to file a claim after the "statute of limitations" had passed. That is the highlight of my situation.

Hints for the web site, you can "copy" each page and "paste" it on to a Word Document. Then you can print it when you need it, even if the site goes down again.

Man this SUCKS!!!

I work in communications in San Diego and have a customer of mine that is a corporate attorney, I will let you know if anything important happens.

Ryno, Susie & all, I am with you!!!

About the web site-

Right click over the text on the page and choose "Select All", then right click over the text again and choose "Copy". Open a blank Word Document, right click and select "Paste", this will open all hidden objects and also copy the links.

Thanks for the advice, Eric, I have been copying and pasting into Word for years now. But I agree with you on this site. Initially I tried to print screen everything, but this became a pain. So I tried to copy and paste into Word one day, and whola, it printed everything! And I mean everything (because it opens the hidden links and print everything onto one page)! These guys don't have a leg to stand on if this comes down to legal wars, I tell ya! There is no denying that the ripped all of us off. And how many more are out there who don't even realize it yet?

This certainly does "suck", and you are only beginning your battle. But I tell ya. If you stick to your guns and see this thing through, something in our favor is bound to happen.

BTW, I contacted "Consumer Bob" of one of the local news stations and he is already in response of my email. On Monday I sent him a copy of the letter I sent to the CA Bar and I also gave him the link to this site so that he can review all of the information we have posted. Perhaps he can find out more about this scam than us and give us a hand at exposing Troy Hall and his phony company, Credit Partnership.

Good luck to you in your fight, Eric. You are not alone.

I don't think Cp was phony, I think Mr. Hall wasn't handling the $$$$ right. He settled one debt for me. On another note, the website is back up for the State's investigation. They want to see exactly what people have in there, etc. The Client Security fund will refund up to 50k. I'm not worried about proving what I had in there, the time it will take to get my $$$ back is what bugs me.

I spent the whole afternoon in Temecula/Murrieta today, I have more info and will post shortly

I started with the address on the web site (41743 Enterprise Ct #202, Temecula), this is now the office of "ABC Foster Family Agency Inc" which seems real honest and told me a law firm was there before they moved in last month.

Then I went over to the address on the letter I recieved from CP in November (41880 Kalmia St #115, Murrieta) this is known as "Kodam & Associates, PC". I walked in and pulled out the letter from November and the receptionist said they no longer have anything to do with Troy Hall or CP. She gave me a paper with the Kodam logo that says the following -

Please be advised that Credit Partnership Law Office no longer resides at this office and Troy Hall has left the this firm effective Monday, December 5, 2005. The contact information we have for Credit Partnership and Troy Hall is the following:
Credit Partnership/Troy Hall
40960 California Oaks Road #219
Murrieta CA 92562
Phone: 951.677.1265
Fax: 815.331.5236
We are in the process of changing all our signs and firm nameand we apologize for any inconvenience. Thank you.

At the bottom of the page in small print it says (Formerly Hall & Kodam) and gives Kodam's info.

nice detective work Eric in Escondido!!! I just recently printed off all of my stuff and will be sending in my documents for the CA state bar. It's true however that the length of time is the issue for me. Although I don't have it bad as some....$4700 is $4700 you know what I mean?

Okay, so "phony" was too strong of a word. So how else would one describe a company who took money for services not rendered? Yes, yes, they paid three of my four smallest debts too. I just find it odd that for me, and it appears everyone else so far, that my last debt which was the largest of them all, would never settle for less than 90%. I also find it odd that many of the people who have posted a blog on this site stated as a matter of fact, that CP never even contacted some of their creditors, much less made attempts at settling any of them.

Yes, I agree he handled the $$ inappropriately. But in my book, this constitutes fraudulent behavior. He took our money, negotiated a few small bills, and then took the rest of it after it had time to grow into very large sums (because he would not agree to settle our debts at 90%, remember?). And did I also happen to mention that the man and his company never had a license to do business in CA? He was licensed to practice law, yes, but one must also obtain a business license if one wants to provide a service to consumers.

So call it what you want. We are all still out thousands upon thousands of dollars! And Mr. Hall kindly disappeared off the face of the map leaving us and the states "systems" to figure it all out.

