Kelly, when did you first submit your application to the Security Fund? This will give us some sort of turn around time frame from them.
lvlyhawaiiangrl, if I were you I would either hire another
debt reduction company (which one, I don't know), or simply go to your local Consumer credit counseling service and apply with them to put you on a debt repayment program. At least this will get you back on the path to paying off your debts and at the same time, will more than likely stop your creditors from harrassing you.
But most importantly, do not negotiate with your creditors on any type of payment terms (you also have the power to hang up on these people). There is a statute in each state in which a debt will be written off (usually 7 years). If you negotiate with them each time they call you, this will start the clock of the statute over again.
Let someone else handle all of that for you. At least if you are on a repayment plan with
consumer credit counseling, you will also be on the road to becoming
debt free. And when you do receive your refund from the State Client Fund, you can also apply that to your current debt program. Whatever money you were paying monthly to CP, you could pay the same to Consumer Credit. It's a longer process sometimes, but at least you'll be protected.
Hope this helps!