Personal Credit Services - Is it a scam?

I have a question regarding this topic. Has any one heard back from the person that sent this company money. I did a search online for this company and i found this site. i was wondering if they are legit and if anyone has received anything. i was hoping to find that out here. and if not does anyone know of companies that would do loans that are legit for people like us.


Has anyone ever heard of Personal Credit Services based out of New York?

Wow I just printed off the order by mail form and started saying to myself I wonder if I can find the company by buisness finder just to research them before I shelled out my money. I hear all of you saying how do you get out of debt when you have people taking your money. This company needs to be SHUT DOWN!!! Thanks to all that has posted you saved me the little money I have left.

This is a scam. You have to read the fine print. It's ashame. There has to be some ligitamate companies out there that can help.

solicitation is not allowed per forum rules Thanks for the post on Personal Credit Solutions!

I am in a really bad spot, I found this site and was very excited. Now after reading this I don't know what to do. I did try calling them, they have nobody to speak with they directed me back to the site to email a question. Is this just a big scam?

Erica - All you will get is a list of lenders that you can easily find your self doing a google search. Most of these lenders will not loan to people with bad credit. What this company does is put some payday loan companies on the list, that way they can say that you will be approved for a least one of the loans. It is a scam, I wouldn't recommend you sending them any money.

Thanks sooo much. I really didn't have the money to even send to them but i'm in such a bind i didn't know what to do.

Hi, anyone in here advise me on what the fee is for upfront and if anyone has any feedback on this company I would love to hear about it.. I was just scammed by Madison Financial Group of almost $2000 and don't want to fall in that trap again. A loan advisor advised me that anyone that wants money upfront is a scammer and to walk away... Let me know anything!
Thanks,
Mike

They will provide you with a list of lenders you've already been denied from, but on the list will be some payday loans that you technically will be approved for. That is how they get around their "guarantee" that you will be approved. Do not send them money!

Thanks! I am not sending them a dime.. Does anyone know where to get a legite loan for having bad credit?? No payday loand because they keep harrassing me after I paid an addt'l $700 towards a loan I took from them. They never stopped taking the money from my account...

The only place I can suggest is prosper.com. It's like ebay, where people will bid on lending you money. You aren't guaranteed a loan, only if enough people want to lend to you at the rate you want will you get the loan. Then you pay money to prosper each month and they will dispurse the payment.

I have just come across this page, and see that there was never a response as to whether the information on the loan companies or the actual loan took place. Please could you let me know how this worked out? I am thinking of using this company as well.

What you get is a list of companies you could easily find doing a google search. Most of these companies will deny you. But they put some payday loan companies on the list, that is how the "guarantee" that you will be approved. It is a scam!

My husband have been looking for a company that will do a personal loan and went through the whole shabang with them and they asked us for $175 upfront. We have been seriously considering it.. they are licensed with the state of NY. I searched their business entity. Do any of you have any company recommendations?

I looked it up in the bbb too....

unsatisfactory results...

what was the result of you applying to personal credt services did it work or not