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Sub: #33
Replied on 07-14-2006, 03:18 PM
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Yakita, Personal Credit services is a rip off. Perhaps, it is doubtful that you will get your refund but you must file your complaint at the local AG's office as well as the FTC and the BBB. They must have received similar complaints against this company and maybe in a situation to take some legal actions. You also need to include your complaints for investigation.

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Sub: #34 personal credit services
Replied on 10-11-2006, 11:59 AM
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thank you all so very much. i am desperate for a loan. i was getting ready to send these people money. you have saved me wasting the money i have on a scam. thank you again. god bless

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Sub: #35 THANK GOD
Replied on 10-24-2006, 04:27 PM
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I almost applied Im glad I didnt......

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Sub: #36 Helpful
Replied on 10-30-2006, 10:30 AM
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I googled this company and found nothing but this forum. Thank God I read all of this. I was about to send them $.

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Sub: #37 personal credit services
Replied on 10-31-2006, 07:39 AM
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I am so glad I found this site, I was in the process of sending them money for a loan. I am glad I did not send it and researched it first, it is too bad that people are out there scamming people out their money.
Thanks so much for posting your experiences.

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Sub: #38
Replied on 10-31-2006, 07:57 AM
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It feels good to know that people are finding this forum and it is saving them from making the mistake of sending money to these scam companies! Congratulations!

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Sub: #39 I'm a sucker
Replied on 10-31-2006, 03:40 PM
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They got me for $175. I feel like a fool.I have copied all my Email from them and am filing with the better business buruea, Dept of Comsumer Affairs and anyone else I can think of. I,ve Emailed everyone in my address book, warning them and I suggest you do the same and maybe we can get the word out on these crooks!

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Sub: #40 personal credit services
Replied on 11-01-2006, 10:08 AM
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i too was thinking of doing this and now have thought better of it let me know how things turn out good luck

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Sub: #41 PERSONAL CREDIT SERVICES INC
Replied on 11-14-2006, 11:07 AM
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they are a scam. i sent 150 and all i got was
numbers of lenders who i already know and have turn me down. they should be shut down

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Sub: #42 Personal credit services
Replied on 11-25-2006, 11:51 AM
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ok glad I googled these people. Something was telling me they weren't legit.

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Sub: #43 Personal Credit Services vs. this forum
Replied on 11-26-2006, 05:18 AM
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THANKS! This forum saved my life-LITERALLY! I am about to go downrange into War and was hoping to pay off $5k in odd debts NOW in case I don't come home. Ken

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Sub: #44 forum
Replied on 11-26-2006, 02:12 PM
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Ken. I am glad also you found this forum. I know it must be a relief not to get scammed. God Bless You and Return Home Safe.!!!!!! KYSIDE38

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Sub: #45 thank God i read this!!!!
Replied on 11-29-2006, 11:42 AM
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i was strongly considering sending this company the money for the lender names. i did a search and found this site and i'm so glad. it struck me odd that they don't have any phone support. you would think that any reputable company would want to make sure they were available for their clients. people should not be allowed to get away with this. it sucks to try to figure out how to catch up on bills and have christmas and everything else but it would have sucked worse if i had paid them money i don't have for nothing!! thanks to everyone who took the time to research them and post!

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Sub: #46
Replied on 11-29-2006, 12:05 PM
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Unfortunately I was scammed as well. I was looking for a personal loan to consolidate my debt. they sent a list of lenders, however none of them would approve me for the full amount i requested. Personal Credit Services says they cannot offer me a refund since i was offered loans from several banks...kinda defeats the purpose of consolidating though! Does anyone know if filing a dispute with the credit card I used to pay for Personal Credit Services will get me anywhere?

Thanks!

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Sub: #47 Personal Credit Services
Replied on 12-04-2006, 07:52 PM
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Greetings MSCLOUD, NINJACADDEN, and ROXETTE. I'm following up your conversation on the legitemacy re: personal credit services. I'm thinking about using their serves and was wondering if your experiences were okay. Please help me out.

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Sub: #48 Personal Credit Services
Replied on 12-05-2006, 04:54 PM
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Thank God that i found this forum as well. I was just about to send them $100 as well. I am desparate for a loan and I don't want another payday loan, I just can not afford it. I'm only looking to borrow from $1500-$2100. Do anyone know of some places to go with good approval rates. I don't think my credit is bad but my score is low from inquiries and i have a high debt to ratio. I'm glad we are finding out about these scamming sites, but has anyone found anything legit other than the normal companies that have already denied most of us.(citifinancial, american general finance, etc.) PLEASE HELP! Anyone know of anything, email me ASAP as

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* Disclosures:
  • By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  • Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
  • Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  • Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  • The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
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