Personal Credit Services - Is it a scam?

did you use personal credit services? what happend im skeptical about sending moneyy toooo ? pleasse let me know if its legit

Report: #274242 View Similar Reports Report: Personal Credit Services/Rick Dennison
Category: Loans

Personal Credit Services/Rick Dennison Another victim of these Scam Artist/Will get my money back even if it means taking them all the way down! East Islip New York
*UPDATE Employee.. inside information ..Personal Credit Services ALWAYS honors its guarantee!


Read how Ripoff Report saves consumers millions.

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Personal Credit Services/Rick Dennison
Phone: 631-930-6422
Fax: 631-240-5879
10 East Main Street, #144
East Islip, New York, 11730
U.S.A.

Report: #296108 View Similar Reports Report: Personal Credit Services Inc
Category: Credit & Debt Services

Personal Credit Services Inc Ripped me off Holbrook New York


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Personal Credit Services Inc
Phone: 631-9306422
Fax: 631-2405879
321 Dante Court (suite #A1)
Holbrook, New York, 11741
U.S.A.

READ BELOW:

Report: Personal Credit Services
Category: Loans

Personal Credit Services ripoff is a scam and prays on people who need loans! East Islip New York


Read how Ripoff Report saves consumers millions.

Rebuttal Box
Respond to this report!
Are you an owner, employee or ex-employee with either negative or positive information about the company or individual, or can you provide "insider information" on this company?

Victim of this person/company?
Are you also a victim of the same company or individual? Want Justice? File a Rip-off Report, help other consumers to be educated and don´t let them get away with it!

Personal Credit Services
Phone: 800-364-9390
Fax: 631-240-5879
10 East Main Street, #144
East Islip, New York, 11730
U.S.A.

Submitted: 7/11/2007 9:53:40 AM
Modified: 7/11/2007 9:54:00 AM
Brittany
Foothill Ranch, California



Ripoff Report Verified Safe
This company promises to get you approved for a personal loan despite your credit history. You pay a small up front fee based on the loan amount you are looking for. I was looking for $6,000 and had to pay $150 for the service.

Once you pay the fee you are emailed about 10 pages of differnent lenders. You are not pre-approved for anything. The lenders are numbered and then under each lender you are given about 50 different branches for that same lender based on your zip code. They do not tell you who you are calling. The company specifically tells you not to tell the lender that you used their service. That should have tipped me off. As I started calling I realized they provided all the big banks that I had already applied to. They provided banks like Washington Mutual which doesn't even do personal loans any more.

I then emailed the company asking for a refund becasue their service was a joke!! They said I needed to follow their return policy which is to apply to all 10 lenders and I have to get denied by ALL 10 lenders prior to receiving a full refund. I would also have to provide documentation proving that within 90 days and I had to send all of it at once. If I didnt' then I would be denied my refund. 10 inquiries on your credit report causes a negative profile not to mention the fact you are NOT getting what the company promised. After doing what they asked and risking my credit to get my money back I sent in all my documentation and they still denied my refund because of the intial email I had sent. Are you kidding? They are a bunch of scam artists and took my money to give me info I had already found on my own!!!! They said they can guarentee an approval and well my friend they can't!!! Don't use them!!!

Brittany
Foothill Ranch, California
U.S.A.

wow! i was about to click on proces and my gutt said "just google the company first" glad that i did.

I, too was about to send them 150.00, but my best friend told me to google the 1st. I am so glad I did. I feel sorry for all of you that sent them money. God will make a way for all of us!

Hey, I was looking at using personal credit Services for a loan of 10,000 but after not really finding too much on them and seeing how many people dont trust them I don't believe that I will be using them. Does anyone know where I can get a 10,000 dollar loan with really bad credit?

hello i wanted to find out about this compnay as well please tell me what has happened so far after you sent the money did they give you all the proper stuff and information about your loan or who they are contact info? I need a loan but am hesitant as well my credit isnt that good either but need help nina please post back on here your outcome or reply to what so far is happening hopefully everything is legit.

its so funny im not a girl but it put a girls picture on there !! LOL i guess thats how i would look if i was a girl without my goatie LOL

well thank you all for the tips if anyone knows a good and honest lender not to worried about the interest right now just need to find a lender for about 20,000. if anyone knows one please send me the link im in corona ca

i paid 175.00 and i have left them 4 messages can anyone tell me the time frame for this company to get back with you and is there anyone who has received a loan from them.

im not a man i am a woman who needs a loan for about 10,000 can anyone help with a loan company that help people with bad credit. let me know at kyabenton34@yahoo.com or on the website.

how can i get on the ban wagon so that i can sue them to duffydan and rossy. need a lagitimate loan company.

I too am a victim to this company, i gave them 100.00 to help me get a loan. I applied to all 10, got nothing, I got all my documents and sent them to the address they told me to and wow guess what, my letter came back return to sender, no known address! I should have known.Thank god that I used a prepaid card i got at walmart to send payment or they would have ripped my bank info too.

This company is a RIP OFF!!!! They "gaurantee" that you will receive the loan amout that you have requested and then take your money and you apply to the companies yourself. You can apply to these companies on your own and do not have to pay their ridicoulous fee! Then when you don't get approved they tell you that you can't have your money back unless you apply to every lender(whether they have the loan you want or not). IT'S A SCAM!!!!!!!!!!!!!!!!!!!!!!!!

i did apply but i looked around on payin them and decided from reading this i am not going to. has anyone had an issue with their credit after applying?

Perhaps, the money that you paid them will just be treated as a "gift"! Don't expect for that money to be refunded
back to you! Has anyone ever wondered, all confidential datas where submitted, what will happen to them? And if all these scamming claims are true, then what happens to all the personal information, like Social Security Numbers?