Baird555, it may "only" be $4700, but darn it if that wouldn't have paid off at least one your debts, right? And I'm a single mother living on one income (no child support). That $2980 of mine which disappeared with Mr. Hall would have paid off my final debt plus CP's fees. Now I am not only out $2980, but I still owe $2500 (original debt only $1K) to my last creditor. Something that should have been negotiated months and months ago. I would have settled at 90% just to get this one out of my hair for good, and gotten on with my life.

And lets not be mistaken here. Just because we apply for a refund with the Client Security Fund, does not mean we will get a refund. I have not even received an approval from my original complaint to even try and apply for a refund. This certainly does stink!

Well, I just tried to access CP's website and it looks like it is back down. I hope everyone got all of their information printed out. . .

What also really stinks, I was reading the info on the Securities Fund and it states that one of the factors that makes the refund process take so long is that it is on a “first come first serve basis.” So, while the fact that there are so many of us may help with proving that there was actual misconduct, it appears that this is also a bad thing at the same time. I am just glad that the 2 accounts claimed to have been settled were actually settled, although I still have 4 creditors out there. And, I found out that they had fibbed on what the final balance was on one of them. The final balance was actually less than what they stated, which means that they made a little more than they should have on their fees.

I just hope that Troy Hall gets what is coming to him, you have to love Karma. Taking advantage of people that are already in financial trouble. He only got a little over $2,200 from me, but I was in the process of trying to clean up my credit so that I could buy my first house. My husband, me and our 2 kids had to move in w/ my parents so that I could pay as much as possible to CP, I had enough to pay my final 4 and CP and now I have to start from scratch all over again.

oh my GOSH!!! i also was wondering what happened to these people. trying to contact them but they just all of sudden disappeared!!! I am going to Army for 6 months and I am not able to call of have anybody fix my problem. What do you guys think I should do!?

I got a letter from the State Bar yesterday, saying Mr. Hall is now banned from practicing law in CA. They also said to go ahead and file a claim with the Client Securities Fund. Glad I printed everything out.

I just received a letter this weekend too. The State Bar basically said "sorry, but since Mr. Hall resigned there is nothing they can do", no complaint was filed. However they did refer me to the Security Fund, but reading the rules on this, it clearly states "that an applicant must establish loss of money or property which came into the hands of an "active" member of the State Bar while acting as a lawyer, trustee or fiduciary as defined in these rules and which loss was caused by the dishonest conduct of that "active" member of the State Bar".

Hence the word "active". It does not state that they will retroactively refund money from the Fund from the time that the attorney “was active”.

I'm still going to give it a shot and file for a refund, but if they deny me because he is no longer "active", I'm going to hire an attorney and sue Mr. Hall! I'm sure that there are plenty of Class Action lawyers in the San Diego area who would be happy to take a case like this. In fact, my sister works for an attorney and I'm sure he'd be more than happy to refer me to someone he knows.

This whole thing is such a crock! How can this man just walk away from all of us, take our money, and not have to pay the price? And how can the State Bar, and all of the other agencies that we sent complaints to be so blind to what this man was doing? None of them want to take responsibility. No! But the Bar had the nerve to state in their letter to me that I should keep all of my records just in case Mr. Hall tried to reapply for a license in the future. They would then seek MY HELP, using my documentation, so that they could deny him a license!!!! The nerve of these people! "Sorry, we can't help you, but we want you to help us if and when the time comes". HA!

Hello guys sorry that all of you had to go through this, I myself was taken for about 2K I was with them for about 1 1/2 years I wasn't awere of this site untill today after recieving a phone call at work by one of my cc's and of course like everyone else I recieved the leter around the 5th of january, and so today I just did alittle more resaerch and found this site. I am so glad I found it for a moment there I thought I was the only one trying to find these people the way they made themselv's seem was so promising but they never paid any of my debt so here I am starting all over with this whole credit issue.
well I hope everyone gets back what they put into it and ill be praying for you guy's and your cases that you have, and for any inconvenience that this has brought upon you and your families.


ps. the bible teaches that your to do unto others as you would have them do unto you mr. hall is in for a good one and to add to that the bible also teaches that each one of us will give acount for what we have done to others.

God Bess. Pastor David Z.

Susie...I think you will be ok for the security fund...He was "active" when he took your money..italso states that the lawyer must be DICIPLINED BY The bar..Disbarred "or" resigned.. the state bar files say that he has voluntarily resigned.
Don't give up girl...we are all in this together