Thanks for the info, I too found myself needing help and applied but did not send money, thanks for saving what I have

I am so glad I found this forum. I was also just about to send them some money! If anyone knows a lending co. with a high approval rate would you please let me know? Thank you and Happy Holidays!

i had gottton all the information on them, and even try'd to contact them and nothing. i beleive this is a scam.

I am glad i read this forum. I was just getting ready to send my money today, but i found this forum. Thank god. Don't do it, its a scam.

Personal Credit Services, Inc.
321 Dante Court (Suite #A1)
Hollbrool, NY 11741
631.930.6422 and 800 #

The same information I received as listed in a prior reply.

I am so thankful to ALL of you who took the time to chat about PCS, Inc. As per the credit industry, my score is considered poor. I too am desperate for a loan and thought PCS, Inc. would be a great way for me to ease my financial crisis. But before I sent them money, I thought I would do some research. I have now decided that it would be to my best interest not to go through with this process. It's amazing how I have gotten more information here than from USCC, BBB and PCS, Inc. combined. It's back to the drawing baord for me. I hope that my reply helps another as all of your replies have helped me.

You all are Angels.....Thank you!

I was considering using this company also. I have been taken and foud this sight. All of your information made me do more extensive research. I found the owner to be james shovak who has had several court cases relating to debt himself. All of this information is public record and available to anyone.

I was also scammed with my $500. I have not recieved a loan and instead of sending my money back they sent me even more companies to apply with. This is also ruining my not so great credit even worse. This company is a scam.

I am completely thrilled that I found this site today, I was just about to apply with Personal Credit Services and BOOM! The good Lord put me upon all these reviews about it!! I am so glad that I did not send them any money! Thanks for all of your comments!

So what happened after you paid the $125? Did you get a loan? What was the rate of interest and were you satisfied?

Thank you for the info. It's ironic that you come to a forum to learn that a company is a scam and low and behold there's their link at the top of the page in the Google advertisements.

I submitted an application because I am in a tough situation but I did not submit the fee. I am glad I did not get scamed out of money but the app does ask for social and address. Has anyone had any identity theft issues or is the main scam only taking the money from the customer. I hope the situation works out for everyone.

ok so i see you paid the money but never came back in to say if you recieved the loan or not?

I'm so glad I found this site. i just came acress personal credit Services yesterday. I have been praying about it since then and the experiences you all have shared are the answers to my prayers.

I AM SO GLAD I FOUND THIS!! I was just about to send off my last dime to this company!! Thank you so much for all of your info!! God bless!

I am so glad that I found this forum, if not I would have been tricked into sending this fake company money. I wish there was some way to warn the world about this company. I feel sorry for the people who actually fell for the trick. you are right if you cannot talk to a live person that probably means the company is not alive as well. Thanks for everyone's imput and honesty.

[Morningstar]

It's nice to know that this site makes a difference for the better for so many people. Now if only the cashcard posters would get a freakin clue.