Personal Credit Services - Is it a scam?

I don't know if this is the same co.or not it is called personal credit service,pcs.com I was stupid to give them money, when I filled out a applacatio with this loan co, ( one of many to choose from) It never got sent, a pop up prevented me from sending it, I called the loan co that I sent the application to, they never herd of this co. now I cannot get in touch with them, they said if I did not get a loan, they would refund part of my money back.I feel so stupid and taken advandage of,these people need to be stoped from takeing peoples money, and it is from people who can't afford it the most.

Yep...SHORTY, sounds like the same company to me, too. They ask e-mail you with several websites addresses that is willing to 'loan' you money. Then they ask you for a fee, depending on how much you want. The 'Eraly Bird Special' ( they decribe) gives you some kind of 'special discount', if you apply early. Is that the one you're thinking about?

I ahve sent them e-mails as well asking if they were a reputable company? and why is that no one answers the phone when you call. This seems like a scam to me. I wouldn't trust it. I think it is best that we continue to do our research on them. it's strange that when you asks questions about being reputable they do not respond. This is probably some enty warehouse with answering machine connected to it and some person sitting at home violating us. Just sitting and collecting money from the people who don't know any better.

have sent them e-mails asking if they were a reputable company? and why no one answers the phone when you call? This seems like a scam to me. I wouldn't trust it. I think it is best that we continue to do our research on them. it's strange that when you asks questions about being reputable they do not respond. This is probably some enty warehouse with answering machine connected to it and some person sitting at home violating us. Just sitting and collecting money from the people who don't know any better.[img][/img]

dont send them any money all they give you is a list of banks in your state did go with them they are a scam outfit you can get the list of bank for your self still trying to get my money back

I used Personal credit services. I sent them 125.00 and it took about 10 days and they responded with a lender. I was approved for $6000 but had to pay 5 monthly payments up front before money was released...

If you have any company ask you for a fee to get a loan you dont want them as a banker.

Removed per TOS - No Ads - Goudah

This is a scam people !!!!Michael , we don`t allow solicitations

Hi, I just wanted to let everyone know that somehow some way these people got all my information. I was ripped off 125 I did not give permission to these people i just started recieveing emails. I contacted my bank and also the state police. There is no live person u can speak with. I have been emailing them a few days in a row now and they say they will get back with u in 24 hrs. I looked deeper into them to find out yes it`s a big scam. The lenders they deal with are just regular loan and credit card companies you find on the net. They guarentee nothing. They are obviously not a secure ligit website because, my information was somehow put into their system. I`m sure it has a lot to do with identy theft but, since they had my money i wanted to see what they were takeing it for. IT IS A SCAM. DO NOT GIVE THESE PEOPLE YOUR MONEY!!!!!!!!!!! If you need money type in loans for people with bad credit it will give you all the companies that this company makes you pay for.

It was truly an experience going through the replies.Many people will be helped from your forum

Please let me know about the loan I filled out application on
line .

can I have that number to Personal Credit services, I have been thinking about going through with them but I only have email addresses. please let me know

I applied with PCS I paid $125 got the list of lenders and ALL OF THE ONES'S LISTED I HAVE CREDIT CARDS AND LOANS with them ALREADY!!!! SCAM If you ask me!

Wow! I am sooooo glad I checked this out first because gullable seems to be my middle name. No one should have to pay for a list of lenders. Thats CRAP!!! I found a credit union out of state for me but they offer unsecured signature loans as long as you're a member of their credit union or you make a $5 donation to mid-illinois dollars for scholars foundation or open a checking account with them. The site is midillinicu.com. It's definitely worth it to take a look. I'm going to become a member and apply for a loan myself.

Since you payed the 125 fee did it work and did everything go smooth?